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River City Bank

Boutique bank offering loans and deposits

Lead Bank Teller

Full-Time
$23 - $25/hr
Junior
Sacramento, CA, USA
In Person
Finance & BankingRetail & Commercial Banking
No H1B Sponsorship

About the job

Requirements
  • A high school diploma or general education degree (GED) is required.
  • At least 1 year of teller, banking, or banking leadership experience is required.
  • Excellent customer service, communication, interpersonal, and problem-solving skills are required.
  • Proficiency in personal computers and related software is required.
  • Ability to work varied days and hours as business dictates is required.
Responsibilities
  • Enhance the customer experience by processing transactions accurately and courteously answering customer questions about banking services.
  • Follow bank policies and procedures and comply with applicable government regulations.
  • Perform account maintenance, including opening new accounts.
  • Balance daily transactions and verify cash totals.
  • Handle customer requests competently and courteously, including promptly acknowledging every customer.
  • Understand the bank’s products and services, identify customer financial needs, and offer solutions through appropriate conversation and rapport-building.
  • Resolve customer questions and problems by observing, listening, and asking questions, and refer customers to a supervisor or appropriate department when needed.
  • Accept and process deposits, night-drop deposits, loan payments, check cashing, and other transactions according to established procedures.
  • Approve customer transactions within established authority levels and limits.
  • Open new accounts accurately according to established procedures and obtain required supporting documentation.
  • Verify cash received from the vault and balance the cash drawer daily.
  • Perform administrative duties, including filing, answering phones, ordering supplies, and maintaining an orderly and professional work area.
  • Assist the Banking Center Manager or Operations Supervisor with branch certifications.
  • Review the NSFOD report when the Banking Center Manager and Operations Supervisor are absent.
  • Carry out supervisory duties under established policies and procedures when the Banking Center Manager or Operations Supervisor is absent.
  • Approve other tellers’ transactions up to the assigned limit.
  • Assist customers in resolving complex issues.
  • Maintain current knowledge of branch operations, bank products and services, and applicable regulations; comply with operational regulations and security policies and procedures.
  • Review and approve Regulation CC holds for other tellers in the branch.
  • Review and approve CTRs and OFAC reports for the branch.
  • Train new tellers on job functions.
  • Perform other assigned duties and projects.

About the company

River City Bank is a boutique commercial bank serving California with assets over $6 billion. Its services include loans, deposits, and cash management tools for business, consumer, and commercial real estate clients. The bank emphasizes a concierge-like level of service at every touchpoint, aiming to redefine the banking experience through personalized, client-focused support. It is the largest independent, locally owned and managed bank in the Sacramento region, with additional offices in the San Francisco Bay Area and a presence in Southern California. The company targets continued growth and relationships by providing tailored financial solutions backed by traditional banking reliability as a member of FDIC and Equal Housing Lender.

Company Size

201-500

Company Stage

IPO

Headquarters

Sacramento, California

Founded

1963

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Simplify's Take

What believers are saying

  • Q2 2026 net income reached $19.6 million, up 27% year over year.
  • Deposits rose $854 million year over year, funding $6 billion in assets.
  • Public listing and the new San Francisco office expand visibility and deal flow.

What critics are saying

  • The August 2026 IPO was 100% secondary, leaving no new capital for growth.
  • Commercial real estate drove 2026 loan growth, exposing RCBC to Bay Area stress.
  • A future credit shock would quickly crush a high-return boutique bank's franchise.

What makes River City Bank unique

  • River City Bank is Sacramento's largest independent bank, now public on Nasdaq RCBC.
  • Its 2026 San Francisco office houses project finance and the Clean Energy Division.
  • It pairs concierge-style commercial banking with zero non-performing loans and 29% efficiency.

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Company News

River City Bank
Sep 24th, 2026
Alchemist CDC Workforce Academy earns 2026 AHEAD grant.

Alchemist CDC Workforce Academy earns 2026 AHEAD grant. September 24, 2026 Alchemist Community Development Corporation (Alchemist CDC) received a $200,000 grant from FHLBank San Francisco as part of its AHEAD program. The Access to Housing and Economic Assistance for Development grant recognizes the Alchemist Workforce Academy, which helps individuals build skills, gain experience, and connect with employment opportunities. River City Bank partnered with Alchemist CDC on the AHEAD grant application, securing funding to expand the Workforce Academy's services. Based in Sacramento, Alchemist CDC is a leader in workforce and economic development, helping residents access opportunity while strengthening the regional economy. The Workforce Academy prepares participants for in-demand careers and supports long-term employment. The grant will enable Alchemist CDC to serve more individuals and expand the program's reach across the Sacramento region. The award is part of FHLBank San Francisco's record $10 million investment in 72 community development projects across California, Arizona, and Nevada in 2026, reflecting a shared commitment to expanding economic opportunity, particularly in low- to moderate-income communities. As a River City Bank client, River City Bank is proud to see Alchemist CDC recognized for the Workforce Academy's success in helping people prepare for and advance in meaningful careers. To learn more about how the Alchemist Workforce Academy is making a difference, visit: https://alchemistpublicmarket.com/inclusive-economic-development.

River City Bank
Aug 7th, 2026
River City Bank announces closing of initial public offering.

River City Bank announces closing of initial public offering. August 7, 2026 SACRAMENTO, Calif. - River City Bank (NASDAQ: RCBC) (the "Bank") today announced the successful completion of its initial public offering (IPO) of 2,700,000 shares of its common stock at a public offering price of $45.00 per share. The Bank's common stock began trading on the Nasdaq Capital Market under the symbol "RCBC" on August 6, 2026. The offering consisted solely of existing shares held by two of the Bank's long-time shareholders associated with the family of the Bank's founder, Jon Kelly. As a result, the IPO was structured as a 100% secondary offering, with no new shares issued by the Bank. The offering provides increased liquidity for shareholders without diluting existing ownership interests or altering the Bank's capital position. About River City Bank. As a leading boutique commercial bank with assets over $6 billion, River City Bank is the largest, independent, locally owned and managed bank in the Sacramento region, with an office in San Francisco and a presence in Southern California. River City Bank offers a comprehensive suite of banking services with a tailored, concierge-like level of service, to redefine the banking experience. Please visit www.rivercitybank.com or call (916) 567-2600. Member FDIC. Equal Housing Lender.

Business Wire
Aug 7th, 2026
River City Bank Announces Pricing of Initial Public Offering

River City Bank (the “Bank”) today announced the pricing of its initial public offering (IPO) of 2,700,000 shares of its common stock at a public offering pr...

Investing.com
Aug 6th, 2026
River City Bank to debut on Nasdaq after $121.5m IPO By Investing.com

River City Bank to debut on Nasdaq after $121.5m IPO

TMCnet
Aug 6th, 2026
River City Bank prices $121.5M IPO at $45 per share in secondary offering

River City Bank has priced its initial public offering at $45.00 per share, offering 2,700,000 shares. The stock is expected to begin trading on the Nasdaq Capital Market under the symbol "RCBC" on 6 August 2026. The offering consists entirely of existing shares held by two longtime shareholders associated with the family of the bank's founder, Jon Kelly. No new shares are being issued by the bank. Raymond James & Associates and Keefe, Bruyette & Woods are serving as joint book-running managers. D.A. Davidson & Co. and Stephens Inc. are co-managers. As of 30 June 2026, River City Bank had approximately $6.0 billion in assets, $4.7 billion in gross loans, and $5.4 billion in deposits.