Technical Product Manager - Wpc, Issuer Products
No salary listed
Expert
Bachelor's, Master's
Cupertino, CA, USA
In Person
ProductTechnical Product Management
About the job
Requirements
- At least 8 years of experience as a payments product or program manager, ideally within fintech or core payment technologies.
- Experience in the payments industry and digital wallets, including working with issuers on payment product features.
- Demonstrated experience in the digital wallet ecosystem, payment networks, payment service providers, and payment processors.
- Ability to lead complex initiatives with hands-on technical expertise across the payment ecosystem, including near-field communication/contactless payments, Europay, Mastercard, and Visa, payment rails, gateways, payment service providers, acquirers, and payment terminals.
- A B.A., B.S., or M.S. degree in Electrical Engineering or Computer Science is required.
- Ability to communicate effectively with partners and stakeholders at all levels.
- Strong analytical and critical thinking skills, with the ability to navigate ambiguity and make sound decisions.
Responsibilities
- Own the enablement and technical implementation of Apple Pay issuer products across issuers, payment networks, and FinTechs.
- Partner with the business development team to drive adoption and scale issuer features across issuers and merchants.
- Define technical requirements, integration and testing plans, and launch milestones in collaboration with cross-functional teams.
- Lead partner onboarding and implementations end-to-end, resolving technical blockers and driving execution across internal teams.
- Provide ongoing technical support and feature enablement for existing partners to increase conversion and customer usage.
- Translate partner needs into clear technical requirements and product improvements, leveraging data and recurring feedback.
- Develop and refine documentation, application programming interfaces, software development kits, and tooling to simplify integrations and reduce partner onboarding friction.
- Serve as subject-matter expert on tokenization, provisioning, network tokenization, issuer product flows, and Apple Pay flows to guide troubleshooting and partner architecture reviews.
- Monitor industry ecosystem trends, including tap-to-pay, token provisioning, network changes, and instant payments, and advise internal teams on market-ready enhancements.
- Collaborate closely with business development, Product, Developer Relations, and engineering teams to scale Apple Pay issuer products across leading issuers in the United States.
- Drive partner integrations, design scalable technical solutions, and communicate with internal and external stakeholders across the United States payments landscape, including issuing banks and card networks.
- Work hands-on with ecosystem partners, including issuers, strategic merchants, payment service providers, payment processors, networks, FinTechs, point-of-sale/acquirer vendors, and labs, to resolve issues, enable new capabilities, and maintain technical relationships that impact business outcomes.
- Lead multiple Apple Pay projects from conception through execution, ensuring alignment across partners and internal teams, and partner with the business development team to drive enablement, acceptance, and adoption at scale.
- Evangelize Apple Pay technology, drive Wallet adoption by solving customer problems, and stay current with industry standards and technology trends.
Desired Qualifications
- Direct experience working with external partners on cross-channel initiatives and new technologies.
- Deep understanding of network tokenization standards, near-field communication technologies, Europay, Mastercard, and Visa contactless, 3-D Secure, ISO 8583/ISO 20022, real-time payments, Web Services Description Language, and mobile technology.
- Experience with United States card networks and instant payment rails such as FedNow and real-time payments.
- Experience with issuer product features such as installment payments, card rewards, and token-based credential products.
- Experience in payment processing, mobile payments, issuer apps, e-commerce, and the near-field communication ecosystem and applications.
- Experience in issuer or payment ecosystem authentication methods, fraud prevention and detection, and industry best practices.
- Experience with alternate payment methods, Buy Now Pay Later, or emerging payment types.
About the company
Apple designs and sells consumer electronics, from iPhone smartphones and Mac computers to tablets and wearable devices. Its operating systems manage apps and built-in functions for communication and work, while iCloud stores files and synchronizes data across devices. Customers buy additional digital services through subscriptions such as Apple Music and Apple TV, and developers distribute software through the App Store. Apple earns money from hardware sales, subscriptions and digital transactions, selling directly to customers and through retailers and mobile carriers around the world. It was founded in 1976 and has its headquarters in Cupertino, California.
Company Size
10,001+
Company Stage
IPO
Headquarters
Cupertino, California
Founded
1976
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Simplify's Take
What believers are saying
- Business demand is growing: Apple reported $109.4 billion revenue in the June 2026 quarter, up 16% year over year.
- Eligible US employees get learning support: Apple reimburses career-related tuition and runs Apple University classes.
- Services earn richer margins: Apple reported 75.6% services gross margin in the June 2026 quarter, versus 40.1% for products.
What critics are saying
- Assembly depends on Asian partners: Apple outsources substantially all final hardware assembly, reducing direct control over production.
- iPhone concentrates demand risk: the product generated 49.6% of Apple revenue in the June 2026 quarter.
- Student support shifts take evenings: Apple College Advisors typically work three evening shifts and one weekend shift weekly.
What makes Apple unique
- Its chips link hardware and software: Apple designs M-series processors and developer frameworks tuned to their unified memory.
- Stores double as service hubs: Apple combines device sales, Genius Bar technical help and in-person learning sessions.
- It owns a spatial operating system: Apple Vision Pro runs visionOS, controlled through eyes, hands and voice.
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Benefits
- Health Insurance
- Dental Insurance
- 401(k) Retirement Plan
- 401(k) Company Match
- Tuition Reimbursement
- Performance Bonus
- Relocation Assistance
- Employee Stock Purchase Plan