Full-Time
Applications Development Intermediate Programmer Analyst
Applications Development
Posted on 9/11/2026
Citi
10,001+ employees
Global financial services including banking, investment
No salary listed
Pune, Maharashtra, India
Hybrid
Bachelor's, Master's
 Software Engineering (1) |
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- Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field, or equivalent practical experience.
- At least 6 years of hands-on professional software development experience.
- At least 6 years of deep expertise in Java.
- Proven experience delivering complex, production-grade enterprise applications.
- Experience with Java 17, Java 21, or Java 25; Core Java APIs; concurrency; and JVM tuning.
- Experience with Spring Boot, Spring MVC, Spring Security, and Spring Data JPA.
- Experience with RESTful APIs, gRPC, and Apache Kafka.
- Experience with MongoDB and S3.
- Experience with AWS, Azure, or Google Cloud Platform; Docker; Kubernetes; and OpenShift.
- Experience with Jenkins, GitLab CI, GitHub Actions, and Gradle.
- Experience with JUnit 5, Mockito, and TestContainers.
- Experience with ELK Stack, Grafana, Prometheus, and Splunk.
- Experience with Git, Bitbucket, and GitHub.
- Knowledge of microservices, event-driven architecture, and domain-driven design.
- Strong analytical and problem-solving abilities with attention to detail.
- Excellent verbal and written communication skills.
- Ability to work in a collaborative and agile environment.
- Design, develop, test, and deploy enterprise-grade Java applications and microservices.
- Write clean, efficient, maintainable, and well-documented code following SOLID principles.
- Design and implement RESTful APIs and web services using Spring Boot and related frameworks.
- Participate in the full software development lifecycle from requirements gathering through production deployment.
- Optimize application performance, scalability, and reliability.
- Lead and mentor junior and entry-level developers on code quality and best practices.
- Conduct code reviews to ensure standards compliance and knowledge sharing.
- Drive technical decision-making, including architecture discussions and technology evaluations.
- Promote DevOps culture through continuous integration and continuous delivery pipelines, automated testing, and agile methodologies.
- Collaborate with Product Managers, Business Analysts, UX/UI Designers, and DevOps or Platform Engineering teams to translate requirements, support deployments, and manage infrastructure.
- Participate in agile ceremonies, including sprint planning, daily stand-ups, and retrospectives.
- Communicate complex technical concepts clearly to non-technical stakeholders.
- Implement unit, integration, and end-to-end testing strategies.
- Participate in vulnerability assessments and support remediation efforts.
- Monitor application health and proactively address incidents and performance bottlenecks.
- Identify and define application system enhancements using script tools and code analysis.
- Consult with users, clients, and technology groups; recommend programming solutions; and install and support customer-facing systems.
- Analyze applications for vulnerabilities and security issues and conduct testing and debugging.
- Identify problems, evaluate information, and implement solutions with limited direct supervision.
- Assess risk, comply with applicable laws, rules, and regulations, and escalate, manage, and report control issues transparently.
- Experience in financial services or other regulated industries.
- Working knowledge of Python as a secondary language.
Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.
Company Size
10,001+
Company Stage
IPO
Headquarters
New York City, New York
Founded
1812
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Simplify's Take
What believers are saying
- Q2 2026 revenue rose 14% to $24.8 billion, showing broad business momentum.
- Assets under custody and administration reached $35 trillion, up 22% year over year.
- Citi won $250 million from FundPark, expanding trade-finance and SME financing capacity.
What critics are saying
- Britain fined Citi £4.7 million on September 2, 2026 for Russia sanctions failures.
- Citi cut about 1,000 jobs in January 2026 and plans more March layoffs.
- China brokerage approval in September 2026 still leaves Citi exposed to CSRC rejection and delays.
What makes Citi unique
- Citi's Services franchise hit $6.4 billion in Q2 2026, led by TTS and Securities Services.
- Citi processed live tokenized-dollar transfers with DBS and SWIFT in minutes.
- Citi is launching Custody+ and Japan blockchain payments, extending global transaction-banking reach.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Retirement Plan
401(k) Company Match
Wellness Program
Paid Vacation
Paid Sick Leave
Paid Holidays
Company News
Citigroup will launch instant cross-border payment services for Japanese companies using blockchain-based tokenized deposits as early as this year. The US bank claims this will be the first such service offered to Japanese clients by a foreign financial institution. The blockchain-based system will enable companies to make foreign-currency transfers instantly, including during nights and holidays when traditional banking systems are unavailable. The service represents an expansion of Citi's blockchain payment capabilities into the Japanese market, offering businesses greater flexibility in managing international transactions outside standard banking hours.
NEOM has secured approximately $3 billion in export credit agency financing from Italy's SACE under a long-term multicurrency untied facility. The deal, NEOM's first corporate ECA financing and the largest untied financing ever guaranteed by SACE, is backed by nine international banks including HSBC, Bank of America, and J.P. Morgan. The financing will support various projects across NEOM, particularly in infrastructure, urban development, construction, and transport. It will enable NEOM to leverage supplies from Italian businesses, especially SMEs. Italian suppliers and contractors have already supported NEOM projects with contracts worth $6.3 billion. The partnership aims to generate capital investment aligned with Saudi Vision 2030 and diversify the Kingdom's economy through foreign investment.
DBS and Citi completed a live cross-border US dollar payment on a Saturday in minutes using tokenized deposits through SWIFT's blockchain-based Digital Ledger. The transaction between DBS in Singapore and Citi's New York office took place on 5 September, whilst conventional transfers can take up to two business days. SWIFT declared its blockchain ledger ready for initial use in July, with 17 banks across six continents preparing live pilots. Participants include Citi, DBS, HSBC, Standard Chartered, UBS, BNY, Wells Fargo, BNP Paribas, and MUFG. Banks issue tokenised representations of deposits on their own ledgers, whilst SWIFT's shared ledger coordinates payment commitments. Final settlement occurs through existing infrastructure. Citi has already processed live transactions with First Abu Dhabi Bank and OCBC.
Citigroup is expected to receive Chinese regulatory approval for its fully owned mainland brokerage as early as this month, Reuters reported. The US bank applied for the licence in late 2021 as part of efforts to deepen its China operations. The bank plans to expand the unit's workforce to around 100 employees by year-end, roughly double current levels, according to sources. Recruitment will cover senior revenue-generating roles and operational positions through relocations and external hiring. The brokerage will seek permission for A-share trading, underwriting, research and principal trading. It aims to leverage Citi's existing mainland corporate relationships for equity and M&A work, focusing on technology, healthcare, consumer and financial sectors. Citi declined to comment on the application.
Anthropic, the developer behind Claude AI chatbot, has secured a $15 billion credit facility ahead of its initial public offering. Major financial institutions including Morgan Stanley, Goldman Sachs, JPMorgan Chase, and Citigroup are backing the arrangement. The facility significantly exceeds last year's $2.5 billion loan and surpasses the company's roughly $10 billion target. Anthropic now expects over $65 billion in annualised revenue, representing more than a sevenfold increase from its pace at the end of last year. Additional banks including Barclays and Bank of America have joined the arrangement. The timing coincides with renewed activity in the US IPO market, positioning Anthropic for a substantial market debut.