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Cermati.com

Financial product marketplace and application service

Business Development Acquisition Staff

Full-TimeUpdated on 10/15/2026
No salary listed
Junior, Mid
Bachelor's, Associate's
Medan, Medan City, North Sumatra, Indonesia
In Person
Sales & Account ManagementBusiness Development & Partnerships

About the job

Requirements
  • A bachelor's or diploma degree in any major.
  • At least 1–2 years of working experience in a financial company.
  • Strong analytical skills in sales and performance monitoring.
  • Strong negotiation and leadership skills.
  • A valid SIM A and SIM C license and ownership of a personal vehicle.
Responsibilities
  • Acquire, liaise with, and maintain relationships with local merchants.
  • Train merchants on Indodana product knowledge, the merchant dashboard, and basic tax processes.
  • Propose and drive implementation of new and recurring merchant programs to improve company top-line metrics.
  • Work with merchants to support program promotion, media communication placement, and sales improvement.
  • Identify, research, and maintain relationships with merchants.
  • Analyze market updates and develop sales programs based on customer demand, business expansion, trends, and competitor activity.
  • Research ways to increase product value for clients, including missing features, improvements, and client feedback.
  • Create partnerships with brands, online merchants, payment gateways, or other regional partners.
  • Develop a deep understanding of the company’s product and partners’ products to create successful partnerships.
  • Prepare customized presentations for potential partners that are both engaging and accurate.
Desired Qualifications
  • A broad network among local brands or retail merchants.

About the company

Cermati is a Jakarta-based fintech platform that helps Indonesians research, compare, and apply for financial products like credit cards, loans, mortgages, auto loans, savings, insurance, and bill payments. It aggregates information from banks and financial institutions into a standardized format so users can understand options and make informed choices. The service often handles parts of the application process for partners, earning commissions from successful applications rather than charging users. Its goal is to expand financial inclusion in Indonesia by making financial products easier to find, compare, and access for a population that's increasingly online but underserved in formal finance.

Company Size

501-1,000

Company Stage

Series A

Total Funding

$1.9M

Headquarters

Jakarta, Indonesia

Founded

2015

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Simplify's Take

What believers are saying

  • July 2026 BCA funding expanded Indodana PayLater reach across 180 Indonesian cities.
  • Cermati Protect launched multiple 2026 partnerships, showing active cross-sell and monetization.
  • Series D rumors from 2024 suggest investors still see scalable value in Cermati.

What critics are saying

  • BNPL default losses can hit Indodana Finance fast if consumer delinquencies rise in 2026.
  • OJK fined dozens of firms in 2026, raising compliance risk for Indonesian lenders.
  • Cermati depends on partner distribution; losing BCA, banks, or merchants weakens growth immediately.

What makes Cermati.com unique

  • Cermati groups comparison, brokerage, and BNPL under one Jakarta fintech platform.
  • Indodana Finance's BCA-backed IDR1.5 trillion facility deepens funding access for 2026 growth.
  • Cermati Protect keeps bundling insurance with tiket.com, Bumame, and DR SPECS.

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Benefits

Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
DailySocial
Aug 12th, 2022
Cermati Is Reportedly Securing 250 Billion Rupiah Series D Funding Led by MDI Ventures | DailySocial.id

Financial product aggregator startup Cermati reportedly secured Series D round funding of $17 million led by MDI Ventures