C

Citi

Runs banking and payments for global clients

Senior Cloud & Risk Platform Engineer

Full-TimeUpdated on 10/23/2026Deadline 12/29/26
$125.8k - $188.6k
Senior
Bachelor's, Master's
Irving, TX, USA
Hybrid
Software EngineeringBackend Engineering

About the job

Requirements
  • 6–10 years of progressive experience in software engineering, distributed systems development, or applications architecture.
  • Deep expertise in Java 17/21+, J2EE, Spring Boot, reactive frameworks, advanced multi-threading, asynchronous I/O, low-latency processing, and memory optimization.
  • Strong working knowledge of Credit Risk and/or Market Risk concepts, including Counterparty Credit Risk, Stress Testing, Exposure Calculations, Value at Risk, sensitivities, and scenarios.
  • Hands-on experience architecting microservices on cloud platforms, with containerization and orchestration expertise in Docker, Kubernetes, Helm, and OpenShift.
  • Demonstrated proficiency and enthusiasm for integrating AI coding assistants and agentic engineering tools, including GitHub Copilot, Claude, Devin, and ChatGPT/LLM APIs, to improve team velocity, code quality, and automated debugging.
  • Experience with distributed messaging backbones and streaming platforms such as Apache Kafka, Pulsar, or RabbitMQ.
  • Experience designing RESTful APIs and gRPC services, and working with relational databases (Oracle, PostgreSQL, MS SQL) and distributed caches/NoSQL platforms (Redis, Hazelcast, Cassandra, MongoDB).
  • Background with testing frameworks (JUnit 5, Mockito, Cucumber, Testcontainers) and performance benchmarking tools (JMeter, Gatling).
  • Hands-on familiarity with CI/CD automation pipelines (Git, Tekton, Harness, Jenkins), static analysis (SonarQube), and container security scanning.
  • Bachelor’s degree or university degree in Computer Science, Software Engineering, or Financial Engineering, or equivalent practical experience.
Responsibilities
  • Lead the design, development, and deployment of resilient, event-driven microservices and high-throughput computing pipelines on modern cloud infrastructure, including containers, Kubernetes, and microservices.
  • Partner with Risk Quantitative Analysts, Risk Managers, and Enterprise Architecture teams to model, calculate, and stream real-time analytics across Credit Risk (PFE, exposure, counterparty risk, limits) and Market Risk (VaR, stress testing, sensitivity analysis).
  • Adopt AI engineering tools such as GitHub Copilot, Claude, and Devin across the engineering lifecycle, including prototyping, boilerplate reduction, automated unit and integration test synthesis, complex refactoring, and AI-driven code reviews.
  • Resolve architectural bottlenecks through evaluation of distributed systems, multi-threading, concurrency models, memory management, and enterprise data flows.
  • Establish and champion standards for clean code, SOLID principles, automated CI/CD pipelines, container orchestration, and comprehensive telemetry and observability.
  • Serve as a technical advisor and coach to mid-level engineers and analysts, conduct design reviews, foster continuous learning, and accelerate delivery velocity.
  • Assess risk in business and technical decisions, safeguard the firm, its clients, and assets, drive compliance with applicable laws and policies, apply sound ethical judgment, and escalate, manage, and report control issues transparently.
Desired Qualifications
  • A master's degree is preferred.

About the company

C

Citi

View
Website

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

Get referred to Citi

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Revenue is expanding: Citi reported $24.8 billion in the June 2026 quarter, up 14% year over year.
  • US parents get protected time: eligible Citi employees receive 16 weeks of bonding leave at full base pay.
  • Institutional deposits are sticky: Citi says around 80% of Services deposits come from clients with relationships exceeding 15 years.

What critics are saying

  • Lending losses remain substantial: Citi's net credit losses reached $2.4 billion in the June 2026 quarter.
  • Australian hybrid roles require office time: Citi sets a minimum of three office days weekly for designated hybrid positions.
  • Job cuts carry a cost: Citi booked roughly $500 million in severance in the March 2026 quarter.

What makes Citi unique

  • Corporate payments move at scale: Citi processes around $6 trillion daily through its Treasury and Trade business.
  • Deposits move beyond banking hours: Citi Token Services transfers cash between participating Citi branches around the clock.
  • Employees use a shared AI workspace: Citi's Stylus platform reaches over 180,000 people for research and multi-step workflows.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays

Company News

Traders Union
Oct 26th, 2026
Blackstone unveils $63B Broadcom financing deal with BofA, Citi and Morgan Stanley

Blackstone has announced a $63 billion financing deal with Broadcom and a group of banks that includes Bank of America, Citi, and Morgan Stanley. Its shares edged higher on the day, trading at $119.06. The asset manager has a market value near $136.61 billion. Fifty of 93 analysts rate the stock a buy, with a median price target of $138, about 15.9% above the current level. Shares sit at support around $118.74 and trade below their 50-day and 200-day moving averages. A close above $125.04 would signal buyers are following through, while a drop below $118.74 would suggest the move is fading.

Yahoo Finance
Oct 26th, 2026
Citi offers up to 4.35% savings yield to win share of customers' $3T held elsewhere

Citi is offering higher savings rates to draw more of its customers' money to the bank. The $2.6 trillion-asset lender says clients hold about $3 trillion in assets elsewhere. Citigold private clients will get a 4.35% annual percentage yield, Citigold customers 4%, and Citi Priority clients 3.5%. Customers also need a checking account and a certain direct deposit amount, or an average balance in investment accounts. The tiers range from $30,000 to $1 million-plus in combined average monthly balance. "This is a disruptor to stop money in motion," said Kate Luft, head of retail banking. In the third quarter, Citi's wealth unit logged $38 billion in net new investment assets. Citigold and retail bank revenues rose 16%, to about $2.3 billion.

Yahoo Finance
Oct 26th, 2026
Citigroup returns 24.7% in a year as $30B buyback and margin gains test bull and bear views

Citigroup shares returned 24.7% over the past year, including dividends, after the bank reported record revenue, earnings ahead of forecasts, and a $30 billion buyback plan. The stock now trades at $121, up from $96.69 at the start of the period. Revenue rose from $19,836 million in Q3 2025 to $21,423 million in Q3 2026. Net income climbed from $3,439 million to $4,840 million, lifting net margin from 17.3% to 22.6%. Simply Wall St's bullish case puts fair value at $103, built on 6.9% revenue growth and a 19.3% margin from digital transformation and cross-border payments. The cautious case sets it at $77, citing heavy spending and regulatory pressure. The key test is whether Citigroup can turn services growth and AI-driven efficiency into durable double-digit returns on tangible common equity.

Yahoo Finance
Oct 23rd, 2026
team.blue extends $1.2B of Term Loan B to 2032 after upsizing twice

team.blue, a pan-European provider of digital services for small and medium-sized businesses, has extended €1.1 billion of its €1.35 billion Term Loan B. The Ghent-based company, backed by Hg, CPP Investments and Sofina, priced the deal on October 22, 2026. The refinanced tranche now matures in July 2032, instead of September 2029. About 90% of the company's term debt now falls due in 2032. Demand was strong. The deal was upsized twice from an initial €500 million, making it the largest software euro term loan issuance in the last 12 months. It priced at E + 425bps with an original issue discount of 98.5. "The depth of support from our institutional investor base allowed us to go much further," said chief financial officer Jonathan Thackray.

KLSescreener
Oct 23rd, 2026
Malaysia Aviation Group secures US$75mil trade finance facility from Citi

KUALA LUMPUR: Malaysia Aviation Group (MAG) has secured a US$75mil structured trade finance facility from Citi to support its supply chain operations and working capital requirements across Asia.