Staff Artificial Intelligence Operations Engineer

Bread Financial Holdings reported third-quarter net income of $156 million on Thursday, beating Wall Street expectations. The Columbus, Ohio-based manager of loyalty and rewards programs for retailers posted profit of $3.82 per share. Adjusted for non-recurring costs, earnings were $3.84 per share, against an average estimate of $3.26 from five analysts surveyed by Zacks Investment Research. Revenue was $1.22 billion. Adjusted revenue of $1.02 billion also topped the $1.01 billion that three analysts expected. Bread Financial shares have risen 47% since the start of the year and 78% over the last 12 months.

Bread Financial(R) recognized as a BenchmarkPortal Center of Excellence for 21st consecutive year. Company continues industry-leading customer service performance COLUMBUS, Ohio - Bread Financial(R)(NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced that it has again been certified as a Center of Excellence by BenchmarkPortal for an industry-leading 21-consecutive times. The Center of Excellence recognition is one of the most prestigious awards in the customer service and support industry. "We're honored to earn BenchmarkPortal's Center of Excellence certification for the 21st consecutive year, a recognition that reflects the consistency, care and commitment our Customer Care team brings to every interaction for more than two decades," said Julie Fire, senior vice president and chief customer officer, Bread Financial. "This achievement is a testament to our associates, whose focus on operational excellence and exceptional service continues to build trust and loyalty with our customers while supporting our partners and business." To earn the Center of Excellence distinction, companies must meet or surpass a variety of rigorous performance metrics designed to measure efficiency and effectiveness. Companies awarded the designation rank in the top 10 percent of surveyed organizations while achieving superior performance on both cost and quality-related metrics. This achievement is a testament to its associates, whose focus on operational excellence and exceptional service continues to build trust and loyalty with its customers." Julie Fire - Senior Vice President and Chief Customer Officer, Bread Financial Key Results: In addition to the certification, BenchmarkPortal identified Bread Financial as an industry leader in several categories, including: lowest abandoned call rate, shortest average time in the queue, fastest average speed of answer and highest associate attendance. "The certification of Bread Financial is a direct result of its commitment to balancing cost-effective service solutions with best-in-class service performance," said Bruce Belfiore, chief executive officer, BenchmarkPortal. "It is an achievement of distinction. Maintaining high levels of excellence in the center over a period of years is a wonderful testimony to Bread Financial associates." About Bread Financial(R) Bread Financial(R)(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Its payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through its co-brand and private label credit cards and pay-over-time products providing choice and value to its shared customers. Additionally, Bread Financial Group offer Bread Financial general purpose credit cards and saving products that empower its customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026. To learn more about its global associates, its performance and its sustainability progress, visit breadfinancial.com or follow Bread Financial Group on Instagram and LinkedIn.

Bread Financial(R) and Signet Jewelers renew longstanding credit card program agreement. Bread Financial and Signet Jewelers partner to advance modernization, marketing capabilities and elevated experiences for Signet brands, including KAY, Zales, Jared and Blue Nile COLUMBUS, Ohio - Bread Financial(R)(NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced a long-term renewal of its relationship with Signet Jewelers Limited (NYSE: SIG). The renewed agreement builds on the longstanding relationship between the two companies and supports the continued evolution of credit programs across Signet's portfolio of brands. Under the long-term renewal agreement, Bread Financial and Signet will be focused on continued technology enhancements, robust analytics to enable data-driven marketing, customer experiences and credit capabilities to support Signet's evolving business and customer needs. "Bread Financial's longstanding relationship with Signet is grounded in trust, collaboration and a shared focus on delivering exceptional customer experiences," said Dennis McCarthy, executive vice president and chief revenue officer, Bread Financial. "Jewelry purchases mark some of life's most meaningful moments, and we're committed to supporting customers through those occasions with a credit experience that's as seamless as it is significant. We will continue to support Signet with capabilities that evolve alongside its business, customer expectations and its portfolio of brands in this next phase of partnering together." Jewelry purchases mark some of life's most meaningful moments, and we're committed to supporting customers through those occasions with a credit experience that's as seamless as it is significant." Dennis McCarthy - Executive Vice President and Chief Revenue Officer, Bread Financial Bread Financial currently supports most of Signet's U.S. portfolio of brands through a range of credit solutions. The renewed agreement will add credit capabilities this fall for Blue Nile, a leading online retailer of fine jewelry and diamonds, further strengthening the companies' shared commitment to serving customers across Signet's portfolio. "Our relationship with Bread Financial has been built on a strong foundation and this renewal reflects confidence in our ability to deliver a better experience for our customers," said Joan Hilson, chief operating and financial officer of Signet Jewelers. "Together, we're helping customers access flexible financing options that make celebrating life's most special moments more attainable. As we continue to execute our Grow Brand Love strategy, we're excited to deepen our partnership with Bread Financial, including the upcoming addition of Blue Nile ahead of this holiday season." About Signet Jewelers As a Purpose-driven and sustainability-focused company, Signet is a participant in the United Nations Global Compact and adheres to its principles-based approach to responsible business. Signet operates approximately 2,500 stores primarily under the name brands of KAY Jewelers, Zales, Jared, Banter by Piercing Pagoda, Diamonds Direct, Blue Nile, Peoples Jewelers, H. Samuel and Ernest Jones. Further information on Signet is available at www.signetjewelers.com. About Bread Financial(R) Bread Financial(R)(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.