Medical Underwriter - Personal Health Insurance

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.

At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.

When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.

Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description:

Location: hybrid

Unlock Your Potential as an Underwriter at Sun Life

Are you passionate about making a difference in people's lives through thoughtful risk assessment and financial protection? Sun Life is seeking a detail-oriented and analytical Underwriter to join our Personal Health Insurance (PHI) team. This role offers an exciting opportunity to apply critical thinking to risk evaluation while contributing to our Purpose of helping clients achieve lifetime financial security and live healthier lives.

What will you do?

• Conduct individual assessments of insurability for life, critical illness and personal health insurance applications
• Review complex medical information to determine risk classification
• Communicate with various sources to gather and evaluate evidence of insurability
• Make sound underwriting decisions while adhering to quality and service level standards
• Provide technical expertise in assessing morbidity and mortality risks
• Handle sensitive communications with applicants regarding underwriting decisions
• Contribute to continuous improvement initiatives within the team

What do you need to succeed?

• Existing underwriting life insurance risk authority on face amounts from $1M to $2M
• Strong analytical and problem-solving skills, with the ability to make sound decisions based on complex information
• Excellent verbal and written communication skills, including the ability to handle difficult conversations professionally
• A positive attitude and commitment to delivering high-quality service
• The ability to remain calm under pressure and manage multiple priorities effectively
• Strong organizational skills and attention to detail undefined
• Comfort with ambiguity and the ability to turn vague information into sound underwriting decisions
• As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only to answer calls from English and French-speaking clients across Canada or worldwide.

Reasons why should you join us under the sun

This role offers a unique opportunity to:

• Apply your analytical skills to make a tangible impact on people’s financial security
• Grow your expertise in risk assessment and underwriting within a supportive team environment
• Contribute to the continuous improvement of our underwriting processes
• Opportunities to own your career development with programs to continuously learn, build skills, grow through coaching and more

We also offer a number of programs and offerings to help our Employees achieve lifetime financial security and live healthier lives, some of these include:

• Flexible Benefits from the day you join to meet the needs of you and your family
• Pension Plan participation starts immediately, and you are automatically enrolled. We help you save more with Sun Life automatic and matching contributions and by including both your salary and bonus when making contributions
• Time off giving you the flexibility to focus on the moments that matter. 15 days' vacation per year
• Care Days available for self-care or care of others (i.e., family or others you may support) and Sick Days to support your well-being

The Base Pay range is for the primary location for which the job is posted. It may vary depending on the work location of the successful candidate or other factors. In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.

Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.

Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to [email protected].

We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.

We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.

We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Salary Range:

62,000/62 000 - 93,000/93 000

Job Category:

Underwriting - Individual

Posting End Date:

25/11/2026