Principal Product Manager
$240k - $330k
Expert
Bachelor's, Master's, MBA
Seattle, WA, USA+2 moreMore locations: San Francisco, CA, USA | New York, NY, USA
In PersonRemote work from Hawaii, Alaska, and Puerto Rico is not accommodated.
ProductProduct Management
Company Historically Provides H1B Sponsorship
About the job
Requirements
- A bachelor's degree or higher, ideally in a technical, finance, or quantitative field.
- At least 8 years of product management experience.
- A proven track record leading technically complex or highly strategic products at scale.
- Deep technical fluency and the ability to collaborate with engineers, data scientists, and architects on trade-offs and design decisions.
- Demonstrated ability to balance long-term platform and product investments with near-term delivery needs.
- Strong cross-functional leadership skills, particularly with engineering, design, data science, security, compliance, legal, and analytics.
- Exceptional written and verbal communication skills, with the ability to simplify complexity for diverse stakeholders and present to C-level leadership.
- Experience owning end-to-end product delivery and P&L or key business outcomes.
- Comfort navigating ambiguity, trade-offs, and evolving constraints in a fast-paced environment.
Responsibilities
- Own and evolve the product vision, strategy, and multi-year roadmap for the product area.
- Break vision into phases, prioritize, and drive backlogs for launch with dedicated engineering teams.
- Drive platform and product strategy focused on scalability, reliability, security, and regulatory compliance.
- Partner deeply with engineering to make critical architectural decisions and guide long-term investments.
- Engage with risk, compliance, legal, and security teams to align product capabilities with regulatory requirements.
- Define success metrics and rigorously measure performance, member impact, and business outcomes.
- Lead complex build-versus-buy evaluations, including vendor assessments and technology trade-offs.
- Lead experiments to validate hypotheses and measure impact on member outcomes, engagement, and revenue.
- Influence broader company strategy, mentor other product managers, and raise the bar for product craft across the organization.
- Communicate the vision, strategy, execution plan, and customer impact to stakeholders, including the highest levels of company leadership.
Desired Qualifications
- An MBA or advanced degree in a technical, business, or quantitative field.
- Experience in fintech, financial services, payments, or other highly regulated industries.
- Experience with data-driven, personalized, or AI-powered consumer products.
- Experience building and mentoring high-performing product teams.
About the company
SoFi provides digital financial services for consumers and banking technology for businesses. The SoFi app brings together checking and savings accounts, personal and student loans, mortgages, credit cards, and investment accounts, with banking services provided by its subsidiary SoFi Bank. Its technology business, built through Galileo and Technisys and marketed as SoFi Tech Solutions, supplies payment processing and banking software to other institutions. The group earns net interest income from lending and deposits, plus fees from loan services, financial products, and technology contracts. SoFi was founded in 2011 and is headquartered in San Francisco, California.
Company Size
5,001-10,000
Company Stage
IPO
Headquarters
San Francisco, California
Founded
2011
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Simplify's Take
What believers are saying
- Revenue growth is substantial: SoFi reported GAAP net revenue up 43% to $1.2 billion in July 2026 quarterly results.
- Investment selection expanded: SoFi introduced three private market funds from CAZ and AngelList in August 2026.
- US family benefits support employees: SoFi offers eligible staff up to 12 weeks of fully paid parental leave.
What critics are saying
- Client loss hurt technology revenue: SoFi reported a 23% year over year decline in July 2026 results.
- Personal lending brings greater credit exposure: SoFi identifies personal loans as riskier than its home and student loans.
- Travel limits flexibility: SoFi's US Partnership Success Manager role requires willingness to travel approximately 10% to 15%.
What makes SoFi unique
- Bank issued settlement is live: SoFi Bank began settling Mastercard card transactions through SoFiUSD in September 2026.
- Consumer finance includes an infrastructure business: SoFi Tech Solutions sells payment processing and banking core software to outside institutions.
- Bank deposits fund lending: SoFi uses deposits at its own national bank alongside warehouse financing and its capital.
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Benefits
- You're taken care of. SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.
- Realize your ambitions. We want to help our employees achieve financial freedom, just like our members. That's why we contribute $200 per month toward your student loans to help pay down your debt—plus free financial classes.
- Never stop learning. We offer frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.