Bachelor of Arts BWL Trainee - Insurance Agency Sales
About the job
- A university entrance qualification (Fachhochschulreife or Hochschulreife) with a good grade in mathematics is required; a completed vocational training program is also a suitable qualification.
- Curiosity and interest in consulting and business topics are required.
- Motivation to learn new things is required.
- A driving license is required at the start of the training.
- Applicants currently enrolled in another degree program who want to switch to a more practice-oriented path are also welcome.
- Applicants must submit a résumé and their last two certificates or final certificate.
- Work at the point of sale in a general agency or general representation while studying at Baden-Württemberg Cooperative State University Mannheim.
- Learn the company's insurance and financial products and observe consultations with real customers.
- Prepare and follow up on customer consultation meetings.
- Create insurance and financial product offers.
- Support the team with contract completions.
About the company
R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.
Company Size
5,001-10,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Wiesbaden, Germany
Founded
1922
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Simplify's Take
What believers are saying
- 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
- First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
- Emmie won German Brand Award 2026, improving digital customer acquisition.
What critics are saying
- R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
- Efficiency savings already reached 100 million euros, showing structural expense pressure.
- A 2026 German hail, flood, or Kfz shock can crush the combined ratio.
What makes R+V Allgemeine Versicherung AG unique
- R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
- Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
- NextLevel targets profitable growth while preserving high risk-bearing capacity.
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Benefits
Paid Vacation
Wellness Program
Mentorship Program
Training Programs