Clear Capital
Real estate valuations, data, and analytics
Senior Application Security Engineer
+ Profit-sharing bonus + Communication stipend + Referral bonuses
About the job
- At least 4 years of related experience.
- A bachelor's degree, ideally in Computer Science, Information Technology, or Software Engineering, or equivalent work experience.
- A highly technical and analytical background in software development and scripting, including languages such as Java, Python, C++, Ruby, JavaScript, PowerShell, and PHP.
- Expertise in application security testing, including hands-on experience with Static Application Security Testing, Dynamic Application Security Testing, and Software Composition Analysis tools.
- Proficiency in application security assessments, including threat modeling, vulnerability and penetration testing, API security, OWASP Top Ten mitigation, and securing applications in Amazon Web Services and private cloud environments.
- Experience with frameworks such as ISO 27001, NIST, GDPR, CIS, or SOC 2.
- Plan and carry out application security testing throughout all phases of the software development life cycle to identify application vulnerabilities and weaknesses in secure coding practices.
- Assess discovered vulnerabilities and recommend risk-mitigating solutions, using automation to improve the efficiency of testing and remediation processes.
- Communicate findings, risks, and recommendations to stakeholders, and document delivery and implementation progress against defined service-level agreements and business metrics.
- Lead artificial intelligence security initiatives, including threat modeling production large language model stacks for autonomy and prompt injection risks, and auditing third-party models and application programming interfaces to secure the software supply chain.
- Participate in product and application projects by working with business units and technical teams to identify upcoming work and improve security from the beginning.
- Collaborate with architects and development teams to drive secure design practices using established security standards, configurations, and frameworks.
- Define and follow a fully automated and repeatable security review process.
- Monitor the security community for public-facing security issues and learn new tactics for testing.
- Train developers and junior application security engineers on weaknesses to avoid.
- Assess the security of applications supporting business-to-business initiatives, third-party relationships, outsourced solutions, and vendors.
- Recommend programmatic controls and monitor and manage secure development practices to address modern security issues.
- Relevant certifications such as C|ASE, CSSLP, GWAPT, OSCP, or equivalent.
About the company
Clear Capital provides real estate valuations, data, analytics, and technology solutions for mortgage lenders, servicers, investors, GSEs, and ratings agencies. Its products include appraisal, broker, data/analytics, and platform solutions supported by a national network of more than 30,000 appraisers and brokers. Clients use workflows like appraisals, broker opinions, AVMs, and market data to value properties, manage risk, and support lending decisions. The company differentiates itself by combining a large human network with advanced data and technology to deliver faster, more consistent valuations with solid risk controls, helping lenders make smarter investment decisions at scale.
Company Size
501-1,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Reno, Nevada
Founded
2001
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Simplify's Take
What believers are saying
- September 10, 2026 AURA Risk Navigator automates appraisal review and cuts manual effort.
- August 18, 2026 Fannie Mae and Freddie Mac verified UDC for UPDR specifications.
- GTCR's 2025 investment funded acquisitions, including CubiCasa and Restb.ai, accelerating platform expansion.
What critics are saying
- Clear Capital depends on mortgage volumes; the 2022 27% layoff showed brutal cyclicality.
- Timmins v. Clear Capital, filed November 1, 2024, attacks appraisal-fee practices and margins.
- UAD 3.6 and UPDR deadlines compress integration risk; any execution miss hands lenders to competitors.
What makes Clear Capital unique
- Clear Capital bundles valuations, inspections, AVMs, and appraisal review across one workflow.
- May 12, 2026 Restb.ai gives Clear Capital image intelligence across 2 billion photos monthly.
- June 17, 2026 MeridianLink integration embeds collateral decisions inside lenders' origination systems.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
Professional Development Budget
Hybrid Work Options
Flexible Work Hours
Growth & Insights and Company News
6 month growth
↓ -2%1 year growth
↓ -2%2 year growth
↓ -1%Clear Capital has launched AURA Risk Navigator, an interactive workflow that automates appraisal review processes for lenders. The tool builds on the company's acquisition of Restb.ai earlier this year, integrating AI-powered image recognition to analyse appraisal photos and validate property conditions. The system automatically identifies which appraisals require review and prioritises findings for investigation. AURA Risk Navigator can reduce review time by 50% or more compared to manual processes, which typically take over 30 minutes and cost lenders an estimated $50 per file. The platform supports both UAD 2.6 and UAD 3.6 appraisal formats, helping lenders prepare for the upcoming UAD 3.6 standard that introduces significantly more data for review teams. The system generates proof-of-review reports documenting findings and decisions.
Clear Capital announced that its Universal Data Collection (UDC) solution has been verified by Fannie Mae and Freddie Mac to support the Uniform Property Data Report (UPDR) specifications. The company completed the verification process on 17 June 2026, ahead of the 30 June implementation deadline. The UPDR establishes a standardised format for property data delivered through the government-sponsored enterprises' value acceptance programmes. Clear Capital's UDC solution provides property data in the UPDR format and includes a proprietary Report Summary designed to help underwriters identify key information, risk indicators, and potential data deficiencies. The verification comes as the mortgage industry undergoes significant modernisation, with the Uniform Appraisal Dataset 3.6 mandate set to take effect in November.
Clear Capital, MeridianLink partner on valuation workflow integration. Jun 18, 2026 Managing Editor Integration helps lenders manage collateral decisions within existing loan workflows Clear Capital has integrated its valuation and collateral solutions platform with MeridianLink, a move designed to give lenders more streamlined access to property data and appraisal-related services within their existing loan origination workflow. The real estate analytics, valuation technology, and data solutions provider announced that the integration enables lenders to securely share data between Clear Capital's solutions and MeridianLink's platform, helping improve quality and efficiency throughout the loan process. For LOs, the integration means valuation, property inspection, and appraisal review services can be accessed through the systems they already use to originate loans, reducing the need to move between multiple platforms. Clear Capital offers an end-to-end suite of valuation, property inspection, and appraisal review solutions across the loan lifecycle. The company said its integration capabilities allow lenders to access a range of collateral solutions through a single provider while applying consistent standards across valuations to reduce variability and improve data quality from order through delivery. "This partnership with MeridianLink expands how lenders can access Clear Capital's collateral solutions within the workflows they rely on every day," said Kenon Chen, executive vice president of strategy and growth at Clear Capital. "Our secure, seamless integration with MeridianLink enables our clients to make more confident collateral decisions with clearer, more complete insights, so they can more efficiently process loans and grow their business. We look forward to a long, successful relationship with MeridianLink." Get the NMP Daily Essential stories, every weekday. MeridianLink provides digital lending and account-opening technology for financial institutions, as well as data verification solutions for consumer reporting agencies. Its cloud-based platform is designed to support data-driven lending experiences across the consumer lending lifecycle, while its partner marketplace offers hundreds of integrations. The addition makes Clear Capital's valuation and collateral solutions available through MeridianLink's partner ecosystem, providing lenders with another option for managing collateral-related processes within a connected technology environment. From mortgage origination and home equity lending to servicing and capital markets, Clear Capital said its solutions are designed to support customers throughout the collateral lifecycle while helping lenders make more confident collateral decisions and improve workflow efficiency. *This article was primarily written by a human author. AI tools were used in a limited capacity for research assistance or light editing. Managing Editor Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today's mortgage and housing finance landscape. She brings a background in journalism and media, with experience... Jun 18, 2026
Clear Capital acquires Restb.ai to expand ai-driven property intelligence across real estate. By Amit Chowdhry - May 13, 2026 Clear Capital has strengthened its real estate analytics and valuation technology platform with the acquisition of Restb.ai, the Barcelona-based leader in AI-powered computer vision for property analysis. The company says the acquisition will bring deeper, more actionable property intelligence to customers across the global real estate and mortgage ecosystem. By adding Restb.ai's image recognition and data enrichment capabilities to its product suite, Clear Capital is expanding the reach of its existing technology, which includes CubiCasa, the digital floor-plan and virtual-tour company it acquired in 2021. Together, Clear Capital, CubiCasa, and Restb.ai aim to give customers a more holistic understanding of the information that shapes real estate decisions - from valuation and floor plans to property condition and characteristics. The combined platform is designed to reduce blind spots in property analysis and support faster, more confident decision-making. Clear Capital plans to integrate Restb.ai's technology across its platforms while retaining the Restb.ai brand. The company says the combination will modernize valuation workflows by embedding AI-driven visual intelligence into mobile floor plan technology and advanced analytics, improving accuracy, transparency and data quality across housing finance. Restb.ai's leadership says the acquisition provides additional resources to accelerate innovation while continuing to support the customers and partners that have made the company a category leader. The companies highlight strong synergies across property data, workflow automation and decision-ready intelligence for MLS organizations, lenders, appraisers and real estate professionals. The acquisition builds on Clear Capital's 2025 strategic investment from GTCR, which supported the company's plans to expand its technology platform, strengthen its data and valuation offerings and pursue strategic acquisitions. With CubiCasa and now Restb.ai, Clear Capital says it is advancing its strategy to deliver a unified, AI-powered framework for property analysis. KEY QUOTES: "Joining forces with Restb.ai allows us to modernize the valuation landscape. By embedding AI-driven property intelligence into our valuations and mobile floor plan technology, we're increasing accuracy of decision making for housing finance." Duane Andrews, CEO of Clear Capital "Clear Capital shares our vision for turning visual property data into trusted, decision-ready intelligence. This empowers Restb.ai with additional resources to accelerate innovation while continuing to support the customers, partners, and brands that have made us a leader in AI-powered computer vision for real estate." Xavi Hernando, CEO and Co-Founder of Restb.ai "Our unique synergies will equip real estate professionals with the data required to enable better decisions, smoother workflows, and more accurate alignment between buyers, lenders, and properties." Antoni Costa, COO of Restb.ai "By integrating with Restb.ai, we're excited to create even more value to the MLS and real estate ecosystem. With this combination, we can provide additional value and capabilities to the real estate industry with the same 5-minute scan." Jeff Allen, President of CubiCasa Pulse 2.0 focuses on business news, profiles, and deal flow coverage.
Clear Capital, a US real estate analytics and valuation technology company, has acquired Restb.ai, a Barcelona-based AI-powered computer vision specialist for the real estate industry. Financial terms were not disclosed. The acquisition adds Restb.ai's image recognition and data enrichment capabilities to Clear Capital's portfolio, which includes CubiCasa, a digital floor plan company acquired in 2021. Restb.ai processes over 2 billion property photos monthly and serves more than 1 million real estate agents. Clear Capital plans to integrate Restb.ai's technology across its platforms whilst maintaining the Restb.ai brand. The deal follows Clear Capital's 2025 strategic investment from GTCR, which supported expansion plans and strategic acquisitions aimed at strengthening property analysis and real estate decision-making.