CRE Finance Banker

The CRE Finance Banker is a senior-level position responsible for originating, structuring, underwriting, and executing commercial real estate financing transactions for Citi's institutional clients. The role works closely with senior bankers, product partners, investors, and sponsors to deliver innovative financing solutions across the commercial real estate capital structure, including mortgage loans, CMBS, mezzanine debt, preferred equity, and other structured finance products. The overall objective of this role is to manage client relationships, execute transactions, identify new business opportunities, and contribute to the growth and strategic development of the CRE Finance platform.

Responsibilities:

• Responsible for screening, sizing, structuring, underwriting, originating, and closing a broad range of real estate financing products including CMBS, mortgage loans, mezzanine/preferred debt, back leverage loans/facilities, acquisition financings, and take private financings across various real estate property sectors.

• Assume significant responsibility across all phases of transaction execution, business development, client relationship management, and the overall growth of the CRE Finance franchise.

• Underwrite real estate transactions through detailed cash flow analysis, collateral and sponsor evaluation, market assessments, valuation analysis, and risk examination.

• Mentor and oversee a team of analysts and associates in the execution of CRE Finance transactions, providing guidance on underwriting, structuring, and deal execution.

• Draft and review offering materials including pitch books, term sheets, offering circulars, rating agency presentations, debt offering memoranda, and internal committee memos.

• Review and interpret third-party due diligence reports, including appraisals, engineering reports, environmental assessments, market studies, property leases, rent rolls, and historical and projected operating statements.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and their assets, by driving compliance with applicable laws, rules and regulations, adhering to Citi policies, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 5-8 years of experience

• Degree in Finance or closely related areas of Business Administration preferred

• Advanced financial modeling and valuation skills, including cash flow modeling, debt sizing, sensitivity analysis, and commercial real estate valuation methodologies.

• Comprehensive knowledge of related products, pertinent regulations and lending and credit approval processes

• Consistently demonstrates clear and concise written and verbal communication skills

• Experience with large sponsor funds, corporate clients, capital markets products, finance and securities products.

• Series 79, 7 and 63 preferred

Education:

• Bachelor’s degree/University degree or equivalent experience

• MBA or Master's Degree in Business preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Institutional Banking

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Job Family:

Investment Banking

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$175,000.00 - $250,000.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

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Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.