Operations Associate - Financial Crimes, AML Investigations

Who we are

About Stripe

At Stripe, our Mexico City office is a vibrant hub at the forefront of our mission to reshape the financial landscape for businesses worldwide. Our team prioritizes collaboration, innovation, and excellence. As a member of the Mexico City team, you'll be part of a mission-driven community dedicated to enhancing the global economy and increasing the GDP of the internet.

We strive for excellence by creating with craft and beauty, while having fun and celebrating our successes together.We cultivate a culture of collaboration, inclusivity and support where every team member’s voice matters. Our commitment shines through as we handle over a million support cases each year, empowering our users not just to solve problems but to achieve their goals.

About the team

This role will be part of the Anti-Money Laundering (AML) Team within the Financial Crimes organization in SDC that is accountable for monitoring, investigating, and reporting suspicious activity indicative of money laundering and other financial crimes.

What you’ll do

We're looking for someone who is passionate about financial crimes and solving the puzzle of investigations, is naturally curious, and is comfortable operating in ambiguity and finding creative solutions. You will be responsible for reviewing and dispositioning Transaction Monitoring alerts, conducting AML Investigations, and drafting and filing  Suspicious Activity reports (SARs) and Suspicious Transaction Report (STRs) with various Financial Intelligence Units.

Responsibilities

• Conduct AML Investigations from beginning to end, including conducting transaction analysis and open-source and public records research in various jurisdictions.
• Document in detail the rationale for the investigative process and recommendations of each review.
• Draft and file Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs) with various Financial Intelligence Units.
• Maintain operational excellence across various workstreams.
• Review and disposition Transaction Monitoring alerts.
• Demonstrate sound judgment and an ability to navigate non-binary, high-risk decisions.

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• Strong English written and verbal capabilities;
• 2+ years of analytical or investigative experience, preferably within the financial crimes, AML, risk, threat analysis, or fraud fields.
• Strong research, writing, and analytical skills.
• Ability to demonstrate an understanding of financial crime typologies and patterns utilized to exploit financial institutions.
• Ability to synthesize large amounts of information such as transaction data and identify key trends. 
• Ability to work efficiently and independently in a fast-paced environment.
• Independently analyze and evaluate information from various data sources to determine a course of action for a matched case.

Preferred qualifications

• Knowledge and experience in the payments and fintech industry.
• Previous experience working in a Compliance function.
• ACAMS or similar certification.