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SOFICO

Software for automotive finance contract management

Product Owner - Product Engineering, Medior and Senior

Full-TimePosted on 10/22/2026
No salary listed
Mid, Senior
Porto, Portugal
In PersonOffice-based in Porto; hybrid working is also offered.
ProductProduct Management

About the job

Requirements
  • Experience as a Product Owner, business analyst, functional consultant, or in a comparable role connecting business needs with software delivery.
  • Ability to analyse complex processes, structure requirements, and explain the business impact of product decisions.
  • Understanding of APIs as standalone products with their own consumers and lifecycle; coding and deep technical API expertise are not required.
  • Experience working with Agile teams, or the ability and motivation to develop product ownership skills.
  • Strong business knowledge gained in finance, leasing, asset finance, asset management, or a related environment.
  • Clear spoken and written English for effective collaboration with international colleagues and customers.
Responsibilities
  • Translate business problems and roadmap priorities into clear user stories, acceptance criteria, and achievable team objectives.
  • Own and refine the team backlog, making transparent decisions about business value, urgency, scope, and dependencies.
  • Challenge customer requests constructively and turn individual needs into reusable, configurable product capabilities.
  • Work with developers, architects, and other domain teams to clarify requirements, resolve dependencies, and support delivery.
  • Validate delivered functionality against agreed acceptance criteria and gather feedback from customers and internal stakeholders.
  • Include API consumer needs in product decisions, covering behaviour, documentation, and the impact of changes.
  • Use AI tools to support analysis, refinement, and documentation, applying domain judgement to validate their output.
  • Work with the Product Manager to translate the domain roadmap into a clear, prioritized backlog.
  • Understand API users, the problems APIs solve, and how changes affect consumers; work with engineers and architects on technical details while focusing on value, usability, and continuity.
Desired Qualifications
  • SAFe experience.
  • Product Owner certification.

About the company

SOFICO creates contract management software for the automotive finance, leasing, and mobility industries. Its main product, SOFICO Miles, handles the entire lifecycle of contracts for finance, leasing, and mobility services. The platform typically supports contract creation, pricing, amendments, renewals, and fleet or mobility management within one system and is used by providers worldwide. Unlike general contract tools, SOFICO focuses specifically on automotive finance and mobility contracts, aiming to give its customers a centralized, end-to-end solution. The company’s goal is to help automotive finance and mobility providers manage contracts more efficiently across regional and global markets.

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Ghent, Belgium

Founded

1988

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Simplify Jobs

Simplify's Take

What believers are saying

  • June 2026 Vinli acquisition accelerates agentic AI and contract-intelligence offerings.
  • August 2026 Cloud Foundations signals a broader cloud rollout and enterprise security push.
  • Revelio data shows headcount reached 618 in March 2026, up 51.1% since 2023.

What critics are saying

  • Keyloop, SAP, and OEM captive teams target the same leasing workflows with broader suites.
  • If Velona fails to prove quantified savings, customers treat Sofico as a legacy CMS.
  • OEM captives insource core leasing systems, shrinking Sofico’s addressable market and exit value.

What makes SOFICO unique

  • Miles Enterprise runs end-to-end contract, billing, residual-value, and lifecycle workflows globally.
  • Vinli’s Velona and ERA add connected-vehicle intelligence on top of contract data.
  • Astorg-backed ownership funds cloud and AI modernization without forcing a platform rewrite.

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Benefits

  • Health Insurance
  • Flexible Work Hours
  • Hybrid Work Options
  • Performance Bonus
  • Remote Work Options
  • Gym Membership
  • Wellness Program
  • Commuter Benefits
  • Employee Discounts
  • Company Social Events

Growth & Insights and Company News

6 month growth

2%

1 year growth

15%

2 year growth

12%
Yahoo Finance
Jun 2nd, 2026
Sofico acquires Vinli to accelerate AI-powered automotive finance platform

Sofico, a provider of contract management software for automotive finance and leasing, has acquired Vinli, a US-based automotive AI company. The acquisition accelerates Sofico's agentic AI strategy and adds an intelligence layer to its Sofico Miles platform. Vinli brings two key capabilities: Velona, which uses aggregated operational data to identify priority actions for revenue acceleration and cost savings, and ERA, a connected vehicle data platform that transforms data into actionable intelligence. These will complement Sofico Miles, which has served as the operational backbone for global automotive finance companies for over 35 years. The combined platform aims to provide proactive insights across the contract lifecycle, turning untapped data from contracts, vehicles and operations into prioritised decisions with measurable financial outcomes.

Fleet Europe
Nov 21st, 2023
Sofico to boost growth in mobility following new investment from Astorg

Sofico is ambitious to discover opportunities in the automotive finance, leasing, fleet, and mobility industry, as the partnership with Astorg aims to sustain long-term growth, support the growth of the dedicated workforce and bring deep software expertise.