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Dext Capital

Independent equipment finance with data-driven tech

Early-Stage Collector

Full-TimePosted on 10/19/2026
$50k - $58k/yr
Mid
Lake Oswego, OR, USA
In Person
AccountingAccounts Payable/Receivable

About the job

Requirements
  • Two to three years of collections experience.
  • Ability to negotiate payment arrangements and independently manage a collections portfolio.
  • Strong analytical and problem-solving skills.
  • A professional, customer-oriented approach, including during difficult conversations.
  • Ability to adapt to new situations in a fast-paced environment.
  • Proficiency in basic mathematics.
  • Proficiency in Microsoft Office, including Excel, Word, and Outlook.
Responsibilities
  • Manage an assigned portfolio of early-stage past-due accounts and independently drive collection activity to meet delinquency targets while minimizing loss ratios and risk.
  • Handle collections across various micro-ticket accounts, adjusting the approach to the lessee, contract structure, and account history.
  • Negotiate payment arrangements and repayment plans, using sound judgment to assess customer ability to pay and risk to Dext.
  • Investigate and resolve payment, billing, and account issues, including payment reconciliation and disputed charges.
  • Identify accounts showing signs of elevated risk and escalate them appropriately, providing clear documentation for next steps such as late-stage collections, legal referral, or recovery.
  • Respond to client inquiries with accurate account information, including payment history and contract terms.
  • Maintain detailed and accurate records of client interactions, commitments, transactions, and resolutions in Dext customer service systems.
  • Conduct collection activity in accordance with applicable laws, regulations, and Dext policies.
  • Collaborate with the Collections team and other departments to create a positive and consistent customer experience.
Desired Qualifications
  • Equipment leasing or commercial finance collections experience.
  • Familiarity with lease contract structures and terminology.
  • Experience with lease or loan servicing systems.

About the company

Dext Capital provides equipment financing to help businesses acquire equipment. It funds leases and loans for equipment purchases, using a combination of its technology platform and data-driven processes to assess credit, structure financing, and manage the funding lifecycle for customers. The company differentiates itself through a seasoned leadership team with over 150 years of leasing experience, a culture focused on customer excellence, and an emphasis on using data and technology to simplify financing and speed decisions. Its goal is to grow by employing the best people, maintaining a respectful culture, and delivering reliable, customer-focused equipment financing.

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$459.1M

Headquarters

Lake Oswego, Oregon

Founded

2018

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Simplify Jobs

Simplify's Take

What believers are saying

  • Dext surpassed $3B originations in September 2026, showing rapid scale.
  • Dext ranked #60 on Monitor's 100 in 2026, strengthening employer brand.
  • New hires in healthcare, wheels, and third-party originations widen distribution for 2026 growth.

What critics are saying

  • Moody's flagged limited historical performance in Dext ABS 2025-2, pressuring future pricing.
  • AIM Group sued Dext in 2026, and claims continue across multiple venues.
  • Heavy dependence on securitization and warehouse lines creates a funding squeeze if markets shut.

What makes Dext Capital unique

  • DART offers instant credit decisions and 24/7 digital equipment financing.
  • Dext specializes in healthcare, technology, and transportation vendor programs.
  • Its securitization platform crossed $1B by March 2025, proving capital markets access.

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Growth & Insights and Company News

6 month growth

21%

1 year growth

21%

2 year growth

21%
The Monitor Daily Inc.
Aug 25th, 2026
Dext Capital expands wheels sales team with addition of Whitehead and Mills.

Dext Capital expands wheels sales team with addition of Whitehead and Mills. Ryan Whitehead and Jeff Mills both join as sales representatives in Dext Capital's wheels channel, which provides financing for transportation and vocational equipment to businesses nationwide. Dext Capital added Ryan Whitehead and Jeff Mills as sales representatives in its wheels channel, which provides financing for transportation and vocational equipment to businesses nationwide. Whitehead began his career in the equipment finance industry in 2005 at TCF Equipment Finance, where he eventually served as vice president of sales. Throughout his career in equipment finance, Whitehead has worked across many industries, with a particular specialization in the tow and recovery market nationwide. In his previous role, he developed the company's tow program, overseeing the program's growth for four years. Mills brings more than 30 years of experience in equipment finance, specializing in commercial truck, trailer and specialty vehicle financing. His background spans banking institutions, fleet leasing, manufacturer-affiliated finance and independent finance companies, providing him with a broad perspective on the equipment finance industry. Mills has worked closely with equipment dealers, owner-operators, transportation companies and commercial fleets to develop tailored financing solutions, build lasting relationships and navigate complex financing needs. "Ryan and Jeff each bring a level of experience and expertise that is difficult to find," Ronnie DeMarco, vice president of wheels at Dext Capital, said. "Ryan is well established in the tow market, and Jeff has worked nearly every side of equipment finance over the course of his career. Both additions strengthen the Wheels channel as we continue to expand in our market."

The Monitor Daily Inc.
Jul 28th, 2026
Dext Capital names Pack healthcare sales channel leader.

Dext Capital names Pack healthcare sales channel leader. In his new role, John Pack will lead the healthcare sales channel, working with health systems, manufacturers and distributors to build vendor programs and grow originations. Dext Capital appointed John Pack as healthcare sales channel leader. Pack brings a wealth of expertise in healthcare finance and vendor program development. He most recently served as senior vice president of healthcare originations and business development at Mitsubishi HC Capital, where he built relationships with health systems, OEMs and distributors, and put disciplined pipeline management practices in place. His experience includes serving as senior vice president and market director of healthcare finance at Santander Bank, leading vendor program and business development teams at TIAA Bank, formerly EverBank Commercial Finance, and a pivotal role at Key Equipment Finance, where he developed vendor program relationships with national and global healthcare organizations. In his new role, Pack will lead the healthcare sales channel, working with health systems, manufacturers and distributors to build vendor programs and grow originations. "John brings extensive experience in healthcare finance with a proven track record of building high performing teams and programs," Jeff Wertz, chief sales officer at Dext Capital, said. "His depth of expertise aligns perfectly with Dext Capital. Healthcare has been foundational to Dext from the very beginning and remains central to our strategy, making John an outstanding fit to lead and grow our portfolio. We're excited to welcome him to the team."

American Banker
Dec 8th, 2025
Dext Capital raises $439M in second equipment lease securitisation of 2025

Dext Capital is preparing its second securitisation of 2025, issuing $439.14 million in equipment loan and lease contracts backed primarily by enterprise technology and surgical equipment. The Dext ABS 2025-2 deal includes a $65 million prefunding account, representing 15% of the total collateral balance. The notes carry legal final maturity dates ranging from November 2026 for class A1 notes through October 2036 for class D notes. S&P Global Ratings and Moody's Ratings assessed the transaction, with Moody's assigning ratings from Aaa to Baa3 across the capital structure. The collateral pool comprises 20.1% enterprise technology equipment, 10.9% surgical equipment and 1.5% general technology, with an average contract balance of $90,162. Dext Capital serves as originator and servicer, though Moody's noted the company's limited historical performance introduces uncertainty regarding future portfolio performance.

The Monitor Daily Inc.
Oct 8th, 2025
DeMarco Joins Dext Capital as Vice President

DeMarco joins Dext Capital as vice president. A graduate of STRIPES Leadership Program's inaugural cohort, ronnie DeMarco has nearly 20 years of experience in equipment finance. A graduate of STRIPES Leadership Program's inaugural cohort, DeMarco has nearly 20 years of experience in equipment finance. Prior to joining Dext Capital, she spent four years with Auxilior Capital Partners, according to her LinkedIn profile.

The Monitor Daily Inc.
Aug 15th, 2025
Dext Capital Expands Operations Team

Dext Capital promoted Amy Kuester to documentation manager in the large ticket division.