Insurance and Financial Investments Clerk Apprentice - Banking Sales
About the job
- A Realschulabschluss or Fachhochschulreife/Hochschulreife is required.
- Curiosity and interest in consulting and business topics are required.
- Motivation to learn new things is required.
- A driver's license is required at the start of the apprenticeship.
- Applicants who have decided during their current studies that they prefer a practice-oriented challenge are also welcome.
- Applicants must submit a résumé and their last two certificates or final certificate; a cover letter is optional.
- Work in the team at the point of sale in branches of Volks- und Raiffeisenbanken while expanding knowledge at GenoKolleg in Münster.
- Learn about insurance and financial products and participate in advising real customers.
- Prepare and follow up on consultation meetings, create offers, and support the team with contract completions.
- Complete the online test, video call, and personal meeting stages when invited.
- Complete the regular 2.5-year apprenticeship, with possible reduction to two years if performance permits.
- Participation in the mentoring program, internal training, and talent development is supported.
- The role offers strong prospects for permanent employment and further development in sales positions.
About the company
R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.
Company Size
5,001-10,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Wiesbaden, Germany
Founded
1922
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Simplify's Take
What believers are saying
- 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
- First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
- Emmie won German Brand Award 2026, improving digital customer acquisition.
What critics are saying
- R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
- Efficiency savings already reached 100 million euros, showing structural expense pressure.
- A 2026 German hail, flood, or Kfz shock can crush the combined ratio.
What makes R+V Allgemeine Versicherung AG unique
- R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
- Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
- NextLevel targets profitable growth while preserving high risk-bearing capacity.
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Benefits
Paid Vacation
Wellness Program
Mentorship Program
Training Programs