Amartha

P2P lending for women-led MSMEs

Business Manager

Retail & Commercial BankingConfirmed live in the last 24 hours

Full-timeSumenep, Dalem Anyar, Bangselok, Sumenep, Sumenep Regency, East Java, IndonesiaNo salary listed

About the Job

Requirements

At least 2 years of experience as a supervisor, unit head, or branch manager.
Experience in Grameen, banking, or finance is preferred.
Experience leading at least 4 team members.
Must own a motorcycle and hold a SIM C driver's license.
Must be willing to be assigned anywhere in Madura, especially Bangkalan and Sampang.
Maintain high discipline, integrity, honesty, and transparency.
Have strong communication and collaboration skills with the team.
Show willingness to learn, especially in analyzing information and data.
Adapt readily to change and remain target-oriented.
Be able to build a coaching culture to improve team performance.

Responsibilities

Ensure portfolio quality and quantity develop in line with Amartha's objectives and targets.
Ensure staff perform effectively by planning capacity development, monitoring work methods, and managing conflicts.
Ensure recruitment, service, and partner assistance processes follow applicable standard operating procedures and rules to maintain partner satisfaction.
Evaluate, validate, and approve financing applications according to standard operating procedures, credit ratings, and partner eligibility.
Ensure optimal branch repayment rates.
Manage overall strategy and field operations for the branch, including expansion, financing, recruitment, partner service, and partner assistance.
Manage all branch office administration.
Ensure branch operations, policies, and procedures are implemented properly and compliantly.

Desired Qualifications

Experience in Grameen, banking, or finance.

Business Manager - Sumenep

Amartha · sumenep, Indonesia · Full-time · Posted 2024-10-01

Workplace: on_site

Department: FO - Lending

Description

Sebagai Business manager, posisi ini akan bertanggung jawab atas keseluruhan pengelolaan & monitoring Kantor Point/Cabang meliputi:

Memastikan kualitas dan kuantitas portofolio berkembang sesuai dengan tujuan dan sasaran yang ditetapkan oleh Amartha
Memastikan seluruh staf memberikan kinerja terbaik dengan melakukan perencanaan pengembangan kapasitas, pemantauan cara kerja dan pengelolaan konflik
Memastikan proses perekrutan, pelayanan dan pendampingan mitra dilakukan sesuai dengan SOP dan ketentuan yang berlaku untuk menjaga kepuasan mitra
Bertanggung jawab atas evaluasi, validasi dan persetujuan pengajuan pembiayaan sesuai dengan SOP, credit rating dan kelayakan mitra.
Memastikan tingkat repayment cabang secara optimal
Bertanggung jawab atas pengelolaan dan strategi keseluruhan proses operasional lapangan (ekspansi, pembiayaan perekrutan pelayanan, dan pendampingan mitra) cabang yang dipimpin
Bertanggung jawab terhadap keseluruhan administrasi kantor cabang
Memastikan operasional, kebijakan dan prosedur di kantor cabang dapat berjalan dengan baik dan taat.

Requirements

Usia maksimal 30 tahun
Berpengalaman minimal 2 tahun sebagai SPV atau Unit Head atau Branch Manager
Diutamakan memiliki pengalaman di Grameen/Bank/Finance
Berpengalaman memimpin minimal 4 anggota tim
Mempunyai motor dan SIM C
Besedia ditempatkan di seluruh area Madura (Khususnya Bangkalan dan Sampang)

Kemampuan yang Dibutuhkan:

Disiplin Tinggi (berintegritas, jujur & transparan)
Memiliki kekuatan komunikasi & berkolaborasi dengan tim
Memiliki semangat belajar yg tinggi terutama untuk menganalisa informasi dan data
Mudah beradaptasi pada perubahan dan berorientasi pada target
Mampu membangun budaya coaching untuk meningkatkan performa tim

Apply

Apply at Amartha

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size: 1,001-5,000
Company stage: Debt Financing
Total funding: $276M
Headquarters: Jakarta, Indonesia
Founded: 2010

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