Mortgage Loan Analyst Intern

The next part of your journey is right around the corner — with The Standard.

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?

Job Summary:

Mortgage Loan Analyst Interns will gain exposure to various Corporate Financial Services (CFS) departments, Internal Audit and StanCorp Mortgage Investors, LLC (SMI). Interns in SMI will spend their time mainly focused on performing Operating Statement analysis for the company’s commercial loan portfolio.

The focus of the internship is to expose currently enrolled real estate/financial/accounting focused college students to finance and analysis in the corporate world. Some of the specific areas of focus of the internship will be:

• Analyze property financials and determine the Normalized Net Operating Income (NOI), Loan to Value (LTV) and Debt Coverage Ratio (DCR) on roughly 6,000 commercial real estate loans located throughout the country.
• Assisting with operational and administrative investment accounting processes

*Candidates must live in greater Portland, OR area – this is a hybrid role with onsite work days every Monday & Wednesday in office and remote/work from home on Tuesday, Thursday and Friday.**

Full-time Interns Receive:

• Up to three days of accrued paid time off
• Company paid holidays during the internship period
• Opportunity to network with interns and other teams across the company for professional development
• Company sponsored events including Coffee with the CEO, careers workshops, lunch & learn, etc.

Qualifications:

• Full-time students majoring in Real Estate, Accounting or Finance with a preference to students in their junior year of college.
• Eager to learn multiple aspects of the division and department and able to complete repetitive analysis.
• Detail oriented and able to operate efficiently in a fast-paced environment while ensuring accuracy in the work being completed.
• Driven to learn and open to receiving feedback and learning from others on the team.

Location, Hours, and Schedule:

• Location: Hybrid / On-site role with Monday, Wednesday in office and Tuesday, Thursday and Friday remote
• Hours: 40 hours/week
• Schedule: Monday - Friday 8am – 5pm

Key Behaviors of a Successful Candidate:

Winning together: Excellent verbal and written communication skills with the ability to build relationships with team members and stakeholders within the organization. Team-oriented and takes a collaborative approach to enhance subject matter expertise while contributing to project success.

Driving success: Independently drives work forward and takes responsibility for achieving job requirements, tasks, and objectives. Possesses an innate curiosity and self-motivation to produce great results. 

Adaptability: Utilizes creative problem-solving techniques to address new circumstances and presents ideas for solutions. Demonstrated willingness to learn new skills and accept feedback. 

#LI-DNI

Why Join The Standard?

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

• Real-world experiences and meaningful projects that support your career goals provided by a supportive and responsive management team eager to help with skills development

• Opportunities to build relationships and broaden industry knowledge through virtual networking with leaders and team members across the company

• Three days of paid time off and paid company holidays during your internship period

• A virtual first day orientation and the equipment necessary (e.g., laptop, monitors, headset) for a successful internship experience

Salary Range:

Positions will be posted for at least 5 days from original posting date.

Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug- and alcohol-free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant’s specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.