A

Amartha

P2P lending for women-led MSMEs

Business Manager

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timePadang Lawas Regency, North Sumatra, IndonesiaNo salary listed

About the Job

Requirements

  • A minimum Diploma is required.
  • At least 2 years of experience leading a team is required.
  • Experience leading a team of more than 5–10 members is required.
  • At least 2 years of experience as a manager in microfinance is required; experience with Grameen-system financial institutions is preferred.
  • Ability to develop sales and marketing strategies to guide the team in achieving targets is required.
  • Must own a motorcycle and hold a Class C driver's license.
  • Must be willing to be placed anywhere in Amartha's Padang Lawas regional work area.
  • High discipline, integrity, honesty, and transparency are required.
  • Strong communication and collaboration with the team are required.
  • Must be motivated to learn, especially in analyzing information and data.
  • Must adapt easily to change and be target-oriented.
  • Ability to build a coaching culture to improve team performance is required.

Responsibilities

  • Ensure the quality and quantity of the portfolio grow in line with Amartha's goals and targets.
  • Ensure all staff deliver strong performance by planning capacity development, monitoring work practices, and managing conflict.
  • Ensure partner recruitment, service, and support processes follow standard operating procedures and applicable regulations to maintain partner satisfaction.
  • Evaluate, validate, and approve financing applications in accordance with standard operating procedures, credit ratings, and partner eligibility.
  • Ensure the branch achieves an optimal repayment rate.
  • Manage the overall strategy and field operations of the branch, including expansion, financing, recruitment, partner service, and partner support.
  • Manage all branch office administration.
  • Ensure branch operations, policies, and procedures are implemented effectively and followed.

Desired Qualifications

  • Experience with Grameen-system financial institutions.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

Recently Posted Jobs

Explore more opportunities at Amartha

See more jobs