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Ramp

Runs corporate cards and finance workflows

Product Operations - General Builder

Full-TimePosted on 10/23/2026
$130k - $200k/yr
Mid, Senior
San Francisco, CA, USA+1 moreMore locations: New York, NY, USA
HybridRequires in-person work at the NYC headquarters at least 2 days per week.
Business & StrategyBusiness Operations

About the job

Requirements
  • Have 2–6 years of experience in banking, private equity, consulting, or product management or business operations roles at a demanding startup.
  • Demonstrate personal ownership and deliver outcomes beyond initial analysis or recommendations.
  • Use quantitative reasoning to work with messy data, check assumptions, and translate findings into decisions.
  • Apply customer curiosity and practical judgment to identify important problems and solutions, and speak with customers when necessary.
  • Prioritize effectively and focus on the most important problems.
  • Communicate effectively and earn trust for arguments across technical and business teams.
  • Show resourcefulness, receptiveness to feedback, and the ability to learn unfamiliar subjects quickly.
  • Have experience using AI tools to build something or improve a workflow, with a thoughtful approach to checking quality.
Responsibilities
  • Own customer and operational outcomes by taking responsibility for a defined problem, establishing a baseline, and following through until the experience improves.
  • Investigate underlying problems by combining customer conversations, operational observations, and data to distinguish recurring causes from isolated symptoms.
  • Make recommendations by sizing opportunities, comparing tradeoffs, and helping product partners decide where process changes, automation, or product investment will have the greatest effect.
  • Build practical tools and automations, including AI-assisted solutions, to reduce repetitive work and improve reliability; validate outputs and measure whether they benefit users.
  • Own operational readiness, internal enablement, feedback collection, and follow-through after launches or workflow changes.
  • Lead cross-team work by defining metrics, establishing owners, resolving dependencies, communicating decisions, and keeping work moving when the path is unclear.
Desired Qualifications
  • Experience building internal tools or using APIs or low-code platforms.
  • Experience working with financial products or shipping software with AI assistance.
  • Experience owning a launch.

About the company

Ramp runs a financial operations platform for businesses and their finance teams, linking corporate cards with expense records and invoice payments. Finance teams use its software to collect receipts, approve spending and send transaction data to their accounting systems, while employees submit expenses through connected apps. Its Router service also directs AI requests across outside model providers, selecting models based on cost and performance. Customers use a free core plan or pay for broader software automation features, with partner banks issuing cards and providing deposit services. Ramp was founded in 2019 and has its headquarters in New York City.

Company Size

1,001-5,000

Company Stage

Growth Equity (Venture Capital)

Total Funding

$5.4B

Headquarters

New York City, New York

Founded

2019

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Simplify's Take

What believers are saying

  • AI investment has fresh capital: Ramp raised $750 million in primary funding in June 2026 to develop financial automation.
  • Staff receive ongoing support: Ramp offers a 401(k) employer match and monthly wellness stipend alongside its financial-technology work.
  • Customer reach extends beyond startups: Ramp reports more than 70,000 businesses using its financial operations platform.

What critics are saying

  • Card issuance depends on partners: Ramp's US corporate cards use Celtic Bank and Column rather than its own bank charter.
  • Expect a fast working pace: Ramp's careers page says staff are pushed to the fastest pace of their career.
  • Customer spending ceilings fluctuate: Ramp regularly changes card limits using clients' cash balances and wider financial performance.

What makes Ramp unique

  • Card balances cannot revolve: Ramp requires full statement repayment and charges no interest on its corporate charge card.
  • Negotiations draw on peer contracts: Ramp benchmarks software renewal quotes against prices paid by other customers.
  • Virtual cards enforce vendor agreements: Ramp's recurring cards restrict charges to the chosen supplier and specified contract amount.

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Benefits

  • Competitive salaries: You never have to wonder how your pay compares. Our generous comp reflects our belief that you'll take Ramp to the next level.
  • Comprehensive health plans: US-based employees get full medical, dental, and vision insurance coverage. Everyone gets a monthly stipend for personal wellness.
  • Professional development: Take advantage of our annual education stipends to stay on top of your personal growth.
  • Unlimited PTO: Flexible vacation days give you the time to step away, unwind, and recharge.

Growth & Insights and Company News

6 month growth

-10%

1 year growth

-11%

2 year growth

-11%
PR Newswire
Oct 21st, 2026
Ramp launches nonprofit platform to recover sales tax and enforce grant controls

Ramp launched Ramp for Nonprofits on October 21, 2026, a platform to help finance teams recover sales tax they should not have paid and keep spending in line with grant restrictions and donor intent. The tool covers cards, expenses, accounts payable, and accounting workflows. It routes purchases to the right owner, codes them to the right fund and program, and captures receipts and approval trails. Features include sales tax reclamation and exemption, grant budgets, grant manager approval routing, and a Grant Policy Agent that checks spend against grant rules. Ramp says it already serves more than 13,000 nonprofits. The Jewish Fertility Foundation saved more than $45,000 in its first year, and Boys & Girls Clubs of America saves 50+ hours a month. A launch webinar takes place on November 10.

FinTech Futures
Oct 21st, 2026
Ramp acquires treasury platform Vesto days after $1.85B raise at $60B valuation

Ramp, the expense management fintech, has acquired Vesto, a New York-headquartered treasury management platform, for an undisclosed sum. Benjamin Döpfner founded Vesto in 2022. Its dashboard lets businesses view all their bank accounts in one place. Döpfner will join Ramp's product team. Ramp customers will be able to analyse Ramp checking and investment accounts alongside accounts from more than 12,000 other institutions, including Bank of America CashPro, JP Morgan Access, CitiDirect, and Wells Fargo Vantage. Vesto's technology will also help them forecast cashflow. The deal follows Ramp's application to the OCC for a national trust bank charter. A week earlier, Ramp raised $1.85 billion at a $60 billion valuation.

Tech in Asia
Oct 20th, 2026
Ramp, valued at $60B, applies for US national trust bank charter

Ramp, a US fintech company that offers corporate cards and spend-management software, applied on October 19 to the Office of the Comptroller of the Currency (OCC) for a trust bank charter. The proposed entity would be called Ramp National Trust Bank. If approved, it could provide fiduciary investment management and custody for digital assets. Ramp said it would not take deposits or make commercial loans. The application adds to a wider push by startups into regulated banking. Revolut said it received conditional approval on September 3, 2026, to form a US national bank. Ramp was valued at $60 billion in a new funding round and has annualised revenue of $2 billion.

Bloomberg
Oct 9th, 2026
Ramp Hits $60 Billion Valuation in $1.85 Billion Funding Round

Fintech startup Ramp has reached a roughly $60 billion valuation with its latest fundraising effort, according to people familiar with the matter.

Ramp
Oct 3rd, 2026
Ramp announces $150M in debt financing from Goldman Sachs

With its first debt financing round, one of America’s fastest-growing corporate cards can serve more customers