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R+V Allgemeine Versicherung AG

Provides private and commercial insurance services

International Client and Risk Manager / Facultative Underwriter Property & Engineering

Full-Time
No salary listed
Mid
Bachelor's
Wiesbaden, Germany
HybridHybrid work combines home office and office work.

About the job

Requirements
  • A successfully completed university or university of applied sciences degree, preferably in business administration or economics with a focus on insurance or reinsurance.
  • Current relevant professional experience in underwriting at a reinsurer or primary insurer; broker experience is a plus.
  • Sound knowledge of reinsurance business analysis.
  • Solid knowledge of Microsoft Office, particularly very strong Excel skills.
  • Very good written and spoken English; additional language skills are welcome.
  • Strong negotiation skills and confidence using different communication and negotiation techniques.
  • Experience organizing and preparing customer visits, including follow-up.
  • Communication skills, decisiveness, execution strength, and confidence presenting at all organizational levels.
  • Intercultural competence, enthusiasm for direct customer consulting, ambition, empathy, and teamwork.
  • Willingness to undertake international business travel.
Responsibilities
  • Acquire and support existing customers and strategically build new customer relationships in an international context.
  • Independently prepare market and cedent analyses and continuously monitor developments in the primary and reinsurance markets.
  • Analyze incoming facultative reinsurance offers in property and engineering from a risk perspective and make well-founded underwriting decisions.
  • Ensure earnings-oriented underwriting and manage the reinsurance portfolio within delegated authority.
  • Represent R+V Re professionally in assigned markets and toward cedents and brokers, and participate in conferences and marketing events.
  • Conduct international negotiations with customers and brokers confidently and purposefully.
  • Support contract underwriting with expertise, including special acceptances.
  • Actively and reliably coordinate with internal interfaces such as Legal and Claims, Actuarial, and Accounting.
  • Identify employees' information needs and prepare and present subject-matter presentations.
Desired Qualifications
  • Broker experience is a plus.
  • Additional language skills are welcome.

About the company

R

R+V Allgemeine Versicherung AG

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R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.

Company Size

5,001-10,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Wiesbaden, Germany

Founded

1922

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Simplify's Take

What believers are saying

  • 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
  • First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
  • Emmie won German Brand Award 2026, improving digital customer acquisition.

What critics are saying

  • R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
  • Efficiency savings already reached 100 million euros, showing structural expense pressure.
  • A 2026 German hail, flood, or Kfz shock can crush the combined ratio.

What makes R+V Allgemeine Versicherung AG unique

  • R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
  • Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
  • NextLevel targets profitable growth while preserving high risk-bearing capacity.

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Benefits

Paid Vacation

Wellness Program

Mentorship Program

Training Programs