A

Avant

Online lending platform for unsecured loans

Front-End Software Engineer

Full-Time
No salary listed
Mid
Chicago, IL, USA
In Person
Software EngineeringFrontend Engineering

About the job

Requirements
  • The candidate must be able to execute frontend work from PSD design through final delivery.
  • The candidate must be proficient with mobile user interface implementation.
  • The candidate must have experience working with at least one web application serving significant customer traffic.
Responsibilities
  • Assist in building out the existing web application.
  • Implement customer-facing and internal-facing frontend functionality, including customer dashboards and CRM workflows.
  • Help execute application development and contribute to the technological direction of the application.
Desired Qualifications
  • Knowledge of JavaScript frameworks such as Knockout.js or similar.
  • Experience with Ruby on Rails.

About the company

A

Avant

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Website

Avant provides online lending services, offering unsecured personal loans from $2,000 to $35,000 and credit cards with limits from $300 to $1,000. Access is completely online, with a streamlined application and fast approval process. The company earns revenue from loan interest (9.95% to 35.99% APR) and credit card fees. Key differences from competitors include a fast, transparent application experience, strong customer support, and educational resources that help customers build credit. The overarching goal is to lower the barriers and costs of borrowing, making it easier for people to obtain funds, while helping them manage credit responsibly through clear terms and financial education.

Company Size

501-1,000

Company Stage

Debt Financing

Total Funding

$2.5B

Headquarters

Chicago, Illinois

Founded

2012

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Simplify's Take

What believers are saying

  • InterVest committed up to $1 billion of loans over 24 months on September 15.
  • Avant's January 2026 AI virtual agent resolves 62% of calls without transfer.
  • Credit Builder reached 357,000 users, with 75% improving or holding scores by December 2025.

What critics are saying

  • OCC and FDIC approval remains unresolved; denial freezes Avant's bank-charter strategy.
  • Avant still relies on securitizations and forward-flow buyers; funding shocks squeeze originations.
  • SoFi, Upstart, and bank issuers compress spreads faster than Avant can scale.

What makes Avant unique

  • Avant CreditOS and machine-learning underwriting target middle-income borrowers overlooked by FICO-only lenders.
  • September 18, 2026 bank-charter filing shows ambition to control funding and servicing end-to-end.
  • February 2026 AAA-rated securitization and September 2026 InterVest deal prove diversified capital access.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Company Match
  • Unlimited Paid Time Off
  • Flexible Work Hours
  • Paid Parental Leave
  • Adoption Assistance

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
Tech Funding News
Sep 24th, 2026
Iceland's 50skills raises $6M for AI agents that automate HR workflows

Iceland-based HR automation startup 50skills has raised $6 million in funding led by Frumtak Ventures, Swiss Post Ventures, Avant, and DRD Investments. The platform allows customers to describe their processes in simple language, after which an AI agent builds the corresponding workflow and generates additional agents to handle tasks like candidate screening and onboarding emails. Founded by Kristján Freyr Kristjánsson, the company had not raised funds for nearly three years until platform usage surged. Last year customers automated over one million actions; this year that figure reached six million in just months. The 20-person team plans to hire more staff in the Nordics and is eyeing expansion into the US and Benelux markets.

PYMNTS
Sep 18th, 2026
Avant seeks national bank charter to serve customers directly.

Avant seeks national bank charter to serve customers directly. By PYMNTS | September 18, 2026 FinTech company Avant filed an application to establish an insured national bank called Avant Bank, N.A., the company said in a Friday (Sept. 18) press release. Avant filed the application for a national bank charter with the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corp., according to the release. Avant uses data and machine learning to deliver access to credit cards, personal loans, a personal financial management tool, and other financial products and services, according to the release. The proposed national bank charter would enable Avant to serve customers directly, expand access to credit, and offer banking products and financial health tools via an integrated digital banking platform, the release said. Please add Mappedin to your preferred sources list so its news, data and interviews show up in your feed. Thanks! Avant Co-Founder and CEO Al Goldstein said in the release that since its founding in 2012, Avant has focused on more than 100 million Americans who are overlooked by the current financial system and has developed a data-driven approach to credit that serves this population. "A national bank charter would further our mission, help reduce our cost of funds and enable us to offer products under one regulatory framework," Goldstein said. If the application is approved, Avant Chief Business Officer Charles Whittaker would become the CEO of Avant Bank, N.A., per the release. "For more than a decade, we've worked to give middle-income Americans a fairer shot at credit than their credit score alone would suggest," Whittaker said. "A national bank charter would let us build and service our products end-to-end with the goal of creating more meaningful value for our customers." PYMNTS reported Aug. 26 that a rash of financial services firms are securing bank charters. Over the 90 days ended Aug. 24, the OCC made nine significant charter determinations, including six preliminary conditional approvals, one final approval and two denials. On Sept. 10, PYMNTS reported that FinTech and digital asset companies are pursuing regulated institutions with different powers and different roles inside their existing organizations. When Avant announced in February that it closed a $200 million personal loan securitization to provide over $500 million in financing capacity over its 24-month life, the company said that was its 23rd personal loan securitization since its founding in 2012 and its seventh revolving transaction.

GlobeNewswire
Sep 15th, 2026
Avant and InterVest Capital Partners announce $1 billion forward flow agreement.

Avant and InterVest Capital Partners announce $1 billion forward flow agreement. Multi-year deal marks new collaboration and provides Avant new source of funding. September 15, 2026 08:30 ET | Source: Avant CHICAGO, Sept. 15, 2026 (GLOBE NEWSWIRE) - Avant, LLC ("Avant") today announced a new multi-year forward flow agreement with InterVest Capital Partners ("InterVest"), a leading alternative investment firm specializing in specialty finance, marking the companies' first partnership. Under the agreement, InterVest, through its affiliate, has committed to purchase up to $1 billion of personal loans facilitated through Avant's platform over a 24-month period, subject to customary funding and financing conditions. The transaction gives Avant access to a new source of capital, supporting the company's mission of expanding credit access for middle-income Americans. "We are pleased to partner with Avant, reflecting our strategy of partnering with market-leading businesses that pair prudent, time-tested credit risk management with strong technology and seasoned management teams." said Ari Rosenberg, Managing Director at InterVest. "Avant's platform expands access to personal loan and credit card solutions for everyday consumers, and we are proud to support that mission through this transaction." "Avant was built to make credit more accessible for middle-income Americans, and this agreement supports that mission," said Kevin Friedrich, Chief Financial Officer, Avant. "We're excited about this collaboration with InterVest who bring meaningful experience in specialty finance and consumer credit to the table. Reliable, diverse sources of capital are core to serving our customers well. This gives us flexibility to invest in our platform for the customers who rely on us." The collaboration reflects Avant's broader funding strategy, which combines whole loan sales, securitizations and institutional partnerships like this one. Adding capital sources beyond traditional channels helps Avant reduce reliance on any single funding stream and maintain flexibility across a range of market conditions. This added capacity supports the company's ability to serve borrowers across its platform. Willkie Farr & Gallagher acted as legal advisor to InterVest in the transaction and Chapman and Cutler LLP acted as legal advisor to Avant. About Avant Avant is a data-driven platform at the intersection of technology and credit, built to meet the financial needs of millions of middle-income Americans. The company leverages data and machine learning to deliver access to a suite of financial products and services anchored by credit cards, personal loans, and a personal financial management tool. Since its founding in 2012, Avant has served more than 4.8 million unique customers, connecting them to over $17.6 billion in credit through personal loans and credit cards. For more information, visit www.avant.com. Avant-branded credit products are issued by WebBank. About InterVest Capital Partners InterVest capital partners, a New York-based, SEC-registered investment adviser, is an alternative asset manager dedicated to credit strategies across asset-based, asset-backed and specialty finance and real estate. With over two decades' experience and track record in this space, InterVest has been an investor in some of the largest and most well-respected specialty finance platforms and assets across the United States, Canada and Europe.

Associated Press
Jul 29th, 2026
Aperture Investors leads $300M asset-based financing facility for fintech Avant

Aperture Investors has led a $300 million asset-based financing facility with Avant, a financial technology company. The facility provides flexible capital to support Avant's growth across its platform and strengthens the longstanding relationship between the firms. Launched in 2025, Aperture's Asset-Based Finance strategy provides tailored capital solutions to consumer and commercial finance platforms. The strategy is led by Global Head Nick Turgeon. Avant, founded in 2012, operates a data-driven platform offering credit cards and personal loans to middle-income Americans. Since inception, the company has served over 4.5 million customers, connecting them to more than $16.8 billion in credit through personal loans and credit cards. Avant launched its branded credit card in 2017. Aperture Investors is an alternative asset manager and part of Generali Investments, managing approximately $6.72 billion in assets as of 30 June 2026.

Associated Press
May 5th, 2026
Avant's AI virtual agent handles 62% of customer calls without human transfer

Avant, a financial technology company, has deployed an AI-powered virtual agent developed with Replicant across its Avant Card customer service operation. Since launching in January 2026, the system has completed approximately 62% of customer calls without transferring to human agents. The virtual agent handles routine enquiries whilst allowing human specialists to focus on complex cases requiring judgement and empathy. Customers have rated the service 4.6 out of 5 in post-call surveys. The system was built around five principles: always-on availability, shifting routine work from human specialists, structured data capture, instant scalability during demand spikes, and consistent customer communication. Avant plans to expand use of the platform further. Since 2013, Avant has connected over 4 million customers to more than $13.2 billion in personal loans and 2.9 million credit cards.