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Lowe's

Runs home improvement stores for DIYers and pros

Lead Analyst

Full-TimeUpdated on 10/13/2026
No salary listed
Senior
MBA
Bengaluru, Karnataka, India
In Person
Finance & BankingCorporate Finance & FP&A

About the job

Requirements
  • A minimum of 5 years of experience in Finance, FP&A or financial decision support, with demonstrated ownership of complex planning and forecasting processes.
  • Strong experience in planning, forecasting and analyzing expense lines.
  • Strong Finance and FP&A acumen, including driver-based forecasting, variance analysis, scenario and sensitivity analysis, and risk and opportunity assessment.
  • Statistical forecasting skills, including forecasting healthcare expenses for the entire organization.
  • Ability to understand complex expense drivers and translate business, operational, vendor and actuarial inputs into reliable forecasts and insights.
  • Advanced Excel and financial modeling skills, with attention to model structure, data validation and accuracy.
  • Strong analytical and structured problem-solving skills, with the ability to work through ambiguity and reach sound conclusions.
  • Strong stakeholder management and business partnering capabilities, including the ability to challenge assumptions and influence without authority.
  • Ability to synthesize complex information into clear executive-level commentary, insights and recommendations.
  • Ability to prioritize multiple workstreams, work independently and maintain high standards of quality and follow-through.
  • Ability to mentor and review others' work, strengthening analytical rigor and team capability.
  • Basic or intermediate knowledge of SQL.
  • MBA with a Finance specialization.
Responsibilities
  • Own end-to-end planning, forecasting and analysis for complex expense lines across HR, Finance and Legal, including healthcare, risk and casualty, and other non-departmental expenses.
  • Develop and continuously improve driver-based forecasting approaches, incorporating key cost drivers, historical trends, business changes, and relevant vendor or actuarial assumptions.
  • Lead variance, scenario and sensitivity analysis; quantify risks and opportunities, explain underlying drivers, and recommend forecast or business actions.
  • Build, enhance and maintain robust financial models and forecasting tools with clear assumptions, validation checks and documentation.
  • Partner with business and Finance stakeholders across Lowe's India and U.S. teams to challenge assumptions, reconcile inputs, and align on forecast changes and key business updates.
  • Prepare executive-ready reporting, commentary and insights that communicate performance, drivers, risks, opportunities and recommended actions.
  • Lead process improvement, standardization and automation initiatives to improve forecast accuracy, efficiency, scalability and controls.
  • Mentor and review team members' work, providing guidance on forecasting logic, model structure, assumptions and analytical quality.
  • Independently manage multiple workstreams and deliver high-quality outputs with attention to detail, ownership and follow-through.
Desired Qualifications
  • Experience with healthcare, employee benefits or other complex driver-based expenses is preferred.
  • Experience partnering with cross-functional business and Finance stakeholders is preferred.
  • Experience in a GCC, shared services or global operating model is preferred.
  • Experience with financial planning tools such as IBM Planning Analytics (TM1).
  • Qualified finance professional, such as CA, CMA, CIMA, CFA or equivalent.

About the company

Lowe's runs home improvement stores across the United States, selling tools, lumber, appliances, paint, flooring and garden supplies to do-it-yourself homeowners and professional contractors. Shoppers can buy in its stores, on Lowes.com or through its app, with options for in-store pickup and delivery to homes and jobsites. Beyond products, Lowe's sells installation and home services for projects such as kitchens, flooring, roofing and water heaters, scheduled through its stores and website. It earns money mainly from merchandise sales, plus installation fees and its co-branded credit cards for consumers and businesses. Lowe's was founded in 1946 and is based in Mooresville, North Carolina.

Company Size

10,001+

Company Stage

IPO

Headquarters

Mooresville, North Carolina

Founded

1946

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Simplify Jobs

Simplify's Take

What believers are saying

  • Online is a growth engine: Lowe's online sales jumped 15.7% in the quarter ending July 2026.
  • Frontline staff share in results: Lowe's said in February 2026 it awarded frontline associates $125 million in discretionary bonuses.
  • Pros and home services carry growth: they powered Lowe's fifth straight quarter of positive comparable sales through July 2026.

What critics are saying

  • Corporate roles are shrinking: Lowe's cut about 600 corporate and support jobs in February 2026, including 178 in Mooresville.
  • Do-it-yourself demand is stalling: in August 2026 Lowe's cut its fiscal 2026 outlook to flat comparable sales.
  • Sales hinge on housing: in August 2026, CEO Marvin Ellison called it his toughest housing market since the financial crisis.

What makes Lowe's unique

  • Lowe's also finishes new homes: its Artisan Design Group unit installs flooring, cabinets and countertops for home builders.
  • Lowe's owns a drywall wholesaler: Foundation Building Materials supplies contractors from over 370 US and Canadian branches.
  • Store staff get built-in AI help: Mylow Companion, made with OpenAI, answers product, project and stock questions on associates' devices.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Sick Leave

Paid Holidays

Performance Bonus

Company News

Yahoo Finance
Oct 2nd, 2026
Lowe's stock drops 26% as growth shifts to larger contractors through acquisitions

Lowe's stock has fallen 26% over the twelve months to September 30, 2026, whilst the S&P 500 returned 14%. The home improvement retailer has shifted strategy, targeting larger professional contractors through acquisitions of Foundation Building Materials and Artisan Design Group. Sales reached $26 billion in fiscal Q2 2026, up 8.3% year-over-year. However, comparable sales rose just 0.2%, meaning nearly all growth came from the recent acquisitions rather than existing operations. Management lowered its full-year sales outlook to approximately $92 billion, expecting comparable sales to remain flat. The company cited pressure from weak do-it-yourself demand and difficult building market conditions. Comparable purchases fell 2.1%, driven by weather-sensitive categories. As of September 30, 2026, Lowe's shares traded at 15.5 times trailing earnings, below the S&P 500's 21.7 multiple.

PR Newswire
Sep 24th, 2026
Lowe's launches drone delivery in 20 minutes for DIY essentials in North Carolina pilot

Lowe's has launched drone delivery at its Matthews, North Carolina store, becoming the first home improvement retailer to offer the service. The pilot programme, conducted in partnership with Wing and DoorDash, delivers select items in as fast as 20 minutes. Customers can order through the DoorDash app, selecting from eligible products including hand tools, paint supplies, and household essentials. Wing drones currently transport orders weighing approximately 2.5 pounds per flight. The service addresses a common problem for DIY and professional customers who forget supplies mid-project. It joins Lowe's existing same-day fulfilment options, including buy online, pick up in store and curbside pickup. The initiative builds on Lowe's broader technology investments, including Mylow, its AI assistant that has answered more than 25 million customer questions since launching in 2025.

Yahoo Finance
Sep 15th, 2026
Lowe's expects steady H2 as homeowners shift to smaller projects amid high rates

Lowe's anticipates a steady second half of the year as elevated interest rates and economic uncertainty prompt homeowners to favour smaller projects over major renovations. Chairman and CEO Marvin Ellison stated the company aims to grow market share despite challenging conditions, citing five consecutive quarters of positive comparable sales growth. Digital sales increased over 15% in the past two quarters, supported by store-based fulfilment and the company's Mylow AI tool. The retailer's core customers, with average household incomes above $100,000, are becoming more cautious about large discretionary purchases. Acquisitions of ADG and FBM are expanding Lowe's construction and interior solutions business, including commercial projects and data centres. The company plans to prioritise debt reduction toward a 2.75-times leverage ratio before potentially resuming share repurchases.

Yahoo Finance
Sep 10th, 2026
Lowe's earnings per share up 5.2% over three years despite revenue shrinking 1% annually

Lowe's Companies shares trade at $198, down 26% over the past year, as the retailer navigates a cautious DIY customer base and weak housing market. Despite revenue shrinking at 1% annually over three years, earnings per share grew at 5.2% through expense discipline and share buybacks. The company generated $3.1bn in free cash flow in fiscal Q2 2026 after $542m in capital expenditures. Online sales grew 15.7%, supported by Mylow, an AI shopping agent whose users convert at triple the rate of other shoppers. Comparable transactions fell 2.1% in the quarter. Management lowered fiscal 2026 sales guidance to approximately $92bn with roughly flat comparable sales and expects Q3 adjusted earnings per share to fall about 7% year-over-year.

Yahoo Finance
Aug 27th, 2026
Target raises dividend to $1.16, Lowe's to $1.25 as retailers defend payout streaks

Target raised its quarterly dividend to $1.16 from $1.14, whilst Lowe's increased its payout to $1.25 from $1.20. Both retailers reported second-quarter results on 19 August 2026. Target's increase follows a period of flat dividends and comes after a tariff refund boosted quarterly earnings. The company yields 2.8% and paid $518 million in dividends during the quarter. Chief financial officer Jim Lee stated the firm prioritises business investment first, dividends second, and buybacks last. Lowe's generated $3.1 billion in free cash flow against $673 million in dividends. However, the company faces balance sheet challenges, with negative shareholders' equity of $7.44 billion and debt-to-EBITDA of 3.0 times following recent acquisitions. Management aims to reduce leverage to 2.75 times by mid-2027. Lowe's yields 2.4%.