Full-Time

Associate Accountant

Cash Operations

Posted on 9/11/2026

EMC Insurance

EMC Insurance

1,001-5,000 employees

Provides property/casualty insurance and reinsurance

Compensation Overview

$47k - $71.4k/yr

Des Moines, IA, USA

Hybrid

Three days on-site per week required.

Associate's

Category
Accounting (1)
Required Skills
Word/Pages/Docs
Excel/Numbers/Sheets

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Requirements
  • Associate degree in accounting or equivalent relevant experience.
  • Two years of experience in accounts receivable or related experience.
  • Excellent computer skills, including good knowledge of Microsoft Excel and Word.
  • Strong problem-solving and account-reconciliation skills.
  • Good knowledge of banking terms.
  • Strong verbal and written communication skills.
  • Ability to multitask and prioritize deadlines.
  • Strong organizational skills with good attention to detail.
Responsibilities
  • Review lockbox reject items that do not meet payment acceptance rules and research billing and agency systems.
  • Partner with the Field Billing team to obtain missing processing data and accept or reject payments according to established timelines and procedures.
  • Process ACH and check returns in the appropriate system.
  • Create and maintain procedure manuals for Guidewire Billing Center functions.
  • Review monthly branch-office reports and prepare summary reports for management.
  • Provide supporting documentation for agency-bill payment reconciliation and route lockbox correspondence to the appropriate department.
  • Review monthly legacy and Billing Center reports of outstanding agent balances and external collections transaction registers submitted by regions.
  • Contact the Field Billing team to resolve discrepancies or outstanding items and prepare a monthly management summary report.
  • Partner with management to review and finalize Guidewire Billing Center procedure-manual updates.
  • Provide documentation for internal and external audit inquiries and review Model Audit Rule narratives related to the premium-receipts process quarterly.
  • Recommend changes to management and serve as backup for accounting team members.
  • Review check payments and apply them to the appropriate systems, collaborating with Finance team members as needed.
  • Ensure payments are accurately processed to the correct billing system the same day and complete daily deposit tickets.
  • Upload ACH and check-return documentation to agent or policyholder accounts.
  • Send notification-of-change documentation to Field Billing and agency team members for required account updates.
Desired Qualifications
  • Experience with Guidewire Billing Center or Workday general ledger.

EMC Insurance Companies provides property and casualty insurance products and services for businesses, along with reinsurance. It underwrites commercial policies and offers loss control, bonds, surety, and fidelity coverage, serving clients in over 40 states, with international risk written on a reinsurance basis. EMC Re offers facultative and treaty reinsurance to other insurers. Its goal is to simplify insurance transactions for clients while delivering comprehensive risk coverage and supporting other insurers through reinsurance partnerships.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Des Moines, Iowa

Founded

1911

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Simplify Jobs

Simplify's Take

What believers are saying

  • Fitch affirmed EMC at A- on August 12, 2026, with Stable Outlook.
  • EMC launched new Large Accounts and Specialty underwriting units in 2025.
  • Kansas rate cuts on July 1, 2026 reflect improving loss costs and pricing competitiveness.

What critics are saying

  • Fitch flagged lower retention and premium growth pressure through 1Q26, squeezing momentum.
  • EMC sold EMC Life to Avocet in 2025, shrinking diversification and fee income.
  • Exit from reinsurance and personal lines stripped businesses, leaving catastrophe-heavy P&C exposure.

What makes EMC Insurance unique

  • Mutual carrier EMC keeps underwriting discipline for small and mid-sized commercial accounts.
  • EMC’s 2025 region redesign and underwriting units deepen specialty and large-account distribution.
  • The company has a century-old Iowa footprint and stable A- ratings from Fitch and AM Best.

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Benefits

Remote Work Options

Company News

EMC Insurance Companies
Jun 8th, 2026
EMC supports arts and athletics with two major spring sponsorships.

EMC supports arts and athletics with two major spring sponsorships. DES MOINES, Iowa (June 8, 2026) - EMC Insurance supported two major community events during the final week of May, bringing thousands of people together across central Iowa. EMC DAM to DSM This was the eighth year EMC served as the title sponsor of the EMC DAM to DSM half marathon, which was held Saturday, May 30, and led athletes from Saylorville Dam to Downtown Des Moines. The course highlights Iowa's rural beauty and EMC's headquarters city -bringing individuals of all ages and backgrounds together to participate (including more than 30 runners from EMC). EMC's Executive Vice President and Chief Legal Officer Todd Strother distributed medals to top finishers. This was the second-largest race in DAM to DSM's 47-year history, and the largest ever during EMC's tenure as title sponsor. More than 100 EMC team members volunteered in shifts to assemble the 5,000 athlete boxes, and EMC volunteers handed them out during the outdoor expo at Cowles Commons May 28-29. "The success of DAM to DSM is a direct reflection of the time and energy our EMC volunteers invest," said Matt Harris, Community Involvement Manager. "From start to finish, their support plays a critical role in executing an event of this size and complexity. We're grateful for our partnership with RipRoar Events to deliver this experience to the community each year." Iowa High School Musical Theater Awards, presented by EMC On Thursday, May 28, EMC team members volunteered behind the scenes to help prepare the Des Moines Civic Center for the Iowa High School Musical Theater Awards (IHSMTAs). This marked EMC's ninth straight year as the presenting sponsor of the IHSMTAs, which give thousands of high schoolers a platform to showcase their musical theater productions and be recognized for their talents - performing for a sold-out Civic Center audience. "We're proud to support the IHSMTAs - a program that not only uplifts the arts, but also supports schools across the state," said Sarah Buckley, Vice President - Corporate Communications & Community Impact. "With schools being an important part of our business, this partnership is a natural fit, connecting us with over 110 high schools throughout Iowa." These are two of many sponsorships that demonstrate EMC's commitment to Keeping insurance human(R). From race day to opening night, EMC is proud to stand behind the events, organizations, and people that make communities stronger. About EMC Insurance EMC Insurance has approximately 2,100 employees and writes commercial property and casualty lines, bonds, and life insurance products and services throughout the United States. Employers Mutual Casualty Company (EMCC) was organized in 1911 to write workers' compensation protection in Iowa. Today, operating under the trade name EMC Insurance, the company is licensed in all 50 states and the District of Columbia. For more information, visit emcinsurance.com. Sarah Buckley, APR. EMC Insurance. Vice President - Corporate Communications & Community Impact Get in touch. Need help? EMC Insurance Companies is here for you! Whether you have questions or need personalized assistance, your local office is ready to support you.

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