Unstoppable starts with people. The future of payments is being built today, and at Paymentology, we are looking for people who want to help shape it. We power card issuing for leading banks, fintechs and digital brands across the globe, and as we continue to grow, we are looking for curious, ambitious people who thrive on solving complex challenges, embrace innovation and want to make a tangible impact at global scale.

Role Purpose

The Financial Accountant is responsible for the end-to-end financial accounting and compliance activities for a few markets. This role ensures accurate and timely month-end close, statutory and tax compliance, audit support, balance sheet integrity, and financial reporting. The position works closely with Commercial Finance, Payroll, Accounts Payable, Accounts Receivable, Tax, and external advisors to deliver high-quality financial information, drive process improvements, and support business decision-making.

Key Responsibilities

Financial Close & Reporting

· Lead the month-end, quarter-end, and year-end close processes for assigned markets, ensuring accurate and timely financial reporting.

· Prepare and post journal entries, accruals, prepayments, and other accounting adjustments.

· Review and analyse profit and loss accounts and balance sheet movements.

· Ensure compliance with group accounting policies and local statutory requirements.

· Support the preparation of management reporting packages and financial analyses.

· Own and maintain balance sheet integrity through timely and accurate reconciliations. Investigate and resolve reconciling items and unusual transactions.

· Ensure compliance with internal controls, accounting policies, and governance requirements.

Tax Compliance

· Manage indirect tax compliance activities, including VAT/GST and other local tax filings.

· Support corporate income tax compliance, tax provisioning, and reporting requirements. Liaise with internal tax teams and external advisors to ensure compliance with local regulations.

· Support tax audits and regulatory inquiries.

· Manage legal entity transfer pricing recharge processes in line with group policies.

· Prepare and post intercompany charges and reconciliations.

· Resolve intercompany discrepancies and support transfer pricing documentation requirements.

Statutory Accounting & Audit management

· Prepare annual statutory financial statements and supporting disclosures for assigned legal entities.

· Coordinate local statutory filing requirements and ensure compliance with regulatory deadlines.

· Act as a key contact for external auditors and internal audit teams. Prepare audit schedules, supporting documentation, and responses to audit requests.

· Coordinate local and group audit activities and ensure timely issue resolution.

Business Partnering

· Collaborate closely with Commercial Finance to understand business performance and accounting impacts.

· Partner with Payroll, AP, AR, Treasury, Tax, and other finance functions to ensure completeness and accuracy of financial data.

· Provide accounting guidance and support to stakeholders across the business.

· Build effective relationships with external advisors, auditors, and service providers.

Process Improvement & Automation

· Continuously identify opportunities to improve financial processes, controls, and reporting efficiency.

· Drive automation initiatives to reduce manual activities and improve data quality.

· Support finance transformation projects and system enhancements.

· Promote best practices and standardisation across markets and entities.

Qualifications & Experience

Essential

· Qualified accountant (ACA, ACCA, CIMA or equivalent).

· Previous experience in financial accounting, statutory accounting, or a similar role.

· Strong understanding of month-end close and balance sheet reconciliations.

· Experience with indirect taxes (VAT/GST) and corporate tax compliance.

· Experience supporting external and internal audits.

· Knowledge of IFRS and statutory reporting requirements.

· Strong analytical and problem-solving skills.

· Advanced Excel skills and experience with ERP systems.

Desirable

· Experience managing multiple markets or legal entities.

· Knowledge of transfer pricing and intercompany accounting.

· Exposure to finance transformation, automation, or continuous improvement initiatives.

· Experience with SAGE Intacct, NetSuite, Dynamics, or similar finance systems.

At Paymentology, we believe that making a difference starts with the people behind the work. You will be part of a diverse, global team of Paymentologists who are united by a shared mission to advance the world through payments.
This is an opportunity to contribute to meaningful work, collaborate across markets and functions, and help shape the future of a business with global reach and real impact.

We are an equal opportunity employer committed to fostering a diverse and inclusive workplace where everyone can thrive. We welcome applications from people of all backgrounds and do not discriminate on any unlawful ground, including race, colour, ethnicity, sex, gender, pregnancy, marital status, family responsibility, age, disability, sexual orientation, religion, belief, language or HIV status.

Paymentology will never request any form of payment from applicants at any stage of our recruitment process, including for applications, interviews, training or job placements. If anyone asks you for money while claiming to act on behalf of Paymentology, please treat this as fraudulent and do not make any payment. All legitimate Paymentology vacancies are advertised via our official careers page, and our recruitment emails are sent only from official Paymentology domains.

About the company

Paymentology provides cloud-native payment processing platforms and card solutions tailored for fintechs, with global reach and deep regional know-how. By offering APIs and cloud integrations across multiple cloud platforms, it enables fintechs and financial institutions to innovate, deploy, and customize payment products quickly and at lower costs. The platform supports card issuance and processing through a scalable, API-driven system that connects customers and speeds market entry. Differentiators include its global footprint, regional expertise, multi-cloud flexibility, and focus on reducing operational overhead for clients. The company’s goal is to help fintechs grow and expand payments services worldwide while driving positive global impact through community engagement and growth.

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

N/A

Founded

2015

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Simplify's Take

What believers are saying

May 2026's $175 million raise funds expansion, product development, and team growth.
June 2026 Lume launch positions Paymentology for credit, tokenization, and real-time payments.
April-August 2026 wins in Australia, Thailand, Philippines, and UAE broaden revenue pipelines.

What critics are saying

Visa, Mastercard, and processor rivals can commoditize issuing, compressing margins by 2027.
Reliance on fintech customers like GoTyme and Maxim exposes concentration if funding slows.
Lume's crypto, stablecoin, and agentic-commerce bets invite regulatory scrutiny and product delay.

What makes Paymentology unique

Lume unifies multi-cloud issuing across AWS and Google with regional instances globally.
Paymentology supports 400-plus institutions in nearly 70 countries, pairing scale with local rails.
Cuscal, Apple Pay, and Mastercard integrations prove fast scheme-and-rail execution.

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Benefits

Remote Work Options

Company News

Financial IT

Oct 13th, 2026

Paymentology and Huru expand partnership to launch Jaywan card in the UAE.

Paymentology and Huru expand partnership to launch Jaywan card in the UAE. * Payments * 13.10.2026 11:06 am Paymentology, the leading global issuer processor, and Huru, the Emirati-owned financial app licensed by the Central Bank of the UAE, have expanded their longstanding partnership to support the launch of Huru's card on Jaywan, the UAE's domestic card scheme. Scheduled to launch in Q4 2026, Huru's Jaywan card will be supported by Paymentology's processing technology, building on the companies' existing partnership as Huru broadens the services available to customers across the UAE. Huru has grown significantly since launching, with AED 3 billion in annualised salary flows now passing through Huru accounts and more than 24,000 employers using the platform to pay employees. The company is also working with nine exchange houses as it looks to accelerate adoption of the Universal Account, with a target of approximately one million accounts over the coming year. The Universal Account gives customers an individual IBAN-based account that is linked to them rather than to a specific employer. This means customers can continue using the same account even when their employment changes, reducing the need to repeatedly switch salary arrangements and providing a more consistent way to manage everyday finances. Through the Huru app, customers can receive their salary, make domestic and international payments, send money overseas, top up mobile phones, set money aside towards savings goals and use their Huru card, with the platform currently available in seven languages. The addition of Jaywan will further develop Huru's card proposition while supporting the UAE's wider move towards a stronger domestic payments ecosystem. Nauman Hassan, Regional Director MENA at Paymentology, said: "The UAE is building a payments ecosystem that is increasingly shaped by local innovation, digital-first services and greater customer choice. Jaywan is an important part of that evolution, and Huru is well placed to bring those benefits to a broad and growing customer base. "Our role is to give Huru the processing flexibility and scale it needs to bring new capabilities to market quickly and confidently. Supporting its move onto Jaywan is a natural next step in our partnership, and one that reflects the strength of what we are building together in the UAE." Abhimanyu Girotra, Chief Executive Officer of Huru, said: "Receiving a salary is only the starting point of someone's financial journey. Its focus has always been on what happens next - how people can manage their money, make payments, send money home, save for the future and have greater control over their income. "Paymentology has been an important partner in helping us build and scale that experience. Bringing Jaywan into the Huru ecosystem is another significant step forward, allowing us to continue evolving the Universal Account while giving our customers access to payment experiences that are increasingly aligned with the UAE's own financial infrastructure." The collaboration reflects the continued development of the UAE payments market, where domestic infrastructure, digital-first financial services and modern processing technology are increasingly coming together to create more locally tailored payment experiences.

The Fintech Times

Oct 11th, 2026

Huru ties up with Paymentology and Bitpanda to broaden UAE ecosystem.

Huru ties up with Paymentology and Bitpanda to broaden UAE ecosystem. Huru, the Emirati-owned financial app licensed by the Central Bank of the UAE as a stored-value facility and retail payment services provider, has formalised two partnerships that it says will extend its platform from salary management into card payments on the UAE's domestic scheme and regulated digital-asset brokerage. Both agreements were signed at the Seamless Fintech Middle East 2026 conference in Dubai. The platform reports AED 3 billion in annualised salaries flowing through its accounts from more than 24,000 employers, and says it is targeting the issuance of approximately one million Universal Accounts over the next 12 months in alignment with the Central Bank of the UAE's (CBUAE) push for the Universal Account framework. The two deals. The first partnership extends Huru's existing relationship with Paymentology, a card-processing infrastructure provider active across emerging markets. The immediate commercial output is the planned launch of Huru's card on Jaywan, the UAE's domestic card scheme, scheduled for Q4 2026. Nauman Hassan, regional director MENA at Paymentology, described Jaywan as "an important step forward for the UAE's payments ecosystem, creating greater choice for customers while strengthening the country's domestic payments infrastructure." The second agreement brings in Bitpanda Enterprise, the business-to-business arm of the Vienna-headquartered digital-asset platform. Under the arrangement, Huru account holders will be able to buy, sell and hold digital assets from within the Huru app. The editor's note attached to the release is worth emphasising: the crypto brokerage services are provided by Bitpanda Broker MENA FZCO, a Virtual Asset Service Provider licensed by Dubai's Virtual Assets Regulatory Authority (VARA), and sit outside Huru's own CBUAE licence perimeter. That structural separation matters for compliance purposes and limits the regulatory risk that sits directly on Huru's balance sheet. Market context and regulatory read-across. The Jaywan launch is commercially significant beyond its product value. Domestic card schemes have been a policy priority across Gulf Cooperation Council states as governments seek to reduce dependence on Visa and Mastercard rails and retain more of the interchange economics onshore. Huru's position as a salary-receipt platform integrated with the Wage Protection System gives it a distribution route that many fintech challengers lack: employers, not consumers, drive initial account activation. The digital-asset layer places Huru in a growing cohort of Gulf-based neobanks and e-money platforms that are embedding regulated crypto access as a feature rather than a standalone product. VARA's licensing regime, introduced through Dubai Law No. 4 of 2022, provides the regulatory foundation for this kind of embedded access. The ADGM in Abu Dhabi operates a parallel framework. Both are broadly permissive relative to European equivalents, though firms must maintain clear structural separation between licensed banking activities and virtual-asset services, as Huru's own disclosure illustrates. The Universal Account model, which gives migrant workers a portable IBAN account that travels with them between employers, is directly responsive to CBUAE policy and addresses a documented financial-inclusion gap in the UAE's large migrant-worker population. The nine exchange-house partnerships Huru references extend its remittance reach without requiring Huru itself to hold a full money-transfer licence in each corridor. Chief executive Abhimanyu Girotra said the platform was built around a straightforward question: "What does someone actually need to do with their salary after it arrives?" That framing positions the Universal Account as an infrastructure layer rather than a product, which is the more durable commercial story here. Huru has not disclosed its current active-account base, revenue figures or unit economics, so the one-million-account target cannot yet be benchmarked against conversion or engagement data. AI level 1 of 5: written by Darlyn Ho; AI helped with tone, structure or wording; edited and signed off by Mark Walker, Editorial Director. What the levels mean

Fintech News Network

Oct 7th, 2026

Huru taps Paymentology and Bitpanda to extend its account services.

Huru taps Paymentology and Bitpanda to extend its account services. Huru aims to issue about one million Universal Accounts over the next 12 months as it adds a Jaywan card and digital asset access. Get the hottest Fintech Middle East News once a month in your Inbox Huru has signed partnerships with Paymentology and Bitpanda Enterprise at Seamless Fintech Middle East 2026. The Emirati-owned app is licensed by the Central Bank of the UAE (CBUAE). Paymentology will keep processing Huru's cards. It will also support the Q4 2026 launch of a Huru card on Jaywan, the UAE's domestic card scheme. Bitpanda Enterprise will let users buy, sell and hold digital assets in the Huru app through Bitpanda's regulated platform. More than 24,000 employers pay a combined AED 3 billion in annualised salaries into Huru accounts, the company says. Huru has also partnered with nine exchange houses after the CBUAE's push for Universal Accounts. It aims to issue about one million of these accounts over the next 12 months. A Universal Account is a digital account in the holder's own name, with its own IBAN. Unlike a salary card, it stays with the holder when they change jobs. Users can receive their salary, send money home, pay bills, top up their phones, save and use a card. They can also access credit for unexpected expenses through Huru's Quick Cash, and the app comes in seven languages. Employers keep their usual payroll process. Huru works with the Wage Protection System (WPS), so pay cycles stay the same. Salary files still go through the employer's bank, while Huru handles account onboarding and transition support. "By bringing together card processing and new financial capabilities around the Universal Account, we are building an ecosystem that can grow with our customers' needs while expanding access to regulated financial services across the UAE," said Abhimanyu Girotra, Chief Executive Officer of Huru. "Our longstanding partnership with Huru has enabled us to support its growth and evolution over time, and we are proud to play a role in this latest milestone," said Nauman Hassan, Regional Director MENA at Paymentology.

Mexico Business News

Sep 28th, 2026

Paymentology marks five years in LATAM, Mexico at core of growth.

Paymentology marks five years in LATAM, Mexico at core of growth. By Paloma Duran | Journalist and Industry Analyst - Mon, 09/28/2026 - 11:34 DIA assistant Paymentology, a global issuer-processor, marks five years in Latin America with Mexico at the center of its regional expansion across more than 15 markets. The company has evolved from card processing into credit, BNPL, Cards-as-a-Service, cross-border payments and stablecoin-linked cards through its cloud-native Lume platform, serving clients such as albo, UnDosTres, Rain and ARQ. The strategy targets Mexico's growing demand for embedded finance as banks and fintechs seek scalable infrastructure to launch digital financial products. Paymentology, a global issuer-processor, has completed five years of operations in Latin America and is positioning Mexico as the anchor of its next phase of regional growth. Over that period, the company has moved beyond card issuing and processing to build a platform that supports credit, embedded finance and stablecoin-linked payments for banks, fintechs and other financial institutions across more than 15 markets in the region. The milestone comes as Latin America's financial ecosystem shifts from the rapid adoption of digital payments toward a more sophisticated stage, in which credit, accounts, wallets and other financial services are bundled into integrated digital experiences. Paymentology has adapted its offering to that transition, aiming to help clients design and launch new financial products rather than simply digitize transactions. According to Pedro Blanco Pinto, Head of Business Development for LAC, Paymentology, the region has changed profoundly in five years. Banks, fintechs and new market entrants now seek more flexible products tailored to customer needs, he says, and the company's value lies in pairing global technology with local market knowledge to turn new concepts into scalable products quickly. From Card Processing to Credit and Stablecoins The centerpiece of the company's recent evolution is Lume, the cloud-native issuing and processing platform launched in 2026. Lume combines global scale with market-level localization through regional instances and is designed to support emerging use cases, including stablecoin-linked payments, tokenization, embedded finance and digital credit. The platform runs on a multi-cloud architecture that integrates infrastructure from Amazon Web Services and Google Cloud, and it replaces legacy VPN connectivity with a Zero Trust security model based on identity authentication, as reported by MBN. The launch followed a US$175 million strategic investment from Apis Partners and Aspirity Partners. Rising demand for more modern lending options has also pushed Paymentology into credit. Its platform now supports buy now, pay later (BNPL), revolving credit and installment loans, alongside Cards-as-a-Service, cross-border payments, multicurrency accounts and new payment experiences. The expansion builds on plans the company outlined in early 2025, when it announced Pay Credit, a proprietary ledger-based system allowing banks to manage revolving credit without relying on third-party providers. The company's architecture pairs a single global platform and API with regional instances that address local requirements on regulation, data residency, performance and operational continuity. This allows institutions to begin operating in one country and expand into others without replacing their processing infrastructure, a key consideration for fintechs with multi-market ambitions. Paymentology has also strengthened its partner ecosystem, working more closely with BIN sponsors and reseller partners to lower entry barriers for fintechs and new issuers. That approach reflects a strategy the company detailed last year, focused on Tier 2 and Tier 3 banks and on fintech resellers that give smaller players a scalable route to enterprise-grade processing, according to MBN. Mexican Clients Anchor Regional Footprint Paymentology's client roster illustrates the breadth of models it supports. The company has enabled embedded credit and Cards-as-a-Service for UnDosTres and supported the evolution of albo's digital financial services. When the albo partnership was announced, the Mexico City-based neobank served more than two million users and had reported US$6.5 billion in annual transaction volume for 2023. Paymentology has also worked with Rain to develop stablecoin-linked physical and virtual cards for consumers and corporate employees, and with ARQ to expand cross-border transfers across Latin America and the Caribbean. Blanco underscores that the company combines over two decades of issuer-processing experience with an architecture built for the next generation of payments. With a presence in 68 countries, its regional and multi-cloud infrastructure is designed to adapt to each market's requirements while reinforcing availability and operational continuity. A Market Moving Toward Embedded Finance Looking ahead, Latin America remains a priority region, with Mexico at the center of the strategy alongside Colombia and Central America, while South America and the Caribbean offer new opportunities. The company plans to keep investing in technology and local capabilities, with particular focus on embedded finance, AI applied to payments, agentic commerce, tokenization, stablecoins, cross-border payments and new issuing and credit models. Mexico's market dynamics support that focus. Galileo's 2026 Adaptive Banking Report found that 80% of companies in Mexico see embedded finance as their primary expansion opportunity, making the country Latin America's leading market for the model, MBN reported. At the same time, the local fintech ecosystem is maturing: FinTech Mexico's Insights 2026 counts 1,100 active entities in the region's second-largest ecosystem, with priorities shifting from rapid expansion toward sustainable operations and technological maturity, according to MBN. Stablecoins are also gaining ground, having moved in 2025 from mostly trading use toward operational roles in payments, treasury and cross-border finance, as noted in MBN. For Blanco, the five-year mark matters less than the opportunities ahead, from credit and new issuing models to stablecoins, tokenization and increasingly integrated financial services. Paymentology intends to grow alongside its clients and partners by combining its global technology with teams that understand each market in depth.

Demivolt

Sep 21st, 2026

Apple Pay set for India debut via Axis Bank partnership.

Apple Pay set for India debut via Axis Bank partnership. Published 1 day ago Apple is preparing to launch its mobile wallet service in India next month, initially supporting Axis Bank credit cards as it enters one of the world's largest digital payments markets. Axis Bank partnership details. Apple is gearing up to introduce its mobile wallet service in India next month through a collaboration with Axis Bank, a major private sector lender in the country. The initial rollout will support credit cards issued by Axis Bank, according to Reuters, which cited sources with knowledge of the plans. This move positions Apple to tap into one of the globe's most expansive digital payments ecosystems. Market position and scale. Axis Bank ranks as India's fourth-largest credit card issuer, with 16.26 million active credit cards recorded in July, based on Reserve Bank of India (RBI) figures cited by the news agency. The bank trails three competitors in total card issuance: HDFC Bank, SBI Cards, and ICICI Bank. Expansion talks underway. Apple has also engaged in discussions with HDFC Bank and ICICI Bank to broaden the service's reach beyond Axis Bank. However, commercial terms with these additional partners have not yet been finalised, sources told Reuters. The company intends to bring more domestic lenders onto the platform gradually through individual agreements, following the phased approach it has used in other markets. How Apple Pay works. The service enables iPhone owners to conduct contactless transactions both in physical stores and online by using tokenised card credentials saved on their devices. This technology allows users to make payments without exposing their actual card numbers during transactions. Competitive landscape. Apple's entry comes as India's digital payments infrastructure continues expanding its contactless payment options. The National Payments Corporation of India (NPCI) recently unveiled the Unified Payments Interface (UPI) 'Tap & Pay' feature, designed for NFC-enabled smartphones and point-of-sale terminals. UPI dominates India's payments landscape, handling roughly 84% of the country's total digital payment volumes. Regional momentum. Last month, card issuing and processing platform Paymentology integrated Apple Pay for GoTyme Bank in the Philippines, making the digital bank one of the first issuers in that market to offer the service. This reflects Apple's broader push to expand its payments footprint across Asian markets. Original coverage by electronic payments international. Use the button below to read the article on the publisher website. Related to this article

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Financial Accountant

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