VP Deposit Operations - Community Banking

Why Bank OZK

Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We’re nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We’re investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers.

The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits.

Job Purpose & Scope

Responsible for developing, managing, and expanding business account relationships within the Community Bank CRE Team. Partners closely with customers to understand their financial objectives and provide tailored deposit, treasury management, and cash management solutions that support the growth and success of their businesses. Focuses on strengthening existing relationships, identifying new business opportunities, and deepening client engagement to grow the overall deposit and treasury management portfolio.

Essential Job Functions

1. Collaborates with internal partners to deliver a comprehensive banking experience, ensuring exceptional client service, and supports the achievement of both customer and organizational goals within the commercial real estate segment.
2. Manages the deposit portfolio and provides guidance in the styling/structuring of accounts to ensure compliance with loan documentation.
3. Drives deposit growth by introducing customers to Deposit products, Certificates of Deposit products, Treasury Management products, Merchant Services products, Trust and Wealth products, and other deposit related products offered by the Bank.
4. Assists various departments with technical issues involving bank systems, processes, and procedures.
5. Assists with loan/deposit relationships for community customers.
6. Successfully develops new business relationships for Bank OZK.
7. Promotes, markets, and sells Bank services such as cash management and general deposit products to commercial customers.
8. Ensures sound banking practices including the monitoring and securing of negotiable instruments, maintaining adequate records, and maintaining client confidentiality.

Knowledge, Skills & Abilities

1. Comprehensive knowledge and understanding of finance and credit analysis.
2. Comprehensive knowledge of Bank products.
3. Ability to problem-solve exercising discretion and judgment in the performance of all essential job functions.
4. Superior analytical, logistical, and verbal / written communication skills.
5. Competent communication skills and professional acumen to discuss complicated issues and opportunities with substantial real estate owners and developers.
6. Ability to articulate the strengths, weaknesses and issues related to a transaction, in both written and oral presentations.
7. Ability to multi-task and work well under pressure and with exacting deadlines.
8. Ability to work under general supervision.
9. Skill in using computer and Microsoft Office, including Word, Excel, PowerPoint, and Outlook.

Basic Qualifications

1. Bachelor degree in Finance or related field, or commensurate experience, required.
2. Five (5) or more years’ experience in business development, strategic planning, and sales in a financial institution, required.

Job Expectations

Operate customary equipment and technology used in a business environment, with or without accommodation.

Notes: This description is not an exhaustive list of all job functions, duties, skills, and job standards required.  Other job functions, duties, skills, and standards may be added.  Management reserves the right to add or change the job requirements at any time.

This position is not eligible for employer-sponsored work authorization or immigration assistance. Applicants must be able to maintain authorization to work in the United States without current or future sponsorship by Bank OZK.

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EEO Statement

Bank OZK is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.