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Amartha

P2P lending for women-led MSMEs

Taskforce – Bali Ntt Ntb

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeKupang, Kupang City, East Nusa Tenggara, IndonesiaNo salary listed

About the Job

Requirements

  • Willing to be placed at any Amartha branch across Indonesia for 3–6 months.
  • At least 2 years of experience in the Grameen field or at another financial company.
  • Experience in collections and handling problematic customers.
  • Knowledge of and ability to implement business processes based on the Grameen model.
  • Willing to travel and be stationed anywhere in Indonesia.

Responsibilities

  • Conduct surveys, validate, and disburse funds to partners at the point of contact.
  • Perform daily closing activities at the point of contact.
  • Handle administrative activities at the assigned point as the Branch Manager.
  • Conduct visits and monitor the point team.
  • Ensure disbursement targets and Outstanding PAR (Problematic Account Rate) are achieved.
  • Take initiatives and propose mapping of Majelis and Business Partners, fulfillment of Business Partner needs, and other initiatives that support target achievement.
  • Manage the portfolio by identifying issues and implementing action strategies for resolution.
  • Analyze issues at the point of contact.
  • Provide feedback to LPR (Loan Processing Reconciliation) and HMB (Head of Management Branch) to take corrective actions.
  • Provide guidance to ensure recovery targets are achieved, including flow rate and PAR improvement.
  • Take initiatives and propose mapping of Majelis and Business Partners, proposals for Business Partner fulfillment, and other strategic initiatives to support recovery and performance goals.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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