World Business Lenders

Real estate secured business loans

Underwriting Analyst

UnderwritingConfirmed live in the last 24 hours

Full-timeBogotá, Bogota, ColombiaNo salary listed

About the Job

Requirements

A bachelor's degree or equivalent experience demonstrating relevant proficiency.
At least 2 years of experience in underwriting, credit analysis, lending, or banking.
Intermediate proficiency with Microsoft Excel.
Ability to analyze financial statements, including profit and loss statements, balance sheets, and cash flow statements; bank statements; and tax returns.
Basic financial modeling capability.
Understanding of credit underwriting principles.
Strong spoken and written English.
Near-zero errors in credit sheets and customer relationship management data entry, basic product knowledge, effective interdepartmental communication, and a solid understanding of underwriting concepts and internal guidelines.
Strong analytical mindset, high attention to detail, stress tolerance, and ability to learn independently and work independently.

Responsibilities

Prepare credit analysis to support well-informed credit recommendations.
Review business bank statements, financial statements, tax returns, and cash flow statements to perform investment analyses.
Structure and underwrite complex credit applications while balancing profitability goals with risk guidelines.
Create financial models to analyze individual loan performance and overall portfolio health.
Ensure all loan applications are underwritten according to the company's underwriting guidelines, policies, and procedures.
Prepare underwriting forms using Excel and Loan Approval forms for review, ensuring all information is complete and accurate.

Desired Qualifications

Experience with financial analysis or structured credit work.
Experience in the lending industry or banking sector.

Underwriting Analyst

World Business Lenders, LLC · Bogotá, Colombia (Remote) · — · Posted 2026-10-16

Workplace: remote

Description

About World Business Lenders About Us

World Business Lenders (WBL) provides short-term, real estate–collateralized commercial loans to small and medium-sized businesses across the United States that do not have access to traditional financing. The company also services its own loan portfolio and those of third parties, with a focus on managing non-performing loan pools and REO.

WBL is a U.S.-based company with a fully remote workforce.
Working hours are 9:00am–6:00pm Eastern Time, Monday through Friday.
The role requires strong spoken and written English.
All resumes must be submitted in English.

**

Overview**

The role requires near-zero errors in credit sheets and CRM data entry, basic product knowledge, effective inter-departmental communication, and a solid understanding of underwriting concepts and internal guidelines.

Job Duties and Responsibilities

Get credit analysis ready to help support well-informed credit recommendations.
Review business bank statements, financial statements, tax returns, and cash flow statements to perform thorough investment analyses.
Work on structuring and underwriting complex credit applications, balancing profitability goals with risk guidelines.
Create financial models that help analyze both individual loan performance and overall portfolio health.
Make sure all loan applications are underwritten following WBL’s underwriting guidelines, policies, and procedures.
Prepare underwriting forms (using Excel) and Loan Approval forms for review, ensuring all information is complete and accurate.

Requirements

Education:

Bachelor’s degree or equivalent experience demonstrating relevant proficiency.

Experience:

At least 2 years of experience in underwriting, credit analysis, lending, or banking
Experience with financial analysis or structured credit work is a big plus.

Preferred Background / Industry Experience

Lending Industry
Banking Sector

Specific Technical Skills Needed

Intermediate MS Excel proficiency
Ability to analyze:
Financial statements (P&L, balance sheet, cash flow)
Bank statements
Tax returns
Basic financial modeling capability
Understanding of credit underwriting principles

Specific Soft Skills Needed

Strong analytical mindset
High attention to detail
Stress tolerance
Self-learner / ability to work independently

Benefits

Enjoy Paid Time Off (PTO) to recharge
Salary paid in USD
Work comfortably 100% from home

Apply

Apply at World Business Lenders, LLC

About the Company

World Business Lenders

Real estate secured business loans

World Business Lenders (WBL) is a direct lender that provides real estate secured loans to small and medium-sized businesses that are often underserved by traditional banks. WBL offers working capital across various sectors, such as trucking, telecommunications, and mining, with loans secured by real estate to reduce risk for the lender while enabling business growth. The loans are funded by WBL, and the company earns revenue from interest and loan-related fees during application and servicing. In practice, customers apply for financing, undergo underwriting, and receive funds secured by property, with repayment built around the borrower’s cash flow. WBL differentiates itself by focusing on underserved markets and using real estate collateral to lower risk, supported by an experienced management team. Its goal is to help small and mid-sized businesses access reliable capital to grow and expand, while maintaining prudent risk management and profitability.

Company size: 201-500
Company stage: N/A
Total funding: $301.4M
Headquarters: Eatontown, NJ
Founded: 2011

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