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InComm Payments

Global B2B payments and prepaid solutions

Software Engineer 2

Full-TimeUpdated on 10/23/2026Deadline 9/29/27
No salary listed
Mid
Florida, USA+2 moreMore locations: Georgia, USA | Utah, USA
In Person
Software EngineeringFull-Stack Engineering

About the job

Requirements
  • At least 4 years of professional software engineering experience.
  • Advanced proficiency in C# and the Microsoft .NET ecosystem.
  • Experience with observability and troubleshooting using centralized logging platforms such as Splunk.
  • Experience developing and supporting ASP.NET Core Web APIs, RESTful services, WCF services using legacy SOAP, performant data access patterns, and the asynchronous programming model.
  • Experience troubleshooting distributed systems and service integrations.
  • Strong knowledge of object-oriented design principles and software architecture patterns.
  • Experience developing modern web applications using React.
  • Strong understanding of React component architecture, state management, JavaScript and TypeScript, HTML5, CSS and SASS, and API integration patterns.
  • Experience working within large shared codebases and multi-brand web platforms.
  • Experience writing complex SQL statements.
  • Working knowledge of Oracle databases.
  • Experience supporting stored procedures, packages, views, and performance tuning efforts.
  • Ability to troubleshoot application issues involving database interactions.
Responsibilities
  • Design, develop, enhance, and maintain enterprise applications using C# and the Microsoft .NET platform.
  • Build and support ASP.NET Web APIs and distributed service architectures.
  • Enhance, troubleshoot, and modernize existing WCF services.
  • Participate in service migration initiatives, including SOAP-to-REST modernization efforts.
  • Develop secure, performant, and resilient integration solutions with internal and external partners.
  • Diagnose and resolve production issues across application, API, integration, and infrastructure layers.
  • Participate in on-call support and production incident response activities as required.
  • Develop and maintain single-page applications using React.
  • Build reusable user-interface components and shared application frameworks.
  • Consume REST APIs and integrate complex business workflows into customer-facing experiences.
  • Collaborate with Product, UX, and Architecture teams to deliver intuitive and scalable solutions.
  • Develop and support Oracle database solutions.
  • Create and maintain SQL queries, packages, stored procedures, and data access logic.
  • Collaborate with database engineers to optimize application performance.

About the company

InComm Payments operates as a global B2B payments technology platform that helps businesses offer and process prepaid and digital payment products. Its products include managing gift card malls, issuing Vanilla-branded cards (reloadable and single-load), and providing bill payment and account reload services, with activation at the point of sale and omnichannel transaction processing. It stands out through a long track record in prepaid and loyalty solutions, ownership of the Vanilla card portfolio, healthcare networks like The OTC Network, and growth by acquiring companies to expand incentive, loyalty, and wellness-payment offerings. Its goal is to connect merchants and brands with consumers through a seamless, end-to-end payments ecosystem that supports quick activation and flexible prepaid options across multiple industries.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Atlanta, Georgia

Founded

1992

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Simplify Jobs

Simplify's Take

What believers are saying

  • Alpha Modus launched VanillaDirect cash deposits at 90,000 locations on April 29, 2026.
  • UK HealthCare chose OTC Network on May 14, 2026, expanding healthcare benefit distribution.
  • Mafin acquisition in November 2024 deepened Japan gift-card reach and cross-border distribution.

What critics are saying

  • San Francisco sued InComm in 2023 over card draining, refund failures, and packaging flaws.
  • Consumer fraud and blocked-funds class actions keep pressuring Vanilla margins and retailer trust.
  • A severe gift-card security scandal could force retailer delistings and destroy prepaid-volume economics.

What makes InComm Payments unique

  • VanillaDirect reaches 90,000 retail locations for cash loads and deposits in 2026.
  • OTC Network serves 1,200-plus health plans and 10 million cardholders by May 2026.
  • InComm owns entrenched POSA, gift-card, and restricted-spend rails across retail and healthcare.

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Benefits

  • Employee Referral Bonus
  • Remote Work Options

Growth & Insights and Company News

6 month growth

3%

1 year growth

5%

2 year growth

5%
Associated Press
Apr 29th, 2026
Alpha Modus partners with InComm Payments to enable cash deposits at 90,000 retail locations

Alpha Modus Holdings has partnered with InComm Payments to enable Alpha Cash customers to make cash deposits at over 90,000 retail locations across the US. The agreement allows customers to add funds instantly by presenting an in-app generated barcode and cash at participating locations using InComm's VanillaDirect technology. The partnership eliminates the need for physical kiosks or bank branches, providing a mobile-first cash deposit solution for underserved consumers. Alpha Cash customers can access the service at retail locations where they already shop. The agreement advances Alpha Modus's strategy of building an integrated financial services platform. Alpha Cash's partner ecosystem already includes embedded banking, remittance, bill pay, check cashing and prepaid mobile services. InComm Payments operates a network spanning more than 40 countries with over 525,000 retail and online distribution points.

The Paypers
Nov 12th, 2024
InComm Payments Acquires Mafin from J ESCOM

InComm Payments has acquired digital gift card provider Mafin from J ESCOM HOLDINGS. Mafin will be excluded from J ESCOM's consolidation by March 2025. J ESCOM, which acquired Mafin in June 2022, has been developing its gift business in Japan. The share transfer to InComm Japan will allow J ESCOM to explore new investment opportunities to enhance corporate value. The focus remains on optimizing customer experience and complying with industry regulations.

Iberian Legal Group
Sep 22nd, 2023
Machado Meyer advise Incomm on the acquisition of Incentivale

Machado Meyer Advogados acted as legal advisor to Incomm on the acquisition of Incentivale Marketing de Incentivo

Benzinga
Aug 30th, 2023
Instant Financial Secures Funding to Propel Payday Revolution

Leading earned wage access company secures investment, indicating growth in consumer demand for instant, fee-free employee pay solutions ATLANTA, Aug. 30, 2023 /PRNewswire-PRWeb/ -- Instant Financial, a leading innovator

Finovate
Oct 27th, 2022
InComm Acquires Australian Gift Card Innovator The Card Network - Finovate

InComm Acquires Australia Gift Card Innovator The Card Network