Junior Transaction Monitoring Investigator - German

ING Hubs Poland is hiring!

The expected salary for this position: 6100 - 7500 PLN

The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.

We are looking for you if:

• You are interested in developing your career in Anti-Money Laundering (AML) and Transaction Monitoring (TM). Previous experience in this area is welcome, but not required,
• You have strong analytical skills and enjoy working with data, identifying patterns and looking for explanations behind unusual activities,
• You have attention to detail and are able to review information carefully and draw logical conclusions,
• You are willing to learn how financial crime, including money laundering and terrorist financing, can occur and how financial institutions work to detect and prevent it,
• You can clearly explain your conclusions based on the information available and present them in a structured and concise way,
• You are well organised and able to complete assigned tasks in a timely and accurate manner,
• You are open to learning, feedback and adapting to new information, processes and changing situations,
• You have a proactive attitude and are willing to contribute to team and process improvements as you develop your knowledge and experience,
• You are a real team player and value cooperation and knowledge sharing,
• You are fluent in English, both written and spoken.
• German language skills at intermediate level or above,

You'll get extra points for:

• Any previous experience, internship or educational background related to banking, financial services, AML, KYC, Transaction Monitoring, compliance or financial crime prevention,
• Basic knowledge or understanding of AML, financial crime or Transaction Monitoring concepts,
• Relevant AML training, courses or certifications,
• Experience working with data, conducting research or preparing written analyses and reports.
•  

Your responsibilities:

• Reviewing Transaction Monitoring alerts and cases and conducting risk-based investigations, with appropriate training and support,
• Analysing customer and transaction information to identify potentially unusual or suspicious activity,
• Conducting background research using available internal and external sources,
• Gathering and reviewing information necessary to understand customer activity,
• Documenting your analysis, findings and conclusions in a clear and structured manner,
• Following relevant procedures and quality standards,
• Cooperating with colleagues and more experienced investigators and actively participating in training and knowledge-sharing activities,
• Contributing ideas for improvements as you develop your knowledge of the process.

Information about the squad:

The main responsibility of an AML Investigator is to review customers' transactional activity to identify unusual or potentially suspicious behaviour and support the detection and prevention of money laundering and terrorist financing.

You don't need to be an AML or Transaction Monitoring expert when you join us. We are looking for people with strong analytical skills, attention to detail, curiosity and a willingness to learn. Previous AML or banking experience can be an advantage, but it is not essential.

We will make sure you are properly prepared for the role. Every new joiner starts with a comprehensive training programme lasting several weeks, followed by practical on-the-job training and support from experienced colleagues. This will help you gradually build the knowledge and skills needed to conduct Transaction Monitoring investigations independently.

Once you gain experience, you will also have opportunities to broaden your responsibilities and contribute to additional activities, such as process improvements, knowledge sharing and other team initiatives.

One of the development opportunities available to permanent employees working in Transaction Monitoring is a dedicated training programme prepared by ACAMS (Association of Certified Anti-Money Laundering Specialists). The three-step certification programme consists of Anti-Money Laundering Foundations, Sanctions Foundations and Certified Transaction Monitoring Associate.

It is a great opportunity to build your AML knowledge from the ground up and develop your career in financial crime prevention.