Duales Studium Bachelor of Arts BWL-Risk and Insurance Management oder Finanzdienstleistungen. - m/w/d
About the job
- Fachhochschulreife or equivalent higher-education entrance qualification with a good grade in mathematics.
- An already completed vocational training is accepted as a useful prerequisite.
- Curiosity and interest in consulting and business topics.
- Motivation to learn new things.
- A valid driver's license at the start of the training.
- Applicants currently studying may also apply if they want to switch to a more practice-oriented path.
- Applicants must submit a résumé and their last two certificates or final certificate; a cover letter is optional.
- Work in the point-of-sale team at branches of Volksbanken and Raiffeisenbanken.
- Study at Baden-Württemberg Cooperative State University in Karlsruhe, Heidenheim, or Mannheim.
- Learn about insurance and financial products and observe customer consultations.
- Prepare and follow up on consultation meetings.
- Create offers and support the team with contract closings.
About the company
R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.
Company Size
5,001-10,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Wiesbaden, Germany
Founded
1922
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Simplify's Take
What believers are saying
- 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
- First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
- Emmie won German Brand Award 2026, improving digital customer acquisition.
What critics are saying
- R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
- Efficiency savings already reached 100 million euros, showing structural expense pressure.
- A 2026 German hail, flood, or Kfz shock can crush the combined ratio.
What makes R+V Allgemeine Versicherung AG unique
- R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
- Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
- NextLevel targets profitable growth while preserving high risk-bearing capacity.
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Benefits
Paid Vacation
Wellness Program
Mentorship Program
Training Programs