Salary Range: 185000 to 205000 (Currency: CAD) (Pay period: per-year-salary)

Build a better way to borrow

Fig is a Canadian fintech making personal lending simpler, faster, and more accessible for Canadians. We offer fully digital personal loans, helping customers apply in minutes and receive decisions quickly, without paperwork, branch visits, or long delays .

Since launching in 2023, we’ve grown quickly and earned recognition including Consumer Lender of the Year and FinTech Startup of the Year. We’re proud to be consistently ranked among Canada’s Best Workplaces, with a 4.8/5 Trustpilot rating from our customers.

Supported by Fairstone Bank of Canada and Ontario Teachers’ Pension Plan, we combine deep lending expertise with the agility of a startup.

About the role

We’re hiring a Head of Engineering to play a central role in Fig’s evolution from a single-product lender into a multi-product financial platform.

Reporting directly to the COO, this role will sit at the leadership table and help shape the company’s long-term technology strategy, engineering culture, and platform architecture. As Fig continues to scale its lending business and expand into new product areas, you’ll help build the technical foundation, systems, and engineering capabilities that support the company’s next phase of growth.

This is a high-impact leadership role for someone who combines strong technical judgment with operational and business thinking. In the near term, you’ll work closely with internal teams and external development partners to help bring Fig’s next generation of financial products to market. Over time, you’ll help define the engineering strategy and technical direction across a growing portfolio of products and capabilities.

We’re looking for a pragmatic builder: someone equally comfortable discussing architecture, mentoring teams, improving execution, contributing to executive and board-level discussions, and leveraging modern tooling, automation, and AI to improve how engineering teams operate and deliver. You should thrive in ambiguity, enjoy solving complex problems, and be excited by the challenge of building in regulated environments where speed, quality, and risk must all be balanced thoughtfully.

This is a rare opportunity to help shape the technical foundation of a company at a pivotal stage of its evolution.

What you’ll do

Lead Fig's engineering strategy, technical roadmap, and platform architecture as the company evolves from a single-product lender into a multi-product financial platform.
Help bring Fig's next generation of financial products to market, partnering closely with internal teams and external development partners to drive execution from concept through launch.
Partner closely with leadership to align technology decisions with business strategy, operational priorities, and long-term company growth.
Build and lead a high-performing engineering organization with a strong culture of ownership, execution, collaboration, and continuous improvement.
Guide key technical decisions across infrastructure, security, scalability, reliability, and engineering quality, balancing short-term delivery with long-term platform health.
Lead internal engineering efforts and external development partners, ensuring strong execution, accountability, and delivery quality across teams.
Improve engineering workflows, tooling, automation, and AI-enabled processes to increase engineering effectiveness and organizational leverage.
Work cross-functionally across Product, Operations, Risk, Compliance, and CX to build scalable, secure, customer-centric systems that support both Fig's core lending business and future product lines.
Serve as a key technical voice in executive and board-level discussions related to technology strategy, operational risk, scalability, and company growth.

You’ll succeed here if you have

The judgment to operate effectively across both fast-moving startup environments and regulated financial ecosystems, balancing urgency, collaboration, technical quality, and risk appropriately.
Experience building, launching, and scaling products in fintech, lending, banking, payments, or similarly regulated industries.
Strong technical judgment and experience guiding architecture and engineering decisions across complex systems and evolving platforms.
A track record of balancing execution speed with scalability, reliability, security, and long-term maintainability.
Experience leading teams through ambiguity, helping organizations navigate evolving priorities, new opportunities, and complex tradeoffs with confidence.
Strong leadership instincts and experience building healthy, high-performing engineering cultures.
Experience managing external vendors, development agencies, or distributed engineering teams and integrating them effectively into broader engineering efforts.
Strong communication and collaboration skills, with the ability to influence decisions and build alignment across technical, operational, and business stakeholders.
A pragmatic, hands-on mindset and willingness to dive into problems directly when needed.
Curiosity about AI tools and emerging technologies, with strong instincts for applying them thoughtfully to improve engineering productivity and operational effectiveness.
Strong systems thinking and a bias toward building simple, scalable, resilient solutions.

Why Fig

Make an impact: Rare opportunity to join early and help shape the future direction of a fast-growing fintech company.
High ownership: Take on a high-impact role with direct exposure to senior leadership and company-building initiatives.
Strong culture: Work in a team that values impact, accountability, curiosity, and collaboration.
Hybrid work environment: Balance of remote and in-office work (currently one day a week in Toronto), while maintaining strong collaboration.
Competitive compensation: Expected base salary range between $185 000 and $205 000, plus the opportunity to earn an annual incentive bonus tied to performance
Retirement savings program: Employer matching to support your long-term financial goals.
Comprehensive benefits: Medical, dental, and vision group insurance, as well as health and wellness spending accounts.
Time off: Generous vacation and wellness time to support rest and recharge.
Parental support: Parental leave top-up to support your growing family.
Growth and Development: Continuing education stipend to support your professional development.

Our commitment to diversity, equity and inclusion

Fig is an equal opportunity employer committed to building a diverse and inclusive team.

We welcome applications from people of all backgrounds and do not discriminate based on race, religion, culture, sexual orientation, gender identity, or disability.

We’re focused on creating an environment where everyone feels respected, supported, and able to bring their full selves to work. We also provide accommodations throughout the recruitment process. If you need support, just let us know.

Next steps

We appreciate your interest in joining Fig. Our team will review applications and contact candidates selected to move forward in the process.

AI disclosure

We may use AI tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but do not replace human judgment, and all hiring decisions are ultimately made by people.

If you have questions about how your information is handled, feel free to reach out to us.

About the company

Fig is a Canadian FinTech that provides unsecured personal installment loans through partnerships with lenders, loan aggregators, and other businesses. Its core service is offering buy now, pay later options for larger cart sizes, enabling consumers to finance high-value purchases. The product works through a digital-first process: partners present Fig’s loan options to their customers, loans are funded by partner lenders, and borrowers repay in installments with interest. There are no hidden fees or monthly customer fees, aside from potential Non-Sufficient Funds (NSF) charges, making the experience straightforward for users and partners alike. Fig differentiates itself by targeting higher-value purchases and broader credit access, including borrowers with lower credit scores, while maintaining a seamless, online application and management flow. Its goal is to simplify lending for both consumers and partners by providing transparent, accessible credit that expands purchasing power.

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Montreal, Canada

Founded

N/A

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Simplify's Take

What believers are saying

Fig posted 4.8 stars across 1,200-plus Trustpilot reviews on 2026-07-14.
Fig's 2026-06-15 FinTalk and GoodLife campaign widen customer engagement beyond lending.
Forty percent of applications outside banking hours prove demand for always-on credit services.

What critics are saying

High rates and borrower distress drive Trustpilot complaints about doubling payoff costs in 2026.
Canada's 2026 fraud regulations raise compliance costs and scrutiny for every digital lender.
Fairstone and Ontario Teachers fund Fig; partner pullback would freeze growth and capital access.

What makes Fig unique

Fig launched API-first Fig Lend and Fig Extend with Fairstone on 2023-05-16.
Fig crossed CAD $500 million originated and 1.2 million applications by 2026-07-14.
Fig Shield uses machine learning to stop scam-driven borrowing before funds leave accounts.

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Benefits

Health Insurance
Dental Insurance
Vision Insurance
Health Savings Account/Flexible Spending Account
401(k) Company Match
Hybrid Work Options
Parental Leave
Professional Development Budget
Paid Vacation

Growth & Insights and Company News

Headcount

6 month growth

18%

1 year growth

16%

2 year growth

30%

Global FinTech Edge

Jul 15th, 2026

Fig Financial surpasses $500 million in loans as Canadian fintech expands financial wellness strategy.

Fig Financial surpasses $500 million in loans as Canadian fintech expands financial wellness strategy. Canadian fintech Fig Financial has crossed a significant growth milestone, announcing that it has originated more than CAD $500 million in loans since launching in 2023. Backed by Ontario Teachers' Pension Plan and Fairstone Bank, the company is pairing its lending expansion with new financial education initiatives, including the launch of the FinTalk podcast, as competition intensifies among digital lenders seeking to deepen customer engagement beyond traditional credit products. Fig Financial is broadening its role in Canada's digital financial services market after surpassing CAD $500 million in cumulative lending, underscoring growing consumer adoption of digital borrowing platforms that prioritize transparency, accessibility, and always-on customer experiences. The Toronto-based fintech revealed that it has processed more than 1.2 million loan applications since its launch in 2023, a pace that highlights increasing demand for digital lending solutions as consumers shift away from branch-based financial services. The company also reported maintaining an average 4.8-star Trustpilot rating across more than 1,200 customer reviews, reflecting strong customer satisfaction in a competitive consumer finance market. While the lending milestone demonstrates operational growth, Fig's latest announcements point to a broader strategic objective: evolving from a digital lender into a full-service financial wellness platform. Digital lending evolves beyond traditional banking. Digital lending has become one of the fastest-growing segments of fintech, driven by consumers seeking faster approvals, transparent pricing, and mobile-first financial experiences. Fig reported that approximately 40% of loan applications are submitted outside traditional banking hours, illustrating how consumer expectations continue to shift toward always-available digital financial services. The trend reflects a broader transformation across retail banking, where borrowers increasingly expect financial products to be accessible through mobile devices at any time rather than during conventional branch operating hours. Unlike traditional financial institutions that often rely on legacy systems and branch networks, fintech lenders have built cloud-native platforms capable of automating credit assessments, digital onboarding, identity verification, and loan servicing. These technologies enable faster application processing while improving customer convenience. For financial institutions, the ability to offer seamless digital experiences is becoming a competitive necessity rather than a differentiator. Financial education becomes a growth strategy. Alongside its lending milestone, Fig announced the launch of FinTalk, a financial education podcast designed to simplify complex personal finance topics through conversations with industry experts. The series features executives and specialists from organizations including Neo Financial, Credit Canada, Equifax Canada, Borrowell, ClearScore Canada, Questrade, and Homewise, covering topics ranging from credit scores and homeownership to fraud prevention and financial literacy. The initiative reflects an emerging trend across fintech, where companies are investing in educational content as part of broader customer engagement strategies. Rather than focusing solely on financial products, digital finance providers are increasingly positioning themselves as long-term financial partners by helping users better understand borrowing, saving, investing, and fraud protection. This approach can strengthen customer trust while improving financial outcomes, particularly among younger consumers who often begin their financial journeys through digital-first platforms. Embedded engagement extends beyond lending. Fig is also partnering with GoodLife Fitness to launch a consumer campaign linking financial wellbeing with physical wellness, reinforcing a broader industry shift toward holistic customer engagement. The campaign illustrates how fintech companies are increasingly incorporating lifestyle partnerships into their growth strategies to build stronger customer relationships beyond transactional financial services. Across the financial services industry, institutions are expanding into adjacent offerings - including financial education, rewards ecosystems, budgeting tools, and wellness initiatives - to increase customer retention and lifetime value. The strategy mirrors developments seen globally, where digital financial platforms increasingly blend banking, payments, education, and lifestyle services into unified customer ecosystems. Market landscape. Canada's fintech sector continues to experience sustained growth as consumers embrace digital-first financial services. According to Statista, digital payments and online financial services adoption continue to rise across Canada, supported by growing smartphone usage and increasing consumer comfort with digital banking. Meanwhile, McKinsey & Company has reported that financial institutions worldwide are accelerating investments in digital customer experiences, automation, and embedded financial services to meet evolving consumer expectations. Competition has also intensified as traditional banks, challenger banks, and fintech providers expand offerings across lending, payments, savings, and financial management. Companies such as Neo Financial, Wealthsimple, and Koho continue to broaden Canada's fintech ecosystem with digitally native financial products. Against this backdrop, Fig's expansion beyond lending into financial education reflects a broader industry evolution toward comprehensive financial wellness platforms. As digital finance becomes increasingly relationship-driven, companies capable of combining transparent financial products with trusted educational content and personalized customer experiences may strengthen their competitive positioning in Canada's rapidly evolving fintech landscape. Top insights. * Fig Financial has surpassed CAD $500 million in loans, reflecting strong adoption of digital lending services since launching in 2023. * More than 1.2 million loan applications, with 40% submitted outside banking hours, highlight growing demand for always-on digital financial services. * The launch of FinTalk expands Fig's strategy beyond lending by providing accessible financial education through partnerships with leading Canadian finance organizations. * Lifestyle partnerships, including a campaign with GoodLife Fitness, demonstrate how fintech companies are integrating financial wellness with broader customer engagement initiatives. * Canada's fintech market continues shifting toward digital-first platforms that combine lending, education, and personalized financial management into unified customer experiences. MindBridge strengthens Product and technology leadership to accelerate innovation across finance and audit markets. MindBridge Analytics Inc., the leader in Autonomous Financial Oversight (AFO), today announced the appointment of Mike Maziarz as Chief Product and Marketing Officer. The company also announced Rachel Kirkham, who... HighWater Wealth joins LPL Financial platform, bringing $2.4 billion in advisory assets. HighWater Wealth, a San Diego-based wealth management firm serving high-net-worth families, has joined LPL Financial's broker-dealer and Registered Investment Advisor (RIA) platform, marking another significant advisor recruitment for the independent...

Associated Press

Jun 15th, 2026

Fig Financial uses AI to combat elder fraud as Canadians lose $704M to scams

Fig Financial, a Canadian online financial services provider backed by Ontario Teachers' Pension Plan, has developed an AI tool called Fig Shield to combat senior fraud on World Elder Abuse Awareness Day. Canadians lost at least $704 million to fraud in 2025, with older adults reporting the largest losses. Fig's machine learning model identifies scam victims by analysing applicant behaviour, allowing the fraud team to intervene before money is transferred. The company found that borrowers aged 65+ represent approximately 66% of all identified scam cases, whilst Baby Boomers are 75 times more likely to be scam victims than Gen Z applicants. Saskatchewan, Manitoba and Alberta show the highest scam rates nationally, at 1.5 times other provinces. Nearly 90% of identified scam cases originate from urban applications, with victims concentrated in the $40,000–$50,000 income bracket.

Financial Post

Nov 1st, 2024

More Than 2.5 Million Canadians Only Make the Minimum Payment on Their Credit Cards, Says New Research From Fig Financial

TORONTO - Fig Financial Inc. ("Fig"), Canada's premier personal loan provider, released its Financial Challenges Barometer, which sheds light on the pressing issues faced by Canadians in managing rising costs and debt, underscoring the essential need for accessible financial options.

PYMNTS

Jul 9th, 2024

Fig Financial Launches Personal Loan Service In Canada

Toronto-based lender Fig Financial says its personal loan service is now open to all Canadians. “We are providing a true alternative to banks for every Canadian who needs better lending options. And we are doing what the banks won’t: making this experience entirely online,” Francois Cote, CEO, Fig Financial, said in a news release Tuesday (July 9). “If you need to cover unexpected bills and expenses, make home improvements, or pay off your debt faster — whether it’s 3pm or 3am — Fig is available to you.”. According to the release, Fig has helped provide upwards of Can$135 million in funding to more than 9,000 people via various partnerships. Now, the company’s service is accessible directly to consumers

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