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Amartha

P2P lending for women-led MSMEs

Business Manager

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timePadang, Padang City, West Sumatra, Indonesia

About the Job

Requirements

  • A minimum Diploma III education is required.
  • Experience managing or being responsible for a branch is required.
  • Experience leading a team of more than five members is required.
  • At least two years of experience in microfinance as a Business Manager or Leader is required; experience with Grameen Bank system financial institutions or microfinance is preferred.
  • Ability to develop sales and marketing strategies to guide the team in achieving targets is required.
  • A personal vehicle and a SIM C driving license are required.
  • Willingness to be placed within Amartha's West Sumatra work area is required.

Responsibilities

  • Ensure all branch key performance indicators within the assigned regional scope are achieved.
  • Ensure branch operations in the assigned area run effectively by fulfilling staffing needs and managing human resources.
  • Ensure the assigned area's expansion proceeds as planned by Amartha.
  • Ensure portfolio quality meets Amartha's objectives and branch audit scores meet management expectations.
  • Uphold transparency principles at the branch.

Desired Qualifications

  • Experience with Grameen Bank system financial institutions or microfinance is preferred.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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