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Cermati.com

Financial product marketplace and application service

Business Growth Senior Associate

Full-Time
No salary listed
Junior
Bachelor's
Jakarta, Indonesia
Hybrid
Growth & MarketingGrowth Marketing

About the job

Requirements
  • A bachelor's degree in Business, Marketing, Finance, or a related field is required.
  • At least 2 years of experience in a business growth or strategy role, or in the lending industry, is required.
  • Comfort working with data to analyze performance using Excel, Google Sheets, or business intelligence tools is required.
  • A proven track record of achieving growth targets in previous roles is required.
  • Familiarity with cash loans or lending products is an advantage.
Responsibilities
  • Identify and execute initiatives to increase cash loan applications and disbursements.
  • Monitor and analyze funnel performance to improve conversion rates.
  • Conduct market and competitor analysis to identify growth opportunities.
  • Collaborate with Marketing, Risk, and Operations to optimize the customer journey and reduce drop-offs.
  • Track and report daily, weekly, and monthly growth performance.
  • Ensure growth activities comply with internal guidelines and risk policies.
Desired Qualifications
  • Familiarity with cash loans or lending products.

About the company

Cermati is a Jakarta-based fintech platform that helps Indonesians research, compare, and apply for financial products like credit cards, loans, mortgages, auto loans, savings, insurance, and bill payments. It aggregates information from banks and financial institutions into a standardized format so users can understand options and make informed choices. The service often handles parts of the application process for partners, earning commissions from successful applications rather than charging users. Its goal is to expand financial inclusion in Indonesia by making financial products easier to find, compare, and access for a population that's increasingly online but underserved in formal finance.

Company Size

501-1,000

Company Stage

Series A

Total Funding

$1.9M

Headquarters

Jakarta, Indonesia

Founded

2015

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Simplify's Take

What believers are saying

  • July 2026 BCA funding expanded Indodana PayLater reach across 180 Indonesian cities.
  • Cermati Protect launched multiple 2026 partnerships, showing active cross-sell and monetization.
  • Series D rumors from 2024 suggest investors still see scalable value in Cermati.

What critics are saying

  • BNPL default losses can hit Indodana Finance fast if consumer delinquencies rise in 2026.
  • OJK fined dozens of firms in 2026, raising compliance risk for Indonesian lenders.
  • Cermati depends on partner distribution; losing BCA, banks, or merchants weakens growth immediately.

What makes Cermati.com unique

  • Cermati groups comparison, brokerage, and BNPL under one Jakarta fintech platform.
  • Indodana Finance's BCA-backed IDR1.5 trillion facility deepens funding access for 2026 growth.
  • Cermati Protect keeps bundling insurance with tiket.com, Bumame, and DR SPECS.

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Benefits

  • Flexible Work Hours

Growth & Insights and Company News

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
DailySocial
Aug 12th, 2022
Cermati Is Reportedly Securing 250 Billion Rupiah Series D Funding Led by MDI Ventures | DailySocial.id

Financial product aggregator startup Cermati reportedly secured Series D round funding of $17 million led by MDI Ventures