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Cermati.com

Financial product marketplace and application service

Regional Sales Manager - Paylater

Full-Time
No salary listed
Mid
Bachelor's
Manado, Manado City, North Sulawesi, Indonesia
In Person
Sales & Account ManagementField Sales

About the job

Requirements
  • A minimum Bachelor's degree in any major.
  • At least 2 years of experience as a Branch Head in a similar field.
  • Strong leadership skills and a sales-oriented mindset.
  • Excellent communication skills and high integrity.
  • Proficiency in Microsoft Office and Google Suite.
  • Valid driving licenses A and C.
  • Ability to recruit manpower, manage sales, and handle risk.
  • Skill in conducting training and delivering presentations to merchants.
Responsibilities
  • Set up business in the region based on market potential.
  • Train District Sales Managers (DSMs) on all materials about the Indodana financing system.
  • Maintain good relationships with existing merchants and work with traditional or modern merchants according to assigned targets.
  • Review and monitor the daily activities of DSMs and promoter placement allocations in line with promoter productivity targets.
  • Distribute monthly targets from Head Office to existing DSM and promoter teams.
  • Ensure all regional operations run well.
  • Maintain regional application quality (approval ratio) and achieve first-billing targets set by management.
  • Create expansion plans and analyze regional market conditions.
  • Prepare weekly and monthly reports of regional activities for Head Office.
  • Create local events or promotions to increase sales in the regional area.
  • Work effectively with the outsourcing vendor team to fulfill promoter staffing needs in the assigned area.

About the company

Cermati is a Jakarta-based fintech platform that helps Indonesians research, compare, and apply for financial products like credit cards, loans, mortgages, auto loans, savings, insurance, and bill payments. It aggregates information from banks and financial institutions into a standardized format so users can understand options and make informed choices. The service often handles parts of the application process for partners, earning commissions from successful applications rather than charging users. Its goal is to expand financial inclusion in Indonesia by making financial products easier to find, compare, and access for a population that's increasingly online but underserved in formal finance.

Company Size

501-1,000

Company Stage

Series A

Total Funding

$1.9M

Headquarters

Jakarta, Indonesia

Founded

2015

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Simplify's Take

What believers are saying

  • July 2026 BCA funding expanded Indodana PayLater reach across 180 Indonesian cities.
  • Cermati Protect launched multiple 2026 partnerships, showing active cross-sell and monetization.
  • Series D rumors from 2024 suggest investors still see scalable value in Cermati.

What critics are saying

  • BNPL default losses can hit Indodana Finance fast if consumer delinquencies rise in 2026.
  • OJK fined dozens of firms in 2026, raising compliance risk for Indonesian lenders.
  • Cermati depends on partner distribution; losing BCA, banks, or merchants weakens growth immediately.

What makes Cermati.com unique

  • Cermati groups comparison, brokerage, and BNPL under one Jakarta fintech platform.
  • Indodana Finance's BCA-backed IDR1.5 trillion facility deepens funding access for 2026 growth.
  • Cermati Protect keeps bundling insurance with tiket.com, Bumame, and DR SPECS.

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Benefits

  • Flexible Work Hours

Growth & Insights and Company News

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
DailySocial
Aug 12th, 2022
Cermati Is Reportedly Securing 250 Billion Rupiah Series D Funding Led by MDI Ventures | DailySocial.id

Financial product aggregator startup Cermati reportedly secured Series D round funding of $17 million led by MDI Ventures