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Amartha

P2P lending for women-led MSMEs

Field Collection

Retail & Commercial BankingPosted on Nov 9
Full-timePalembang, Palembang City, South Sumatra, Indonesia

About the Job

Requirements

  • Minimum education of SMA/SMK/D3; fresh graduates are welcome.
  • Experience in collections, field collections, sales, lending, fintech, banking, or microfinance is an advantage.
  • Ability to communicate, negotiate, and solve problems effectively.
  • Ability to work with targets and data, and willingness to perform field/mobile work.
  • Personal vehicle and a SIM C driving license.
  • Ability to use a smartphone and work applications for reporting and task submission.
  • Resilience and ability to work with partners of varied character.

Responsibilities

  • Collect payments from partners in line with assigned targets.
  • Make direct field visits to follow up on payments.
  • Build effective communication and negotiation with partners.
  • Set collection priorities and strategies according to partner circumstances.
  • Monitor and follow up on payments regularly.
  • Record all collection activities and visits in the system.
  • Maintain portfolio quality by effectively resolving overdue payments.
  • Collaborate with the team to achieve recovery targets.

Desired Qualifications

  • Experience in collections, field collections, sales, lending, fintech, banking, or microfinance.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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