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Alma

Delivers retail BNPL and installment payments

Software Backend Engineer

Backend EngineeringUpdated on Nov 10
Full-timeNo salary listed

About the Job

Requirements

  • At least 8 years of backend engineering experience on large-scale systems, excluding internships and apprenticeships.
  • Strong proficiency in Python and relational databases.
  • Fluency in French and a solid level of English.
  • Ability to work methodically and solve problems in a cross-functional environment.

Responsibilities

  • Design and develop the APIs and backend components that power payments for merchants and consumers across Europe.
  • Write maintainable, production-grade code that meets quality, security, and performance standards in a regulated company.
  • Collaborate with Product and other technical leaders to evolve the architecture in line with business needs.
  • Lead incident response and performance troubleshooting, and drive long-term improvements to platform resilience at scale.

Desired Qualifications

  • Experience building payment or financial solutions.
  • A track record of influencing product and technical decisions at scale.
  • A Bachelor's or Master's degree in Computer Science or a related field.

About the Company

Alma

Delivers retail BNPL and installment payments

Alma offers deferred and installment payment options for online and in-store retail, allowing merchants to provide BNPL-like choices to customers. Its products include installment payments in 2, 3, or 4 installments and deferred payments of 15 or 30 days. Alma charges a transparent fee per transaction and takes on 100% of the risk for unpaid installments, guaranteeing merchants receive full payment for every order. This risk assumption and fee structure aim to simplify merchant onboarding and cash flow. The key differentiator is that Alma guarantees merchant payments by covering the risk of customer default, enabling a wide range of retailers—from small independents to large department stores and franchises—to offer flexible payment options without exposing merchants to credit risk. The company's goal is to increase conversion rates and average order value by making purchases more accessible to a broader customer base through flexible payment terms.

Company size
501-1,000
Company stage
Debt Financing
Total funding
$674.1M
Headquarters
Neuilly-sur-Seine, France
Founded
2018

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