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Amartha

P2P lending for women-led MSMEs

Area Manager

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeMagelang, Magelang City, Central Java, Indonesia

About the Job

Requirements

  • A bachelor's degree is required.
  • Experience leading at least two branches is required.
  • Experience leading a team of more than five to ten members is required.
  • At least two years of microfinance experience as a Coordinator, Supervisor, Branch Head, or Area Manager is required.
  • Ability to develop sales and marketing strategies to guide the team toward achieving targets is required.
  • Must have a motorcycle and a Class C driver's license.
  • Must be willing to travel throughout the Magelang area.
  • High discipline, integrity, honesty, and transparency are required.
  • Communication and collaboration skills are required.
  • Willingness to learn, especially to analyze information and data, is required.
  • Ability to adapt to change and maintain a target-oriented approach is required.
  • Ability to build a coaching culture to improve team performance is required.

Responsibilities

  • Ensure all branch key performance indicators within the area are achieved, including developing portfolio quality and volume in line with the organization's objectives and targets.
  • Ensure partner recruitment, service, and support follow standard operating procedures.
  • Ensure the strategies, management, processes, and operations of all branches in the area are carried out effectively.
  • Ensure branch office administration is complete and orderly.
  • Ensure branch offices operate effectively by providing permits, infrastructure, and inventory.
  • Ensure all branch staff strictly comply with policies and procedures.
  • Ensure staff performance through training, performance monitoring, and conflict management.
  • Ensure regional branch operations through workforce fulfillment and management.
  • Ensure the organization's planned expansion is carried out effectively.
  • Ensure portfolio quality meets organizational objectives and branch audit scores meet management expectations.
  • Enforce transparency principles at branches.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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