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Cermati.com

Financial product marketplace and application service

Key Account Associate - Paylater

Full-Time
No salary listed
Mid
Bachelor's
Jakarta, Indonesia
Hybrid
Sales & Account ManagementAccount Management, Business Development & Partnerships

About the job

Requirements
  • A Bachelor's degree in Marketing, Business Administration, Communications, or a related field.
  • Three to four years of experience in a related field, with a proven track record of success.
  • Strong communication, interpersonal, and negotiation skills.
  • Strong execution skills, analytical capabilities, and attention to detail.
  • Ability to plan, work to a structured timetable, and stay focused on deliverables.
  • Strong Microsoft Office skills, including Excel, Word, and PowerPoint.
  • Ability to work independently and as part of a team.
  • Entrepreneurial, dynamic, and proactive approach, with a passion for learning and adaptability to new challenges.
Responsibilities
  • Manage prospecting activity to meet and build relationships with prospective sales partners and grow sales.
  • Acquire and develop new merchants.
  • Conduct promotional activities with principals and retail partners.
  • Handle in-store promotional systems, marketing programs, and sales analytics.
  • Design, prepare, and manage marketing and promotional activities, including promotional materials, to support marketing activities and grow company sales.
  • Assess and evaluate sales results in regular sales and marketing meetings, providing data and feedback on current market trends.
  • Propose activities or actions to improve sales performance.
  • Manage sales performance for a portfolio of key accounts.
  • Develop sales performance for the consumer financing business, plan merchant development, penetrate traditional and modern markets, and create strategies and plans.
  • Develop and sustain relationships with key clients that generate the most income for the company.
  • Address and resolve complaints from key clients.
  • Act as the main point of contact between key clients and internal teams.

About the company

Cermati is a Jakarta-based fintech platform that helps Indonesians research, compare, and apply for financial products like credit cards, loans, mortgages, auto loans, savings, insurance, and bill payments. It aggregates information from banks and financial institutions into a standardized format so users can understand options and make informed choices. The service often handles parts of the application process for partners, earning commissions from successful applications rather than charging users. Its goal is to expand financial inclusion in Indonesia by making financial products easier to find, compare, and access for a population that's increasingly online but underserved in formal finance.

Company Size

501-1,000

Company Stage

Series A

Total Funding

$1.9M

Headquarters

Jakarta, Indonesia

Founded

2015

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Simplify's Take

What believers are saying

  • July 2026 BCA funding expanded Indodana PayLater reach across 180 Indonesian cities.
  • Cermati Protect launched multiple 2026 partnerships, showing active cross-sell and monetization.
  • Series D rumors from 2024 suggest investors still see scalable value in Cermati.

What critics are saying

  • BNPL default losses can hit Indodana Finance fast if consumer delinquencies rise in 2026.
  • OJK fined dozens of firms in 2026, raising compliance risk for Indonesian lenders.
  • Cermati depends on partner distribution; losing BCA, banks, or merchants weakens growth immediately.

What makes Cermati.com unique

  • Cermati groups comparison, brokerage, and BNPL under one Jakarta fintech platform.
  • Indodana Finance's BCA-backed IDR1.5 trillion facility deepens funding access for 2026 growth.
  • Cermati Protect keeps bundling insurance with tiket.com, Bumame, and DR SPECS.

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Benefits

  • Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
DailySocial
Aug 12th, 2022
Cermati Is Reportedly Securing 250 Billion Rupiah Series D Funding Led by MDI Ventures | DailySocial.id

Financial product aggregator startup Cermati reportedly secured Series D round funding of $17 million led by MDI Ventures