Commercial Banking Intern

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

Experience what it’s like to work for a company invested in the community, dedicated to giving back, and ready to show you how fun banking can be! Apply now for a Wintrust Summer 2027 Internship. Come join our team this summer and let us show you why Wintrust was named a Chicago Tribune TOP WORKPLACE 12 years in a row. Wintrust’s Commercial Banking internship experience allows the opportunity to build a professional network and develop technical skills in a credit analyst role.

Commercial Banking Intern Job Responsibilities:

• Work closely with colleagues to meet business objectives and priorities defined by the specific line of commercial business.
• Learn approval process for commercial loans.

• Analyze credit and financial information of businesses and individuals to determine the degree of risk associated with the extension of credit.
• Generate and interpret financial ratios for the purpose of evaluating an applicant's financial condition.
• Spread balance sheets and income statements in financial statement spreading software.
• Perform collateral analysis of current and prospective customers.

• Underwrite and present an entire Credit Approval Presentation for both annual reviews and renewals.

Details:

• The 2027 program will run for 12 weeks from May through August.
• 40 hours/week, Paid summer internship.
• This is an in-person internship located in Holland, Michigan.

• Participate in intern program activities, events, community service projects, and professional development opportunities with your cohort.

Compensation:

• The hourly rate for this role is $19.00/hour.

Qualifications:

• Must be able to work in person in Holland, Michigan
• Currently enrolled in a U.S. college or university, with preference for students entering their junior or senior year.
• Concentrations in Finance, Accounting, Economics, or Business.
• Cumulative GPA of 3.0 or higher on a 4.0 scale.
• Strong Analytical and problem solving skills, can work independently, strong business writing skills, open minded and willingness to learn and retain new information.
• Leadership, extra-curricular, or volunteering experience skills with a passion for results.
• You must be authorized to work permanently in the U.S. now and in the future to participate in Wintrust’s Commercial Banking Internship Program. Due to the high volume of applicants we receive, we do not offer immigration sponsorship (including OPT and CPT) for this program.
• To apply, please visit www.wintrust.com/careers. If selected, our team will reach out to you with additional details. Applications will be reviewed on a rolling basis, and positions will remain open until programs are at capacity.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life.  To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success.  Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.