C

Citi

Runs banking and payments for global clients

Java Full Stack Tech Lead - Eim

Full-Time
No salary listed
Expert
Bachelor's, Master's
Pune, Maharashtra, India
Hybrid
Software EngineeringFull-Stack Engineering

About the job

Requirements
  • A Bachelor's or Master's degree in Computer Science, Computer Engineering, Information Technology, or a related field.
  • At least 12 years of professional software engineering experience.
  • At least 3 years of experience in a Technical Lead or Principal Engineering capacity within financial services, fintech, or large-scale enterprise environments.
  • Experience with Java 17/21, Spring Boot, Spring Data, Spring Security, microservices, and Hibernate.
  • Experience with React.js or Angular, TypeScript, HTML5, CSS3, and modern state management such as Redux or Zustand.
  • Experience with Apache Kafka, Solace, RabbitMQ, and event-driven architecture.
  • Experience with Oracle, PostgreSQL, MongoDB, Redis, and distributed caching.
  • Experience with Kubernetes, OpenShift, Docker, Tekton, Jenkins, Helm, and Terraform.
  • Experience with OAuth 2.0, mutual TLS, Snyk, SonarQube, JUnit, Mockito, and Cypress.
  • Experience with Prometheus, Grafana, Splunk, OpenTelemetry, and AppDynamics.
Responsibilities
  • Own end-to-end technical solution architecture, translating complex business and regulatory requirements into scalable, fault-tolerant, and maintainable software designs.
  • Champion event-driven architectures, domain-driven design, asynchronous messaging, and reactive systems.
  • Ensure technical designs align with enterprise architecture standards, cybersecurity principles, and non-functional requirements.
  • Architect and lead resilient backend services using Java 17/21, Spring Boot 3.x, Spring Cloud, Hibernate/JPA, and microservices patterns.
  • Drive modern, modular, accessible, and responsive frontend applications using React, Angular, or TypeScript.
  • Set engineering standards across the technology stack, including clean code, SOLID principles, algorithm design, and technical debt reduction.
  • Drive migration and modernization of services toward OpenShift, AWS, GCP, private cloud, or hybrid cloud platforms.
  • Oversee containerization using Docker and orchestration via Kubernetes or OpenShift, including autoscaling, high availability, and disaster recovery readiness.
  • Architect multi-region, active-active, or active-passive deployment patterns for business continuity and disaster recovery.
  • Design and govern RESTful APIs, GraphQL endpoints, and gRPC interfaces using OpenAPI/Swagger specifications.
  • Architect asynchronous, event-driven data-streaming pipelines using Apache Kafka, Solace, or IBM MQ.
  • Implement API gateway controls, rate limiting, mutual TLS, token-based authentication, and circuit-breaking patterns.
  • Lead database design, query optimization, indexing, and data modeling across relational and NoSQL/document databases.
  • Implement distributed caching using Redis or Hazelcast to improve response latency and system throughput.
  • Ensure adherence to data governance, lineage, retention, and masking policies for sensitive financial data.
  • Champion continuous integration and continuous delivery pipelines using Tekton, Jenkins, GitLab/GitHub Actions, or Harness.
  • Enforce test-driven development, behavior-driven development, and integration testing using JUnit 5, Mockito, Cypress, Playwright, or Jest.
  • Mandate static and dynamic security scanning using Snyk, SonarQube, Checkmarx, or Black Duck.
  • Implement telemetry, metrics, distributed tracing, and centralized logging using OpenTelemetry, Prometheus, Grafana, Splunk, or ELK/Loki.
  • Drive site reliability engineering practices and monitor service-level objectives, service-level indicators, and error budgets.
  • Lead root-cause analysis for production incidents, conduct blameless post-mortems, and implement preventative corrective actions.
  • Ensure software deliverables comply with development lifecycle standards, information security policies, and regulatory guidelines such as SOX, Basel, and GDPR.
  • Prepare applications for audits, architecture review boards, and threat-modeling assessments.
  • Manage risk identification, remediation tracking, and technical mitigation across owned repositories and systems.
  • Mentor and coach engineers, conduct code reviews, pair programming, and technical workshops.
  • Partner with Engineering Managers on technical hiring, skill assessments, performance reviews, and career development roadmaps.
  • Collaborate with Product Managers, Business Analysts, Scrum Masters, and Operations teams in PI planning, backlog grooming, and sprint execution.
  • Translate business roadmaps into technical user stories, estimation models, and phased release strategies.
  • Communicate technical concepts, project risks, and architectural trade-offs to senior management and non-technical stakeholders.

About the company

C

Citi

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Website

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Revenue is expanding: Citi reported $24.8 billion in the June 2026 quarter, up 14% year over year.
  • US parents get protected time: eligible Citi employees receive 16 weeks of bonding leave at full base pay.
  • Institutional deposits are sticky: Citi says around 80% of Services deposits come from clients with relationships exceeding 15 years.

What critics are saying

  • Lending losses remain substantial: Citi's net credit losses reached $2.4 billion in the June 2026 quarter.
  • Australian hybrid roles require office time: Citi sets a minimum of three office days weekly for designated hybrid positions.
  • Job cuts carry a cost: Citi booked roughly $500 million in severance in the March 2026 quarter.

What makes Citi unique

  • Corporate payments move at scale: Citi processes around $6 trillion daily through its Treasury and Trade business.
  • Deposits move beyond banking hours: Citi Token Services transfers cash between participating Citi branches around the clock.
  • Employees use a shared AI workspace: Citi's Stylus platform reaches over 180,000 people for research and multi-step workflows.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays

Company News

Yahoo Finance
Oct 21st, 2026
Citi's Radke: AI splits software into winners like Microsoft and losers like Adobe

Citi's Tyler Radke says AI is splitting software into winners and losers. Radke, co-head of US software equity research, told Bloomberg Television that AI is lifting growth at Microsoft, Palantir, and Snowflake. He expects Microsoft's revenue growth to top 20%, up from 18% in the quarter ended June 30. Office costs under $100 a month and bundles security and Copilot, while rivals charge hundreds of dollars, leaving room to raise prices. Adobe and smaller application vendors face pressure as IT budgets shift to AI, he said. Salesforce agreed to buy Braze for $47.50 per share in cash. Radke questions whether Salesforce can speed up organic growth after half a dozen large deals. If financing stays costly, he expects scale to decide who survives.

Kalkine
Oct 20th, 2026
Citigroup prices $1.7B callable senior notes due 2030 with 4.135% fixed coupon

Citigroup priced a €1.5 billion offering of callable senior notes due October 26, 2030, according to a filing dated October 19, 2026. The notes were offered at 100.000% of par and settle on October 26, 2026. Net proceeds are €1,496,250,000 before expenses. The notes pay a fixed 4.135% annually until October 25, 2029. After that, they pay quarterly at three-month EURIBOR plus 0.795%. Citigroup may redeem the notes from April 26, 2027, at a make-whole price, or at par on October 26, 2029, or from September 26, 2030. The notes are rated A3 by Moody's, BBB+ by S&P, and A by Fitch. Citigroup will apply to list them on the Luxembourg Stock Exchange.

Kalkine
Oct 20th, 2026
Citigroup prices $1.4B senior notes due 2033 with 4.462% fixed-to-floating coupon

Citigroup Inc. priced a €1.25 billion offering of senior notes due October 26, 2033, according to a filing dated October 19, 2026. The notes were sold at 100.000% of face value, with net proceeds of €1,245,937,500 before expenses. The notes pay a fixed 4.462% a year, annually from October 26, 2027. From October 26, 2032, the rate becomes three-month EURIBOR plus 1.077%, paid quarterly. Citigroup may redeem the notes from April 26, 2027, at a make-whole price. The notes are rated A3 by Moody's, BBB+ by S&P, and A by Fitch. Settlement is due October 26, 2026. Citigroup Global Markets Limited is sole book manager, and a Luxembourg Stock Exchange listing has been applied for.

Astor Media
Oct 19th, 2026
Together prices $519M commercial mortgage-backed securitisation, its fourth deal in four months

Together has priced its seventh public small-balance commercial real estate mortgage-backed securitisation, valued at £409m. The deal was issued through Together Asset Backed Securitisation 2026-2 CRE-7 plc (CRE7). The placed notes have a weighted average cost of 1.21% at a 95% advance rate. About 83% of the notes are expected to receive AAA(sf) ratings from both Fitch and DBRS, with settlement expected on October 28, 2026. CRE7 is backed by first and second charge mortgages on commercial, residential and mixed-use properties across England, Wales and Scotland. First charge mortgages make up 98.2% of the portfolio. BNP Paribas and Lloyds Bank Corporate Markets were co-arrangers. Chief financial officer Chris Adams said it was Together's fourth transaction in four months, and that it "further diversifies our funding platform.

CNBC
Oct 16th, 2026
US presses China to widen market access for Mastercard and Citigroup in Bangkok talks

US Treasury officials pressed China this week to widen market access for Mastercard and Citigroup, an official said. The delegation, led by Deputy Secretary Francis Brooke, met the People's Bank of China (PBOC) and the finance ministry on the sidelines of the Group of 20 and IMF-World Bank meetings in Bangkok. Regulatory approval was part of the deal reached last month between Presidents Donald Trump and Xi Jinping, the official said. Mastercard now runs yuan card payments through a joint venture with NetsUnion Clearing Corp. Approval would let it operate independently. Citigroup is seeking a wholly owned securities licence and plans to raise its China securities staff to about 100, people familiar said. It applied in late 2021. On October 13, China allowed Visa to start preparing a wholly owned domestic card-clearing business.