Business Development Manager - Cash Loan
About the job
- A bachelor's degree in Marketing, Business Administration, Communication, or a related field is required.
- Three to five years of relevant experience is required, preferably in Business Development or as a Relationship Manager in the same industry (P2P).
- Strong communication, interpersonal, and negotiation skills are required.
- Strong execution skills, analytical abilities, and attention to detail are required.
- Ability to plan and work within structured timelines while staying focused on achieving results is required.
- Proficiency in Microsoft Office, including Excel, Word, and PowerPoint, is required.
- Ability to work independently and collaboratively in a team is required.
- A dynamic, proactive approach, eagerness to learn, and adaptability to new challenges are required.
- Establish new partnerships with clients or business partners to build mutually beneficial collaborations, particularly for the Cash Loan product.
- Identify potential partnership opportunities with business partners.
- Conduct competitor analysis to differentiate the company's products in the market.
- Develop strategies to support the company's goals.
- Seek new prospects, potential clients, or partners who have the potential to collaborate with the company.
- Design innovative partnership programs to strengthen the company's market position.
- Negotiate with clients or partners to reach mutually beneficial agreements.
- Maintain relationships with clients or partners and offer new programs to expand partnerships.
- Monitor and evaluate partnership programs to ensure they generate profitable outcomes for the company.
- Conduct research to enhance the value of the company's products.
- Coordinate with other Business Division Heads in designing partnership programs that benefit the company.
- Experience in Business Development or as a Relationship Manager in the same industry (P2P) is preferred.
About the company
Cermati is a Jakarta-based fintech platform that helps Indonesians research, compare, and apply for financial products like credit cards, loans, mortgages, auto loans, savings, insurance, and bill payments. It aggregates information from banks and financial institutions into a standardized format so users can understand options and make informed choices. The service often handles parts of the application process for partners, earning commissions from successful applications rather than charging users. Its goal is to expand financial inclusion in Indonesia by making financial products easier to find, compare, and access for a population that's increasingly online but underserved in formal finance.
Company Size
501-1,000
Company Stage
Series A
Total Funding
$1.9M
Headquarters
Jakarta, Indonesia
Founded
2015
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Simplify's Take
What believers are saying
- July 2026 BCA funding expanded Indodana PayLater reach across 180 Indonesian cities.
- Cermati Protect launched multiple 2026 partnerships, showing active cross-sell and monetization.
- Series D rumors from 2024 suggest investors still see scalable value in Cermati.
What critics are saying
- BNPL default losses can hit Indodana Finance fast if consumer delinquencies rise in 2026.
- OJK fined dozens of firms in 2026, raising compliance risk for Indonesian lenders.
- Cermati depends on partner distribution; losing BCA, banks, or merchants weakens growth immediately.
What makes Cermati.com unique
- Cermati groups comparison, brokerage, and BNPL under one Jakarta fintech platform.
- Indodana Finance's BCA-backed IDR1.5 trillion facility deepens funding access for 2026 growth.
- Cermati Protect keeps bundling insurance with tiket.com, Bumame, and DR SPECS.
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Benefits
Flexible Work Hours
Growth & Insights and Company News
6 month growth
0%1 year growth
-1%2 year growth
-1%Financial product aggregator startup Cermati reportedly secured Series D round funding of $17 million led by MDI Ventures