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Amartha

P2P lending for women-led MSMEs

Business Manager - Kepala Cabang

Business & StrategyConfirmed live in the last 24 hours
Full-timeBangkalan Regency, East Java, IndonesiaNo salary listedIn-person

About the Job

Requirements

  • Demonstrate high discipline, integrity, honesty, and transparency.
  • Communicate and collaborate effectively with the team.
  • Show willingness to learn, particularly in analyzing information and data.
  • Adapt to change and remain target-oriented.
  • Build a coaching culture to improve team performance.
  • Have at least a Diploma III qualification.
  • Have at least one year of experience being responsible for managing a branch.
  • Have experience leading a team of more than 5–10 members.
  • Have at least one year of experience as a Business Manager or Leader in microfinance, including Grameen Bank system financial institutions or microfinance institutions.
  • Be able to develop sales and marketing strategies to guide the team in achieving targets.
  • Have a personal vehicle and a SIM C driving license.

Responsibilities

  • Monitor the performance and target achievement of the marketing/business partner team.
  • Conduct market reviews and implement strategies to achieve assigned targets.
  • Ensure business processes follow standard operating procedures, administratively and in the field.
  • Be accountable for the branch/point portfolio in terms of quality and quantity.
  • Maintain team cohesion and manage internal team conflicts according to company regulations.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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