I

Imprint

Designs, launches, manages co-branded credit cards

General Manager

Full-Time
$200k - $250k/yr+ Equity
Senior, Expert
San Francisco, CA, USA
In Person
Sales & Account ManagementAccount Management

About the job

Requirements
  • At least 6 years of relevant program and relationship management, operations, and marketing experience in financial services.
  • Ability to perform a client services role and align the goals of two brands to drive mutual growth.
  • Strong project management skills and the ability to handle multiple priorities and initiatives.
  • Business acumen and a track record of owning and managing P&Ls, using data and insight to inform decisions.
  • Experience allocating marketing budgets, forecasting account growth, and leading annual and quarterly planning processes.
  • Ability to present to large audiences, including executive stakeholders.
  • Ability to turn data and insights into action.
  • Experience leading cross-functional projects, with attention to detail.
  • Proficiency in Google Workspace, including Gmail, Docs, Sheets, Slides, and Drive. This is listed as a plus.
Responsibilities
  • Cultivate and maintain relationships with key partner-brand stakeholders, including senior executives, marketing teams, and operational leaders.
  • Collaborate with partners to develop and execute a strategic vision for the credit card program aligned with their business objectives.
  • Develop and implement strategies to acquire new credit card customers and maximize the value of existing cardholders.
  • Monitor and analyze program performance, identify growth opportunities, and develop action plans to achieve program goals.
  • Collaborate with the brand's marketing team to create promotional campaigns and marketing initiatives that increase cardholder engagement and usage.
  • Lead annual and quarterly planning, budgeting, and forecasting processes to deliver program goals.
  • Analyze market trends and the competitive landscape to identify opportunities for product enhancements and promotions.
  • Partner with the internal compliance team to ensure credit card programs adhere to regulatory and compliance requirements.
  • Implement risk management strategies to safeguard the program's financial health and minimize potential issues.
  • Generate regular program performance reports and provide insights and recommendations to senior management.
  • Conduct in-depth data analysis to identify trends, customer behaviors, and areas for improvement.
  • Work with internal cross-functional teams, including product, risk, compliance, customer service, and finance, to support the credit card program.
  • Own and execute the program's overall relationship and marketing strategies, ensuring the program meets business objectives for Imprint and its partners.
Desired Qualifications
  • Experience in a co-brand credit card environment is preferred but not required.
  • Experience in eCommerce and/or Sportsbook is a plus.

About the company

I

Imprint

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Imprint.co designs, launches, and manages co-br branded credit card programs for major American brands. The company partners with brands to offer consumers a branded credit card and focuses on increasing the lifetime value of the brands’ customers. Its product works by creating tailored card programs that brands can offer to their customers, aiming to raise the average basket size, shopping frequency, and annual spend per cardholder. Revenue comes from fees charged to partners for building and managing the programs, plus a share of cardholder transaction fees. Imprint differentiates itself through fast program launches (as quick as three months, versus 18 months for traditional issuers), agile development, and white-glove customer service. The goal is to help brands grow loyalty and spending by providing efficient, high-quality co-branded credit card programs.

Company Size

201-500

Company Stage

Debt Financing

Total Funding

$2.9B

Headquarters

New York City, New York

Founded

2020

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Simplify Jobs

Simplify's Take

What believers are saying

  • Kroger launched its Imprint-powered Mastercard on September 30, 2026, expanding daily-use spend.
  • Shell’s May 18, 2026 card consolidation with Imprint proves the platform displaces incumbent programs.
  • August 2026 ABS drew $2.35 billion orders, validating funding depth and receivable quality.

What critics are saying

  • Fabio Gallo v. Imprint Payments filed June 2, 2026, exposes consumer-credit litigation risk.
  • Credit-card receivables can sour fast; one underwriting miss threatens warehouse lenders and ABS buyers.
  • Brands can switch issuers, and a major partner loss would crush Imprint’s revenue engine.

What makes Imprint unique

  • Imprint replaces legacy banks with brand-owned card experiences inside partner apps.
  • August 2026 funding capacity hit $2 billion, signaling institutional confidence in Imprint’s scale.
  • Kroger, Shell, and Crate & Barrel use Imprint for tightly integrated loyalty cards.

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Benefits

  • Competitive compensation and equity packages
  • Leading configured work computers of your choice
  • Unlimited vacation policy
  • Fully covered, high-quality healthcare including fully covered dependent coverage
  • Additional health coverage includes access to One Medical and option to enroll in an FSA
  • 16 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents
  • An understanding that successful remote work requires flexibility and an appreciation for asynchronous work
  • Access to industry leading technology across all of our business units — stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity
  • Limited edition Imprint Credit Card (no hard pull) for the first 100 team members only. Get 1.5% cash back on all purchases, plus additional perks

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-2%

2 year growth

-4%
Doctor of Credit
Oct 14th, 2026
Imprint & Safeway launch 'safeway(r) forU American Express(R) Card'

Imprint & Safeway launch 'safeway(r) forU American Express(R) Card' October 14, 2026 Imprint & Safeway have partnered to launch a cobranded credit card called 'Safeway(R) forU American Express(R) Card'. Card basics are as follows: * No annual fee * Card earns at the following rates: * 5% back at safeway.com and safeway app purchases (pickup and delivery) * 3% back at safeway in store (grocery and pharmacy) * 3% back on gas, dining and bills (utilities and streaming) * 1% back on everything else * $50 statement credit when you spend $1,000 within the first 90 days outside of Albertson companies Its verdict. Sign up bonus stinks and the 5% category is the only one worth considering with some cards earning 3% on all purchases now. I guess if you do a huge amount of spend at Safeway this is worth considering, although you could probably save more by moving that spend to another grocery store. You can find more new credit cards here.

MDR
Oct 3rd, 2026
Kroger launches rewards Mastercard with Imprint.

Kroger launches rewards Mastercard with Imprint. By Aina Ibrahim October 3, 2026 Kroger has launched the Kroger Rewards World Elite Mastercard, a co-branded credit card developed with fintech company Imprint and Mastercard. The new card offers shoppers points at five times the rate of their purchases when shopping through Kroger.com or the Kroger app. The card integrates with Kroger's existing loyalty program, providing tiered rewards for fuel, in-store purchases, dining, and travel, along with a \$100 welcome bonus for new cardholders. The strategy behind the card. "At Kroger, we're always looking for new ways to help customers save," said Megan Shaffer, group vice president of customer growth and strategy. "From weekly grocery trips to filling up at the pump or paying bills, the Kroger Rewards World Elite Mastercard turns purchases into real savings." Imprint's Daragh Murphy emphasized the partnership's goal of creating a card customers use daily. "Together, we set out to turn that loyalty into a card customers reach for every day, one that rewards the weekly Kroger trip and everything in between, with the modern, seamless experience they expect." The card positions Kroger at No. 7 in the Top 2000 Database for North America's largest online retailers by annual ecommerce sales, and No. 1 in the Food & Beverage category. However, it competes with higher-ranked mass merchants like Walmart and Target in online grocery sales. Mastercard's Kiki Del Valle highlighted the card's potential to reduce friction in everyday transactions. "Grocery spending is one of the most consistent and essential parts of life," she said. "Together with Kroger and Imprint, we've created a seamless rewards experience that helps shoppers earn more on the purchases they already make, turning regular grocery trips into meaningful savings." Digital shift and data control. Serhii Nikolaichuk, founder of The Capital Index, views the card as more than traditional credit: "It's a delivery app with a bank attached." He notes that richest point tiers apply to Kroger.com and app purchases, compared to up to 3X for in-store transactions. Combined with free Boost delivery membership in the Kroger app, this signals a broader strategy. "Kroger is paying shoppers to move from the aisle to the screen, where it can see every basket and plan the next one," Nikolaichuk explained. The fintech partnership also serves a larger purpose. With Imprint managing the card and a bank issuing it, Kroger maintains direct customer relationships and controls the data and experience. "The bank becomes plumbing," Nikolaichuk said. "Amazon and Target already proved to grocers that the card can function as the loyalty program; now, Nikolaichuk said, that card lives inside the grocer's own app." Looking ahead, Nikolaichuk sees artificial intelligence as the next frontier. "When an assistant builds the weekly cart, it will pay with whatever card is already on file, and it will follow the points." The grocer controlling the app, card, and data claims the default position. "The real prize is not the next swipe, but the next year of automatic reorders," he added. Compared to competitors, Kroger's rewards appear competitive on the surface. Amazon and Target set shopper expectations for roughly 5% back. However, Nikolaichuk cautions that points are only as valuable as what they can purchase - primarily fuel and groceries within Kroger's ecosystem. "For a loyal Kroger household that already fills up at Kroger gas stations, he said, that can beat a general cash-back card." "Kroger isn't buying loyalty at the checkout," he added. "It's buying the default for the day an AI agent does the shopping." Market challenges and opportunities. Francesco Onorato, director of growth at Brandmovers, considers Kroger's integration of store credit with its loyalty program a smart move. "What's interesting is that Kroger is focusing high-value incentives on orders made through the app and including free delivery as part of the offer," he noted. "This strategy uses payments as a means of guiding shoppers out of the aisles and into the digital channels." Onorato identifies the key question as whether this approach will succeed in today's competitive grocery and retail market. "A reliable, engaging and personalized online shopping experience is going to be the true test of how their bet will pay off," he said.

Market Wire News
Oct 1st, 2026
Kroger launches Mastercard powered by payments platform Imprint: NYSE content update.

Kroger launches Mastercard powered by payments platform Imprint: NYSE content update. MWN-AI** Summary. Kroger has officially launched the Kroger Rewards Elite Mastercard, powered by the payments platform Imprint, which is poised to enhance customer engagement and spending through an AI-driven approach. This partnership aims to leverage Imprint's capabilities to create tailored programs for Kroger shoppers, enabling them to earn multipliers on various spending categories such as groceries, fuel, and dining. As a part of this initiative, Imprint CEO Daragh Murphy will discuss the collaboration and the anticipated growth opportunities it presents during an appearance on NYSE Live. The launch is timely, coinciding with the inaugural Fortune AIQ Summit at the New York Stock Exchange (NYSE). Scheduled for October 1, 2026, the summit focuses on exploring how artificial intelligence can be effectively utilized in business. The NYSE's President, Lynn Martin, is expected to be among the key speakers, highlighting the intersection of finance and technology, particularly as AI continues to revolutionize various sectors. Market conditions remain in focus as the fourth quarter begins, with significant developments including a rise in the 10-year Treasury yield to 5.34%, the highest since April 2002. Investors are particularly attentive to the upcoming September jobs report, which is anticipated to impact market sentiment as trading opens. Meanwhile, the opening bell ceremony sees the Ireland Funds celebrating its 50th anniversary and the launch of a $200 million campaign, while Valvoline marks the tenth anniversary of its listing on the NYSE. For more updates on market insights, viewers can access the NYSE's resources via their app and YouTube channels. MWN-AI** Analysis. Kroger's recent launch of the Kroger Rewards Elite Mastercard, powered by the innovative payments platform Imprint, represents a significant strategic move for the grocery giant and could offer valuable insights for investors. This partnership not only reinforces Kroger's commitment to enhancing customer engagement but also positions the company competitively against other retailers. The implementation of AI-driven solutions by Imprint aims to create tailored rewards programs that enhance customer experiences, potentially leading to increased spending in stores. Shoppers can now earn point multipliers on groceries, fuel, and dining, which aligns perfectly with current consumer preferences for rewarding loyalty. As consumers become more financially cautious in an environment marked by rising interest rates and inflation, value-driven rewards will likely play a crucial role in consumer decision-making at the register. Kroger's strategic direction indicates a robust understanding of market dynamics. The investment in building a financial product directly tied to their existing customer base can help deepen customer loyalty, potentially increasing Kroger's market share. Furthermore, with the 10-year Treasury yield hitting its highest level since 2002, consumer spending habits are likely to shift, making loyalty programs more pivotal in attracting and retaining customers. Investors should closely monitor the performance of this new Mastercard initiative, as it can be a bellwether for Kroger's growth trajectory. Should consumer adoption of the card meet expectations, Kroger could see a notable increase in both foot traffic and overall sales, translating to heightened stock performance. In conclusion, Kroger's innovative approach to integrating financial solutions within its business model presents an exciting opportunity for investors. Keeping an eye on engagement metrics and sales performance following the launch could provide useful indicators for Kroger's future growth. **MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release. October 01, 2026 08:55:00 am PR Newswire NYSE issues a pre-market daily advisory direct from the trading floor. NEW YORK, Oct. 1, 2026 /PRNewswire/ - The New York Stock Exchange (NYSE) provides a daily pre-market update directly from the NYSE Trading Floor. Access today's NYSE Pre-market update for market insights before trading begins. Ashley Mastronardi delivers the pre-market update on October 1st * Imprint to power the new Kroger Rewards Elite Mastercard. * Imprint says that they are able to deliver tailored programs that drive measurable increases in engagement and spend through its AI-powered platform. * Kroger (NYSE: KR) shoppers can earn point multipliers for groceries, fuel, and dining. * Imprint CEO Daragh Murphy will join NYSE Live to discuss the partnership and new growth opportunities for his company. * The inaugural Fortune AIQ Summit to take place today at the NYSE. * The theme of this year's event is 'Putting AI to work.' * Event commences after Fortune and ServiceNow (NYSE: NOW) revealed the 2026 Fortune AIQ 75 power list. * NYSE President Lynn Martin will be among key speakers at the Summit. * Yields and employment in focus as the fourth quarter of trading kicks off. * The 10-year Treasury yield rose to 5.34%, reaching its highest level since April 2002. * The highly anticipated September jobs report is due Friday ahead of market open. Opening Bell The Ireland Funds celebrates its 50th anniversary and launch of a $200 million campaign Closing Bell Valvoline (NYSE: VVV) celebrates its 10th anniversary of listing For market insights, IPO activity, and today's opening bell, download the NYSE TV App and check out the NYSE YouTube: TV.NYSE.com and YouTube.com/@NYSEofficial SOURCE New York Stock Exchange FAQ**. How will the partnership between Kroger and Imprint, coinciding with the launch of the Mastercard, influence customer purchasing behavior in relation to ServiceNow Inc. (NOW) technology? The partnership between Kroger and Imprint, coupled with the launch of the Mastercard, is likely to enhance customer purchasing behavior by streamlining payments and rewards, thereby increasing the use of ServiceNow Inc. technology for improved customer experience and operational efficiency. What data insights will Imprint provide Kroger about customer spending patterns, especially in terms of grocery, fuel, and dining, and how might this relate to ServiceNow Inc. (NOW)? Imprint will offer Kroger detailed insights into customer spending trends across grocery, fuel, and dining, enabling targeted marketing and personalized promotions that could enhance customer loyalty, while benefiting ServiceNow Inc. by streamlining service workflows and customer engagement processes. In what ways might the AI-powered platform of Imprint enhance Kroger's customer engagement, and will ServiceNow Inc. (NOW) play a role in this enhancement? Imprint's AI-powered platform can enhance Kroger's customer engagement through personalized recommendations and dynamic promotions, while ServiceNow Inc. may facilitate integration and streamline customer service processes to support this enhanced interaction. How does Kroger's new Mastercard initiative align with the trends discussed at the Fortune AIQ Summit, particularly in terms of leveraging ServiceNow Inc. (NOW) for business growth? Kroger's new Mastercard initiative aligns with the trends from the Fortune AIQ Summit by utilizing ServiceNow's automation capabilities to enhance customer engagement, streamline operations, and drive business growth through personalized financial services. **MWN-AI FAQ is based on asking OpenAI questions about ServiceNow Inc. (NYSE: NOW).

The Modesto Bee
Aug 25th, 2026
Imprint secures $2 Billion in New debt funding as institutional demand grows.

Imprint secures $2 Billion in New debt funding as institutional demand grows. August 25, 2026 4:08 AM Gift Article Company adds $1.5 billion of incremental warehouse capacity and prices second AAA-rated ABS transaction, nearly 5x covered NEW YORK CITY, NY / ACCESS Newswire / August 25, 2026 / Imprint Payments, Inc. ("Imprint"), the modern co-brand financial and loyalty platform, today announced $2 billion of new debt funding capacity secured since April 2026, including $1.5 billion of incremental warehouse capacity and a $500 million AAA-rated asset-backed securitization. Together, the transactions diversify Imprint's funding sources, reduce the cost of fund margin by 23% and strengthen the company's continued growth. "In under a year, we've significantly grown our funding capacity, doubled our lending partners, and lowered our borrowing costs. Together, that means a greater capacity to support our programs as they scale," said Colin Groshong, Chief Financial Officer of Imprint. Imprint Adds $1.5 Billion in Incremental Warehouse Capacity In April 2026, Imprint closed a new $1 billion warehouse credit facility with a syndicate including Bank of Nova Scotia, Royal Bank of Canada, and TD Bank Group. The company also doubled the size of an existing warehouse facility from $500 million to $1 billion and added Citi as a lender alongside Mizuho, Truist, and HSBC. Together, the transactions added $1.5 billion of committed warehouse capacity while broadening Imprint's lender base across leading global financial institutions. TOP VIDEOS Second AAA-Rated ABS Upsized to $500 Million on Strong Investor Demand In August 2026, Imprint priced its second AAA-rated asset-backed securitization, PRNT 2026-A. The offering generated $2.35 billion of investor orders, representing 4.7x coverage at launch compared with 1.7x for Imprint's inaugural ABS in October 2025. The transaction was upsized from $300 million to $500 million, reflecting robust investor demand. The larger second issuance, completed less than a year after Imprint's debut $300 million ABS, further establishes securitization as a recurring component of the company's funding strategy and demonstrates growing institutional demand for debt backed by Imprint's credit card receivables. "The strong execution of the transaction was a testament to the quality and performance of Imprint's credit card receivables and the strength of its overall platform. The depth of the investor book and the achieved pricing was particularly encouraging and underscored the continued appeal of Imprint's ABS program to the market," said Brett Bushinger, Managing Director, Asset Backed Securities, Mizuho. About Imprint Imprint is a co-brand financial platform helping leading brands engage, reward, and retain their customers. With its digital cardholder experiences and AI-powered loyalty platform, Imprint enables companies like Booking.com, H-E-B, and Shell to deliver tailored programs and personalized rewards that drive measurable increases in engagement, spend, and customer lifetime value. Co-founded in 2020 by Daragh Murphy and Gaurav Ahuja, the company is headquartered in New York. For more information, visit imprint.co. This press release is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Statements regarding future growth, funding needs, expansion, and strategic initiatives are forward-looking statements subject to risks and uncertainties that could cause actual results to differ materially.

FinanzNachrichten.de
Aug 25th, 2026
Imprint secures $2B debt funding with AAA-rated ABS upsized to $500M on strong demand

Imprint Payments has secured $2 billion in new debt funding capacity since April 2026, including $1.5 billion in warehouse capacity and a $500 million AAA-rated asset-backed securitisation. The co-brand financial and loyalty platform added $1 billion through a new warehouse facility with Bank of Nova Scotia, Royal Bank of Canada, and TD Bank Group, whilst doubling an existing facility from $500 million to $1 billion with Citi, Mizuho, Truist, and HSBC. Imprint's second ABS transaction attracted $2.35 billion in investor orders, representing 4.7x coverage, prompting an upsize from $300 million to $500 million. The transactions reduce Imprint's cost of fund margin by 23% and diversify its funding sources. The company works with brands including Booking.com, H-E-B, and Shell.