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PayJoy

Provides credit access via device-collateral loans

Merchant Operations Analyst

Account ManagementConfirmed live in the last 24 hours
Full-timeLima, PeruNo salary listed

About the Job

Requirements

  • More than 3 years of experience in account support and/or account management in sectors such as telecommunications, retail, or finance.
  • Demonstrated experience managing key performance indicators (KPIs).
  • Strong analytical skills.
  • Advanced English proficiency for verbal and written communication.
  • Advanced knowledge of Google Suite or Microsoft Office, especially Excel.
  • A bachelor's degree in industrial engineering, business administration, or a related field.

Responsibilities

  • Support merchants in all aspects of their administrative operations.
  • Reconcile partner payments, manage promotions, and ensure timely partner payments.
  • Ensure timely payment of commissions, promotions, incentives, and similar items.
  • Support business planning, including discovery, ideation, initiative sizing, business-plan creation, governance setup, and execution launch.
  • Collaborate with other PayJoy teams to ensure successful execution of regional projects.
  • Simplify and synthesize complex structures to communicate value effectively.
  • Travel as needed to support PayJoy account growth.
  • Cultivate strong relationships with global offices.
  • Lead improvement projects involving multiple areas, such as product development and sales.

About the Company

PayJoy

Provides credit access via device-collateral loans

PayJoy helps people in emerging markets access credit to buy smartphones and other devices by partnering with local banks and retailers. Its system uses mobile locking technology and data science to let customers pay over time, with the device serving as collateral and remaining locked until payments are made; if needed, the lender can immobilize the device. Unlike traditional lenders, PayJoy works in markets with limited banking by combining device collateral with fintech and retailer partnerships to extend credit to the unbanked. Its goal is to expand affordable device access, improve consumer financial inclusion, and support growth in developing economies.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$606.9M
Headquarters
San Francisco, CA
Founded
2015

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