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MODIFI

Digital trade finance platform for SMEs

Financial Operations & Reporting Manager

Full-TimeUpdated on 10/17/2026
No salary listed
Mid
Master's, MBA
Mumbai, Maharashtra, India
Hybrid
Finance & BankingCorporate Finance & FP&A

About the job

Requirements
  • A master's degree in Accounting, Business Administration, Finance, or Economics, or equivalent practical experience.
  • Three to five years of professional experience in financial planning and analysis, management information systems reporting, corporate finance, or financial operations.
  • Strong proficiency in financial analysis, variance analysis comparing budget with actuals, ad-hoc scenario modeling, and designing management reports.
  • A structured and accurate approach to working in multi-currency environments.
  • Ability to deliver on time in a fast-paced, dynamic environment.
  • Proficiency in Microsoft Excel and Google Sheets.
  • Fluency in English.
Responsibilities
  • Manage end-to-end reporting for internal and external stakeholders, including categorical revenue reports, consolidated revenue analysis, budget preparation and tracking, budget and variance analysis, projected cash flow reports, management accounting reports, and contributions to board reporting; own daily, monthly, quarterly, and annual reporting.
  • Ensure monthly data, documents, reports, and supporting information are available for all group entities for entity-level profit and loss preparation, accounting, and cash flow preparation.
  • Assist the Head of Treasury with streamlining data flows, dashboarding, and automation; fund forecasts; audit coordination; budget and fund variance analysis; reconciliations; internal spot checks; scenario analysis; and cost-optimization initiatives.
  • Assist the internal Finance Team with budget management and payment registers, and assist the Collections Team.
Desired Qualifications
  • Experience in a fast-paced fintech, startup, or international corporate environment is preferred.
  • MBA/PGDM Finance or Chartered Accountant qualification is preferred.

About the company

Modifi is a digital trade finance platform for SMEs that combines fintech and logistics tools to support cross-border trade. It offers instant financing for exporters and importers and a system to manage shipments and related documents in one place. Exporters can receive immediate invoice payments and importers gain extended payment terms, improving cash flow and inventory planning. By integrating financing, payments, and shipment tracking, Modifi helps SMEs compete globally with a transparent, end-to-end trade workflow.

Company Size

51-200

Company Stage

Series C

Total Funding

$353.4M

Headquarters

Berlin, Germany

Founded

2018

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Simplify's Take

What believers are saying

  • India business grew 38% year over year in 2024, supporting 2025 expansion plans.
  • MODIFI launched Asia expansion with $15 million on November 12, 2024.
  • FIEO and MODIFI held an export finance roundtable in India on March 17, 2025.

What critics are saying

  • Bank funding freezes force MODIFI into a liquidity squeeze and fire-sale by 2026.
  • GetLatka estimated only $25 million 2025 revenue, leaving modest scale against large competitors.
  • If China or India expansion stalls, MODIFI loses its 2026 growth engine.

What makes MODIFI unique

  • MODIFI pairs financing, shipment tracking, and document management in one SME trade workflow.
  • SMBC Asia Rising Fund backed MODIFI on November 6, 2024, validating bank distribution.
  • Maersk, Intesa Sanpaolo, and Heliad remain aligned, giving MODIFI logistics and banking access.

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Benefits

  • Professional Development Budget
  • Company Social Events

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

0%

2 year growth

0%
Newz9
Mar 17th, 2025
Unlocking Global Opportunities: Join the MODIFI and FIEO Export Finance Roundtable in India!

MODIFI, a top fintech company focusing on trade finance, recently teamed up with the Federation of Indian Export Organisations (FIEO) for a roundtable event titled "Bridging the Gap in Export Finance."

Invest in Berlin
Nov 12th, 2024
Trade Finance Platform MODIFI Expands Asia Operations with $15 Million

Trade finance platform MODIFI expands Asia operations with $15 million.

deutsche-startups.de
Nov 11th, 2024
Modifi secures $15M investment funding

Likeminded and nilo.health have merged. Oceanloop received a €35 million loan from the European Investment Bank for its aquaculture technology. Modifi raised $15 million from investors including SMBC Asia Rising Fund and Maersk to expand in Asia. Other investments include Xavveo with €8.6 million, Valuedesk and Nobile each with €5 million, and Fija with €1.2 million.

FinTech Alliance
Nov 8th, 2024
MODIFI Secures $15 Million in Funding from SMBC

MODIFI, a B2B "Buy Now, Pay Later" platform, recently received $15 million in funding from Japan's Sumitomo Mitsui Banking Corporation (SMBC) to enhance digital solutions supporting SME exporters.

MODIFI
Nov 8th, 2024
MODIFI Blog - Your Knowledge Guide for Global Trade Finance and B2B payments

Stay informed with articles, updates, and discussions on trade finance trends and industry insights.