Settlement Operations

Ajaib · South Jakarta, Indonesia (Hybrid) · Full-time · Posted 2026-11-04

Workplace: hybrid

Department: Operations

Description

Founded to transform retail finance, Ajaib Group is an Indonesian fintech unicorn breaking barriers to financial access. Having recently secured a $270M Series C—the single largest funding round in Southeast Asia over the past four years—we are backed by premier global investors including Y Combinator, Ribbit Capital, SoftBank, and SBI Holdings.

To build world-class products, we assemble world-class talent. Supported by our fully remote work arrangement, our team spans Eastern Europe, the Middle East, India, and Southeast Asia, allowing you to work with brilliant engineers and builders from around the globe from wherever you are. We operate with an impact-driven purpose where everyone is the owner of our customers' satisfaction. Driven by a growth mindset and a fierce will to win, we refuse to settle and constantly push engineering boundaries.

Role Overview

As a Settlement Operations at Ajaib, you will be responsible for managing daily transaction flows and settlement activities, ensuring transactions are processed accurately and efficiently. You will handle real-time reconciliation, settlement processing, and transaction monitoring, while working closely with internal teams and relevant stakeholders to identify and resolve discrepancies and ensure smooth end-to-end settlement operations.

Responsibilities

Manage daily transaction flows and settlement processes, ensuring transactions are processed accurately and within the required timelines
Perform real-time reconciliation of transactions and settlement records
Monitor transaction status and follow up on any failed, pending, or unmatched transactions
Investigate and resolve reconciliation discrepancies and settlement exceptions
Maintain accurate transaction and settlement records and documentation
Coordinate with relevant internal teams and external parties to resolve operational issues
Support the improvement of settlement and reconciliation processes to improve operational efficiency and accuracy
Ensure all activities are performed in accordance with internal procedures, controls, and applicable regulations

Requirements

Bachelor's degree in Finance, Accounting, Economics, Business, or a related field
1–3 years of experience in settlement operations, transaction operations, finance operations, reconciliation, or a related field
Good understanding of transaction processing, reconciliation, and settlement processes
Strong attention to detail and ability to identify and investigate discrepancies
Proficient in Microsoft Excel or Google Sheets
Strong analytical and problem-solving skills
Good communication and coordination skills, with the ability to work cross-functionally
Ability to work in a fast-paced, detail-oriented environment and manage time-sensitive transactions
Experience in fintech, banking, brokerage, or financial services is a plus

Benefits

Performance Bonus - Get rewarded for the impact you make
Private Insurance - Comprehensive health coverage for you
Paid Time Off - Take the time you need to recharge and come back stronger
Learning & Development - Company-sponsored training, courses, and professional certifications
Hybrid Work Arrangement - Enjoy the flexibility of working both remotely and from the office
Career Growth - Work closely with experienced leaders and take on meaningful ownership as we scale
Employee Perks - Enjoy exclusive discounts, partnerships, and lifestyle perks
Collaborative & High-Ownership Culture - Work with smart, driven people in cross-functional teams, take ownership, and make a meaningful impact for our users

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Ajaib

Settlement Operations

About the Job

Requirements

Responsibilities

Desired Qualifications