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PayJoy

Provides credit access via device-collateral loans

Sales Representative

Field SalesConfirmed live in the last 24 hours
Full-timeBengaluru, Karnataka, IndiaNo salary listed

About the Job

Requirements

  • The role requires 1–2 years of experience in customer service, software sales, mobile devices, or field work in the telecommunications industry.
  • Candidates must have a means of personal transportation, preferably a motorcycle.
  • Candidates must be conversant in Kannada.
  • Strong interpersonal and communication skills are required to build effective relationships and train business partner personnel.
  • Strong analytical and negotiation skills are required to manage store performance and sales.

Responsibilities

  • Meet monthly sales and store activation targets in the assigned area by increasing merchant productivity and overall company market share.
  • Ensure merchants who sold in the prior month also sell in the current month.
  • Build and maintain relationships with merchants, keep existing member accounts healthy and stable, respond to requests, and resolve problems in the conversion to final customer using the PayJoy platform.
  • Expand the partner network by closing new deals in the assigned territory.
  • Visit stores to train sales teams, promote marketing materials, and activate incentive campaigns.
  • Increase originations from new and existing partners through field work, store visits, support, training, incentive campaigns, and targeted marketing, while ensuring compliance and exceeding sales and productivity objectives.

Desired Qualifications

  • Proactivity, organization, perseverance, and resilience are desired attributes.

About the Company

PayJoy

Provides credit access via device-collateral loans

PayJoy helps people in emerging markets access credit to buy smartphones and other devices by partnering with local banks and retailers. Its system uses mobile locking technology and data science to let customers pay over time, with the device serving as collateral and remaining locked until payments are made; if needed, the lender can immobilize the device. Unlike traditional lenders, PayJoy works in markets with limited banking by combining device collateral with fintech and retailer partnerships to extend credit to the unbanked. Its goal is to expand affordable device access, improve consumer financial inclusion, and support growth in developing economies.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$606.9M
Headquarters
San Francisco, CA
Founded
2015

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