I

ING

Digital banking and sustainable lending

Junior Expert Trainee - Prozessexperte Wertpapiergeschäft

Full-TimePosted on 9/30/2026
No salary listed
Entry
Bachelor's, Master's
Nuremberg, Germany
Hybrid

About the job

Requirements
  • A good bachelor's or master's degree with a business focus and initial professional experience in process management, customer journey management, communications, sales, or change management.
  • Knowledge of process analysis, process design, and continuous improvement.
  • Interest in securities business.
  • Confident use of Microsoft Office.
  • Strong analytical, strategic, and conceptual skills.
  • Ability to present complex matters clearly and appropriately for the audience.
  • Persuasive communication and stakeholder management skills.
  • Independent, structured, and results-oriented working style.
  • Ability to think beyond one's immediate area and develop sustainable solutions.
  • Very good spoken and written German and English.
Responsibilities
  • Further develop customer, sales, and service processes for the securities offering with various teams, analyze customer needs, and design processes that improve customer experience, efficiency, and sales success.
  • Complete an individual 12-month rotation plan across different tasks and teams, identifying areas for professional and personal development.
  • Analyze the full customer journey, identify connections and improvement opportunities, and develop measures to measurably increase customer satisfaction, quality, and business success.
  • Analyze metrics and data, develop business cases, and produce clear recommendations and well-founded decision materials to measure the impact of improvements.
  • Take responsibility in cross-functional projects and improvement initiatives, facilitate subject-matter discussions, bring together differing perspectives, and ensure requirements are clearly formulated, agreed, and implemented successfully.
  • Monitor the market and competitors, assess customer requirements, derive relevant insights, present findings for the intended audience, and ensure compliance with internal standards and guidelines.
Desired Qualifications
  • Ideally, experience developing and implementing communications, sales, or optimization concepts.

About the company

ING provides digital banking and financial services to individuals and businesses worldwide. Its products and services include online and mobile banking, lending, payments, and advisory services designed to be frictionless so customers can make confident financial decisions. ING differentiates itself by focusing on sustainable choices, responsible lending, and sharing knowledge to help customers and partners realize their visions for a better future. The bank emphasizes empowerment over judgment and aims to finance change, partner with customers, and continuously innovate in a sustainable way. Its goal is to help people and businesses progress toward their goals while reducing barriers and making banking easier and more responsible.

Company Size

10,001+

Company Stage

IPO

Headquarters

Amsterdam, Netherlands

Founded

1991

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Simplify's Take

What believers are saying

  • Q2 2026 profit hit €1.95 billion, with fee income up 14% year over year.
  • ING’s CET1 ratio reached 13.1%, supporting dividends and share repurchases in 2026.
  • Net core lending grew €15.2 billion and deposits rose €15.9 billion in Q2 2026.

What critics are saying

  • ING plans 1,250 job cuts in 2026, targeting compliance and KYC teams.
  • ING’s 2018 €775 million AML settlement keeps regulator scrutiny intense across Europe.
  • Lower interest rates after 2026 will compress NII and expose fee-income dependence.

What makes ING unique

  • ING’s 2026 mobile primary customer base grew 377,000, showing strong retail engagement.
  • ING raised 2026 total income guidance above €24.5 billion after Q2 2026 beat expectations.
  • ING’s Growing the Difference strategy combines banking, protection, and AI-enabled conversational banking.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Paid Vacation

Flexible Work Hours

Hybrid Work Options

Family Planning Benefits

Fertility Treatment Support

Wellness Program

Mental Health Support

Phone/Internet Stipend

Home Office Stipend

Gym Membership

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