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Facet Wealth

Flat-fee financial planning with CFPs

Senior Software Engineer - React

Full-Time
$150k - $170k+ Bonus + Equity
Senior, Expert
Remote in USA
Remote
Software EngineeringFull-Stack Engineering

About the job

Requirements
  • The candidate must have 5–10+ years of full-stack web development or related experience.
  • The candidate must have 3+ years of experience with React 16 or later.
  • The candidate must have experience with relational databases.
Responsibilities
  • Collaborate with Product and Planners to define solutions to problems.
  • Design, develop, and test code written in Golang and React and deployed to AWS.
  • Estimate tickets in a ScrumBan process.
  • Commit code regularly to Git/Bitbucket in a mainline development environment.
  • Write tests for the code.
  • Pair program with other developers as desired.
  • Participate in daily standups.
  • Participate in weekly Tech Stack Tuesdays to learn new development skills and techniques.
  • Pursue ongoing learning and personal growth.
Desired Qualifications
  • Experience with MySQL is preferred.
  • Experience with React and Golang.
  • Experience with AWS services including ECS, EC2, RDS, and S3.
  • Experience with the REST architectural style.
  • Experience with Clean Architecture.
  • Experience with Git and Bitbucket.
  • Experience with frontend toolchains such as Webpack, Gulp, or Grunt.
  • Experience with frontend testing tools and frameworks such as Mocha/Chai, BrowserStack, and Puppeteer.
  • Experience with automated unit, integration, regression, and performance testing.
  • Experience with responsive design and progressive web apps.
  • Familiarity with Linux.
  • Familiarity with Docker.
  • Familiarity with FinTech APIs such as Plaid, Finicity, Yodlee, APEX, and Orion.

About the company

Facet Wealth provides personalized and affordable financial planning services for individuals and families through a flat-fee membership. Clients pay a set fee for access to a team of Certified Financial Planner (CFP) professionals who deliver unbiased, holistic financial guidance across life events like starting a business, buying real estate, planning for a family, investments, and retirement, with no commissions or product sales. The flat-fee model and direct CFP access distinguish Facet Wealth from traditional advisors by removing hidden costs and conflicts of interest, offering transparent, comprehensive planning. The company aims to make professional financial planning accessible to more people and become a trusted, preferred choice in the financial advisory market.

Company Size

201-500

Company Stage

Late Stage VC

Total Funding

$263.2M

Headquarters

West Palm Beach, Florida

Founded

2016

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Simplify's Take

What believers are saying

  • Facet launched tax preparation and filing for members in September 2025.
  • Facet’s 2024 $35 million financing funded technology and expanded planning services.
  • Facet’s 2025 downmarket push broadens employer and younger-customer acquisition beyond wealthy households.

What critics are saying

  • Facet’s 2025 audited balance sheet shows only $6.2 million cash against expansion demands.
  • Heavy 2024 debt financing from Multiplier Capital increases refinancing pressure by 2027.
  • Charles Schwab, Vanguard Personal Advisor, and Human Interest target Facet’s mass-affluent downmarket niche.

What makes Facet Wealth unique

  • Facet’s flat-fee planning model removes commission conflicts and asset-based pricing pressure.
  • Facet added tax filing, estate planning, and direct indexing to one membership.
  • Facet serves 24,000-plus members with $5 billion assets, unusual scale for subscription advice.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Disability Insurance

Life Insurance

Parental Leave

401(k) Company Match

Wellness Program

Tuition Reimbursement

Remote Work Options

Company Equity

Professional Certification Support

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-4%

2 year growth

-8%
Business Wire
Oct 9th, 2024
Facet Secures $35 Million in Additional Funding to Broaden Access to High-Quality Financial Advice

Facet, the fintech company that is building the future of financial planning, today announced it has raised an additional $35 million in new financing

The Business Journals
Oct 8th, 2024
Baltimore Inc. 5000 company raises $35 million

Facet previously raised $100 million in 2022.

Citywire
Oct 8th, 2024
Facet raises $35m in mezzanine deal led by Multiplier Capital

Chief executive Anders Jones said the deal includes $25m of debt and $10m of Facet equity.

U.S. Securities and Exchange Commission
Jul 29th, 2024
SEC FORM D

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.The reader should not assume that the information is accurate and complete.

Business Wire
Nov 30th, 2023
Facet Wealth Secures $100 Million in Series C Round

Facet's $100 million raise will be invested in technology, its product suite and client experience to fuel its already meteoric growth trajectory.