Wings Credit Union

Not-for-profit financial cooperative serving members

Mortgage Loan Officer

Retail & Commercial BankingUpdated on Nov 12

Full-timeColorado, USAHybrid

About the Job

Requirements

A high school diploma, G.E.D., or equivalent is required.
At least 1 year of mortgage industry origination or mortgage sales experience is required.
NMLS registration in good standing is required.
A driver's license with an acceptable driving record is required.
Detailed understanding of FNMA, CHFA, FHA, and VA products and underwriting requirements is required.
Understanding of nonprofit down payment programs available to members is required.
Knowledge of Desktop Underwriter (DU) is required.
Technical experience with personal computers, Excel, database software, and web tools is required.
Strong external sales and networking skills are required.
Excellent communication skills are required.

Responsibilities

Build relationships and drive expansion across Boulder, Weld, and Larimer counties.
Work with members and potential members to identify and secure appropriate mortgage loans aligned with their financial goals, including home ownership.
Respond to and follow up on member inquiries from multiple sources.
Collect and analyze members' financial information and assess financing circumstances to determine suitable mortgage products.
Review competing offers from other mortgage lenders and understand the positive and negative features of mortgage products.
Conduct external Realtor and business development contacts, events, shows, seminars, education, and committee activities.
Take applications and review initial findings and decisions.
Independently analyze asset, income, and Desktop Underwriter-required data.
Collect data and appraisal fees.
Complete continuing education.
Refer members to other Wings departments, including EIS and CRE.
Remain aware of and adhere to Wings policies, procedures, and regulations pertaining to the Bank Secrecy Act.

Desired Qualifications

At least 5 years of mortgage experience, including at least 2 years in mortgage sales origination, is preferred.

Job Description

This individual will be instrumental in building relationships and driving our continued expansion across Boulder, Weld, and Larimer counties.

The primary purpose of this position is to work with Wing's members and potential members to assist them in identifying and securing a mortgage loan that is appropriate for achieving their financial goals, including home ownership. Mortgage loan officers respond to and follow up on member inquiries that come from multiple sources. The loan officer will collect and analyze the member's financial information and assess the member's financing circumstances to determine which mortgage product might best fit their needs. This includes reviewing competing offers from other mortgage lenders and understanding the positive and negative features of many loan products.

Essential Functions

External Realtor/Business development contacts, events, shows, seminars, education, committees.
Take applications and review initial findings & decision.
Analyze asset, income and DU required data independently.
Collect data and appraisal fees.
Continuing education.
Refer to other Wings departments (EIS/CRE/Etc).
Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Qualifications

Minimum Formal Qualifications for this Position

High School Diploma/G.E.D. or equivalent.
REQUIRED: 1+ years' of mortgage industry origination or Mortgage sales experience.
PREFERRED: 5+ years' of mortgage experience with 2+ years in mortgage sales origination.

Technical or Specialized Knowledge/Skills:

Detailed understanding of FNMA, CHFA, FHA, and VA products and underwriting requirements.
Understanding of Non-profit down payment programs available to members.
Desktop Underwriter (DU) knowledge.
Strong technical experience to include; PC's, excel, database software and web knowledge.
Strong external sales and networking skills.
Excellent communication skills.

Certifications Required:

REQUIRED: NMLS Registration in good standing.
REQUIRED: Driver's license with acceptable driving record.

Additional Information

PAY RATE: $66,000.00 base salary + Monthly incentives + 3% Annual target bonus. Unlimited earning potential!!!

BENEFITS:

Generous 401(k) match
401k Discretionary Profit Sharing
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Short Term and Long Term Disability
Health Savings Account with company contribution
Employee Assistance Program
Paid Vacation, Sick, Floating Holidays and Volunteer Time Off
Paid Holidays
Tuition Reimbursement
Paid Parental Leave

We anticipate this position to close on 10/16/2026. Please submit your application at your earliest convenience to be considered.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.

About the Company

Wings Credit Union

Not-for-profit financial cooperative serving members

Wings Credit Union is a not-for-profit financial institution that offers savings, checking, loans, and other financial products to its members. It operates as a cooperative where members are owners, so earnings are reinvested into products and services to keep rates low and fees down. It expanded from airline employees to broader aviation-related communities, then to the Minnesota and Colorado regions, and now serves nearly a million members with about $20 billion in assets after merging with Ent Credit Union. Its goal is to provide affordable, reliable financial services at scale while preserving its aviation heritage and Ent’s military roots.

Company size: 501-1,000
Company stage: Not listed
Total funding: Not listed
Headquarters: Colorado Springs, CO
Founded: 1957

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